MOVE 2 IMPROVE
ActiveSummary
MOVE 2 IMPROVE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €-13k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 41 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-33
Solvency82▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.6 in 2024; short-term debt: 9.9% and cash: 1.2% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 15
Relative position
BE, all sectors
reference
Sector 15
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
2 d early
2023
42 d early
2022
94 d early
2021
38 d early
2020
85 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k▼ 4.8%
2024 · €275k
2018: €91k
2019: €93k
2020: €122k
2021: €102k
2022: €204k
2023: €317k
2024: €275k
2018 → 2025
Total assets
€462k▼ 9.1%
2024 · €508k
2018: €485k
2019: €603k
2020: €621k
2021: €543k
2022: €349k
2023: €563k
2024: €508k
2018 → 2025
Net result
€-13k
2024 · €13k
2018: €-10k
2019: €2k
2020: €30k
2021: €3k
2022: €115k
2023: €113k
2024: €13k
2018 → 2025
Working capital
€50k▼ 28.6%
2024 · €69k
2018: €59k
2019: €14k
2020: €49k
2021: €6k
2022: €121k
2023: €117k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€204k▲ 100%€317k▲ 55.6%€275k▼ 13.2%€262k▼ 4.8%
Operating result€20k-€29k▲ 48.4%€43k▲ 48.7%€26k▼ 39.8%€-5k
Net result€3k-€115k▲ 4,365%€113k▼ 1.3%€13k▼ 88.8%€-13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €26k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462k
Fixed assets
€366k ▼ 7.2%
Current assets
€95k ▼ 15.6%
Equity and liabilities €462k
Equity
€262k ▼ 4.8%
Debt
€200k ▼ 14.2%
Debt's share of the balance-sheet total falls from 45.8% to 43.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €60k
Cash flow
€15k▼
2024 · €46k
Current ratio
2.09▼
2024 · 2.60
Debt to equity
0.76▼
2024 · 0.85
ROE
-5.0%▼
2024 · 4.6%
ROA
-2.9%▼
2024 · 2.5%
Interest coverage
2.89▼
2024 · 7.43
Debt ≤ 1 year
€46k▲
2024 · €43k
Debt > 1 year
€154k▼
2024 · €189k
Income taxes
€282▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€508k€462k▼
Fixed assets21/28€395k€366k▼
Tangible fixed assets22/27€382k€354k▼
Land and buildings22€319k€308k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€26k€19k▼
Leasing and similar rights25€35k€25k▼
Financial fixed assets28€13k€13k=
Current assets29/58€113k€95k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€91k€88k▼
Trade receivables40€7k€0▼
Other amounts receivable41€84k€88k▲
Cash at bank and in hand54/58€20k€5k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€508k€462k▼
Equity10/15€275k€262k▼
Contributions10/11€0-
Reserves13€275k€275k=
Distributable reserves133€275k€275k=
Profit (loss) carried forward14€0€-13k▼
Amounts payable17/49€233k€200k▼
Amounts payable after more than one year17€189k€154k▼
Financial debts170/4€189k€154k▼
Amounts payable within one year42/48€43k€46k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Financial debts43€73€105▲
Credit institutions430/8€73€105▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€7k€500▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€29k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€64k€28k▼
Operating profit (loss)9901€26k€-5k▼
Financial income75/76B€975€51▼
Recurring financial income75€975€51▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€19k€-13k▼
Income taxes67/77€6k€282▼
Profit (loss) for the period9904€13k€-13k▼
Profit (loss) for the period to be appropriated9905€13k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€-13k▼
Profit (loss) brought forward from the previous period14P€40k€0▼
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
Profit to be distributed694/7€49k€0▼
Return on contributions (dividend)694€49k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k ▼204%
Net result drops to €-13k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €115k ▲4365%
Net result €115k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 3.48
Current ratio from 1.08 to 3.48; short-term debt falls from €68k to €49k.
31-12
Financial
Equity above €200kEq €204k ▲100%
4 profitable years in a row build equity to €204k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €122k ▲31.8%
2 profitable years in a row build equity to €122k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boonakker 99140 TemseGround area
730 m²
Building footprint
173 m²
Volume, LiDAR
906 m³
Parcel 46025B0781/00L000, Flanders · tallest building 24.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOVE 2 IMPROVE
since 20092.176.934.970
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0781/00L000 | Flanders | 730 m² | 1 · 173 m² | 24.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORTHO SHOE
BE 0417.752.175
Roeselare · Eq €266k
TECONOR
BE 0463.499.652
Stabroek · Eq €220k
ATELIER CONTENT
BE 0567.961.922
Ronse · Eq €323k
WALK 2 IMPROVE
BE 0809.365.624
Beveren-Kruibeke-Zwijndrecht · Eq €185k
BOCO
BE 0446.192.773
Haaltert · Eq €145k
Of 59 companies in sector 15200 we hold annual accounts for 28. 19 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
15200Manufacture of leather and related products
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.