MPV is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €104k and a net result of €16k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 6156 sector peers (fiscal year 2024). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
93 d early
2022
49 d early
2021
39 d early
2020
43 d early
2019
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€104k▲ 1.6%
2023 · €102k
2018: €65k
2019: €80k
2020: €84k
2021: €97k
2022: €104k
2023: €102k
2018 → 2024
Net result
€16k▲ 71.2%
2023 · €9k
2018: €13k
2019: €15k
2020: €4k
2021: €14k
2022: €14k
2023: €9k
2018 → 2024
Total assets
€130k▼ 0.6%
2023 · €131k
2018: €103k
2019: €116k
2020: €114k
2021: €125k
2022: €118k
2023: €131k
2018 → 2024
Solvency
79.7%▲ 1.8pp
2023 · 77.9%
2018: 63.1%
2019: 68.9%
2020: 73.7%
2021: 77.6%
2022: 88.2%
2023: 77.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€97k▲ 15.7%€104k▲ 7.3%€102k▼ 2.1%€104k▲ 1.6%
Operating result€8k-€21k▲ 159%€20k▼ 5.5%€13k▼ 31.9%€24k▲ 80.6%
Net result€4k-€14k▲ 216%€14k▼ 2.7%€9k▼ 30.1%€16k▲ 71.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 81% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €130k
Fixed assets
€43k▼ 1.2%
Current assets
€88k▼ 0.4%
Equity and liabilities €130k
Equity
€104k▲ 1.6%
Debt
€26k▼ 8.7%
The debt ratio falls from 22.1% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
79.7%▲
2023 · 77.9%
ROE
15.7%▲
2023 · 9.3%
ROA
12.5%▲
2023 · 7.2%
Debt
€26k▼
2023 · €29k
Debt ≤ 1 year
€26k▼
2023 · €28k
Income taxes
€8k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€131k€130k▼
Fixed assets21/28€43k€43k▼
Tangible fixed assets22/27€40k€39k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€358€6k▲
Other tangible fixed assets26€32k€27k▼
Financial fixed assets28€3k€3k=
Current assets29/58€88k€88k▼
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€10k-
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€75k€80k▲
Equity and liabilities
Total equity and liabilities10/49€131k€130k▼
Equity10/15€102k€104k▲
Contributions10/11€19k€19k=
Reserves13€57k€59k▲
Distributable reserves133€57k€59k▲
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€29k€26k▼
Amounts payable within one year42/48€28k€26k▼
Financial debts43€562€276▼
Credit institutions430/8€562€276▼
Trade debts44€3k€780▼
Suppliers440/4€3k€780▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€18k€18k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€616€628▲
Gross operating margin9900€20k€34k▲
Operating profit (loss)9901€13k€24k▲
Financial income75/76B€192€372▲
Recurring financial income75€192€372▲
Financial charges65/66B€212€93▼
Recurring financial charges65€212€93▼
Profit (loss) for the period before taxes9903€13k€24k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€9k€16k▲
Profit (loss) for the period to be appropriated9905€9k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€43k▲
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer from equity791/2€12k€15k▲
Transfer to equity691/2€9k€16k▲
To other reserves6921€9k€16k▲
Profit to be distributed694/7€12k€15k▲
Return on contributions (dividend)694€12k€15k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €16k ▲71.2%
Operating result €24k, net result €16k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲7.3%
5 profitable years in a row build equity to €104k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼69.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dellaertsdreef 99940 EvergemGround area
1,071 m²
Building footprint
598 m²
Volume, LiDAR
3,471 m³
Parcel 44066D0260/00H002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dellaertsdreef 9, 9940 Evergem
since 19942.069.013.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066D0260/00H002 | Flanders | 1,071 m² | 1 · 598 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLP Management
BE 0766.289.310
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MA-GO
BE 0760.427.837
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Faigin
BE 0447.415.666
Oudenburg · Eq €104k
VAN LANDSCHOOT INVEST
BE 0564.746.965
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Investment Management Mercken
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Lier · Eq €104k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-1994
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47690Retail sale of other cultural and recreation goods
47787Retail trade
47789Other retail sale of new goods
47990Retail trade
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
90031Arts creation and performing arts activities
90120Visual arts creation
90130Arts creation and performing arts activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.