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Motom

Active
Private limited companyfounded 20188 yrs activeMinister A.De Clercklaan(Kor) 23, 8500 Kortrijk, BelgiumKBO/BCE: BE 0688.529.160

Motom is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €88k and a net result of €38k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 7974 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
136 d early
2024
106 d early
2023
141 d early
2022
33 d early
2021
20 d early
2020
31 d late
2019
53 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€88k▼ 20.2%
2024 · €110k
2018: €41k 2019: €47k 2020: €60k 2021: €41k 2022: €71k 2023: €118k 2024: €110k
2018 → 2025
Net result
€38k▼ 10.7%
2024 · €42k
2018: €22k 2019: €8k 2020: €13k 2021: €20k 2022: €40k 2023: €47k 2024: €42k
2018 → 2025
Total assets
€104k▼ 17.3%
2024 · €125k
2018: €65k 2019: €86k 2020: €116k 2021: €74k 2022: €104k 2023: €134k 2024: €125k
2018 → 2025
Solvency
84.9%▼ 3.1pp
2024 · 88.0%
2018: 62.7% 2019: 55.1% 2020: 51.5% 2021: 55.0% 2022: 67.9% 2023: 88.0% 2024: 88.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€41k-€71k▲ 73.2%€118k▲ 67.1%€110k▼ 6.6%€88k▼ 20.2%
Operating result€28k-€53k▲ 90.0%€63k▲ 19.1%€57k▼ 10.1%€51k▼ 10.9%
Net result€20k-€40k▲ 99.9%€47k▲ 18.9%€42k▼ 11.1%€38k▼ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €28k€28kNet result 2021: €20k€20kOperating result 2022: €53k€53kNet result 2022: €40k€40kOperating result 2023: €63k€63kNet result 2023: €47k€47kOperating result 2024: €57k€57kNet result 2024: €42k€42kOperating result 2025: €51k€51kNet result 2025: €38k€38k20212022202320242025
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets €2k▼ 82.4%
Current assets €102k▼ 12.3%
Equity and liabilities €104k
Equity €88k▼ 20.2%
Debt €16k▲ 4.5%
The debt ratio rises from 12.0% to 15.1%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
84.9%
2024 · 88.0%
ROE
42.8%
2024 · 38.2%
ROA
36.3%
2024 · 33.6%
Debt
€16k
2024 · €15k
Debt ≤ 1 year
€16k
2024 · €15k
Income taxes
€12k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€125k€104k
Fixed assets21/28€9k€2k
Tangible fixed assets22/27€9k€2k
Plant, machinery and equipment23€623€282
Furniture and vehicles24€8k€1k
Current assets29/58€117k€102k
Amounts receivable within one year40/41€11k€12k
Trade receivables40€10k€9k
Other amounts receivable41€1k€3k
Cash at bank and in hand54/58€103k€88k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€125k€104k
Equity10/15€110k€88k
Contributions10/11€19k€19k=
Reserves13€92k€69k
Distributable reserves133€92k€69k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€15k€16k
Amounts payable within one year42/48€15k€16k
Trade debts44€378€894
Suppliers440/4€378€894
Taxes, remuneration and social security45€8k€9k
Taxes450/3€8k€9k
Other amounts payable47/48€6k€6k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k
Other operating charges640/8€758€780
Gross operating margin9900€66k€59k
Operating profit (loss)9901€57k€51k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€572€575
Recurring financial charges65€572€575
Profit (loss) for the period before taxes9903€56k€50k
Income taxes67/77€14k€12k
Profit (loss) for the period9904€42k€38k
Profit (loss) for the period to be appropriated9905€42k€38k
Appropriation of the result
Profit (loss) to be appropriated9906€42k€38k
Transfer from equity791/2€50k€60k
Transfer to equity691/2€42k€38k
To other reserves6921€42k€38k
Profit to be distributed694/7€50k€60k
Return on contributions (dividend)694€50k€60k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €47k ▲18.9%
Operating result €63k, net result €47k, both a record.
31-12
Financial Liquidity triplescurrent ratio 7.26
Current ratio from 2.38 to 7.26; short-term debt falls from €33k to €16k.
31-12
Financial Equity above €100kEq €118k ▲67.1%
6 profitable years in a row build equity to €118k.
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
22-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial Weakest financial yearnet €8k ▼64.8%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2018
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Minister A.De Clercklaan(Kor) 238500 Kortrijk
1 establishment unit
MoTom
Minister A.De Clercklaan(Kor) 23, 8500 KortrijkFinancial service activities, except insurance and pension funding
since 20182.272.416.426

Recognitions · licences · registrations

Legal Entity Identifier

6488J99W7807SLBZA895
live in the LEI register

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,965 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-01-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filings

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:tomhespeel@hotmail.com
Establishment Kortrijk 2.272.416.426