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MOVE.COM

Active
Private limited companyfounded 201016 yrs activeRue de Sart 37, 1490 Court-Saint-Etienne, BelgiumKBO/BCE: BE 0821.964.241

MOVE.COM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €8k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 1200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+10
Solvency55▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.39 in 2024; short-term debt: 38% and cash: 0.3% of total assets), but 70.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
29.9%
Return on assets
2.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
30 d late
2021
31 d late
2020
20 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▲ 3.3%
2024 · €8k
2018: €833 2019: €6k 2020: €11k 2021: €2k 2022: €8k 2023: €931 2024: €8k
2018 → 2025
Working capital
€126k▲ 138%
2024 · €53k
2018: €67k 2019: €70k 2020: €72k 2021: €87k 2022: €92k 2023: €77k 2024: €53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€83k-€92k▲ 10.1%€93k▲ 1.0%€100k▲ 8.3%€108k▲ 7.9%
Operating result€6k-€16k▲ 150%€7k▼ 57.2%€22k▲ 233%€26k▲ 16.1%
Net result€2k-€8k▲ 252%€931▼ 88.9%€8k▲ 722%€8k▲ 3.3%
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €6k€6kNet result 2021: €2k€2kOperating result 2022: €16k€16kNet result 2022: €8k€8kOperating result 2023: €7k€7kNet result 2023: €931€931Operating result 2024: €22k€22kNet result 2024: €8k€8kOperating result 2025: €26k€26kNet result 2025: €8k€8k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362k
Fixed assets €98k▼ 25.0%
Current assets €264k▲ 39.9%
Equity and liabilities €362k
Equity €108k▲ 7.9%
Debt €254k▲ 15.8%
The debt ratio rises from 68.6% to 70.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€66k
2024 · €49k
Cash flow
€48k
2024 · €34k
Solvency
29.9%
2024 · 31.4%
Current ratio
1.92
2024 · 1.39
Quick ratio
1.92
2024 · 1.39
Debt / equity
2.34
2024 · 2.18
ROE
7.3%
2024 · 7.6%
ROA
2.2%
2024 · 2.4%
Interest coverage
5.72
2024 · 4.44
Debt
€254k
2024 · €219k
Debt ≤ 1 year
€138k
2024 · €135k
Debt > 1 year
€91k
2024 · €83k
Income taxes
€6k
2024 · €4k
Staff costs
€274k
2024 · €256k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€319k€362k
Fixed assets21/28€131k€98k
Tangible fixed assets22/27€130k€96k
Plant, machinery and equipment23€11k€11k
Furniture and vehicles24€4k€5k
Leasing and similar rights25€115k€81k
Financial fixed assets28€834€2k
Current assets29/58€188k€264k
Amounts receivable after more than one year29€18k-
Other amounts receivable291€18k-
Amounts receivable within one year40/41€168k€261k
Trade receivables40€164k€245k
Other amounts receivable41€4k€16k
Cash at bank and in hand54/58€756€913
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€319k€362k
Equity10/15€100k€108k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€80k€88k
Amounts payable17/49€219k€254k
Amounts payable after more than one year17€83k€91k
Financial debts170/4€83k€91k
Amounts payable within one year42/48€135k€138k
Current portion of amounts payable after more than one year42€33k€35k
Financial debts43€23k€24k
Credit institutions430/8€23k€24k
Trade debts44€27k€34k
Suppliers440/4€27k€34k
Taxes, remuneration and social security45€51k€45k
Taxes450/3€8k€12k
Remuneration and social security454/9€43k€33k
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€862€25k
Income statement Code20242025
Remuneration, social security and pensions62€256k€274k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€40k
Other operating charges640/8€1k€1k
Gross operating margin9900€306k€341k
Operating profit (loss)9901€22k€26k
Financial charges65/66B€11k€12k
Recurring financial charges65€11k€12k
Profit (loss) for the period before taxes9903€11k€14k
Income taxes67/77€4k€6k
Profit (loss) for the period9904€8k€8k
Profit (loss) for the period to be appropriated9905€8k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€80k€88k
Profit (loss) brought forward from the previous period14P€72k€80k
Social balance
Average headcount (FTE)90878.49.3

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-11
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
31-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial Equity above €100kEq €100k ▲8.3%
7 profitable years in a row build equity to €100k.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial Highest result since 2018net €11k ▲90.8%
Net result €11k, the highest in the series.
31-12
Financial Liquidity doublescurrent ratio 2.35
Current ratio from 1.16 to 2.35; short-term debt falls from €439k to €53k.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
02-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Sart 371490 Court-Saint-Etienne
Ground area
2,368 m²
Building footprint
99 m²
Volume, LiDAR
602 m³
Parcel 25023D0181/00F000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOVE.COM
Rue de Sart 37, 1490 Court-Saint-EtienneReal estate activities
since 20102.183.890.761
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25023D0181/00F000 Wallonia 2,368 m² 1 · 99 m² 7.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,612 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-01-2010
Fiscal year end31-12
Activities, NACEBEL
74104Other professional, scientific and technical activities
74130Interior design
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.