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MOURADIAM

Active Risk: low
Public limited companyfounded 198243 yrs activeHoveniersstraat 30-38, 2018 Antwerpen, BelgiumKBO/BCE: BE 0423.590.288

MOURADIAM has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of USD 1.64M and a net result of USD -553k. The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability4
Solvency59
Growth-
Track record85
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 43 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
33.9%
Return on assets
-11.5%
Age of the figures
33 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 d late
2023
29 d late
2022
32 d late
2021
40 d late
2020
145 d late
2019
91 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, abbreviated schema

Amounts retain their source currency, without conversion. Different currencies are not compared or combined in one chart; mixed amounts within a fiscal year are withheld.

Equity
USD 1.64M
Total assets
USD 4.83M
Net result
USD -553k
Working capital
USD 2.67M

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets USD 4.83M
Fixed assets USD 100k
Current assets USD 4.73M
Equity and liabilities USD 4.83M
Equity USD 1.64M
Debt USD 3.19M
Debt finances 66.1% of the balance-sheet total.
Key figures and ratios
2023 value
EBITDA
USD -385k
Cash flow
USD -536k
Solvency
33.9%
Current ratio
2.30
Quick ratio
0.04
Debt / equity
1.95
ROE
-33.7%
ROA
-11.5%
Interest coverage
-2.76
Debt
USD 3.19M
Debt ≤ 1 year
USD 2.05M
Debt > 1 year
USD 1.13M
Income taxes
USD 23k
Staff costs
USD 151k
Filed annual accounts
As filed with the NBB · 2023
Balance sheet Code2023
Assets
Total assets20/58USD 4.83M
Fixed assets21/28USD 100k
Tangible fixed assets22/27USD 96k
Land and buildings22USD 94k
Furniture and vehicles24USD 2k
Financial fixed assets28USD 4k
Current assets29/58USD 4.73M
Stocks and contracts in progress3USD 4.65M
Stocks30/36USD 4.65M
Amounts receivable within one year40/41USD 76k
Other amounts receivable41USD 76k
Equity and liabilities
Total equity and liabilities10/49USD 4.83M
Equity10/15USD 1.64M
Contributions10/11USD 1.00M
Capital10USD 1.00M
Issued capital100USD 1.00M
Reserves13USD 638k
Non-distributable reserves130/1USD 100k
Legal reserve130USD 100k
Distributable reserves133USD 538k
Amounts payable17/49USD 3.19M
Amounts payable after more than one year17USD 1.13M
Other amounts payable178/9USD 1.13M
Amounts payable within one year42/48USD 2.05M
Financial debts43USD 1.05M
Credit institutions430/8USD 1.05M
Trade debts44USD 738k
Suppliers440/4USD 738k
Taxes, remuneration and social security45USD 68k
Taxes450/3USD 51k
Remuneration and social security454/9USD 17k
Other amounts payable47/48USD 202k
Accrued charges and deferred income492/3USD 7k
Income statement Code2023
Remuneration, social security and pensions62USD 151k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630USD 17k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4USD 29k
Gross operating margin9900USD -205k
Operating profit (loss)9901USD -403k
Financial income75/76BUSD 12k
Recurring financial income75USD 11k
Non-recurring financial income76BUSD 1k
Financial charges65/66BUSD 140k
Recurring financial charges65USD 140k
Profit (loss) for the period before taxes9903USD -530k
Income taxes67/77USD 23k
Profit (loss) for the period9904USD -553k
Profit (loss) for the period to be appropriated9905USD -553k
Appropriation of the result
Profit (loss) to be appropriated9906USD -553k
Transfer from equity791/2USD 553k
Social balance
Average headcount (FTE)90873.0

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
01-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
09-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 40 days late
2021
23-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 145 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
19-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
NBB filing

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-12-2025 Rita DEKKERS: Resigned as Director
02-06-2025 Nader MOURAD: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1982
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoveniersstraat 30-382018 Antwerpen
Ground area
3,046 m²
Building footprint
2,904 m²
Volume, LiDAR
74,659 m³
Parcel 11808H1178/00S008, Flanders · tallest building 46.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Hoveniersstraat 30 3, 2018 Antwerpen
Air transport
since 19822.021.413.088
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1178/00S008 Flanders 3,046 m² 1 · 2,904 m² 46.0 m · 8 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,229 companies in sector 46861 we hold annual accounts for 678. 468 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded18-11-1982
Fiscal year end31-12
Activities, NACEBEL
46861Wholesale of diamonds and other precious stones
51561
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.