Mosselman Jacques Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €138k and a net result of €88k. Equity is growing by ~143.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 2546 sector peers (fiscal year 2020). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2020 · tick = 2019
Profitability100=
Solvency99▲+27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
74.5%
Return on assets
47.4%
Age of the figures
69 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 3 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline22-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 27-08-2021, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
27 d late
2019
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Turnover
€0
Total assets
€185k▲ 70.3%
2019 · €109k
2018: €3k
2019: €109k
2018 → 2020
Net result
€88k▲ 47.2%
2019 · €60k
2018: €-9k
2019: €60k
2018 → 2020
Working capital
€138k▲ 176%
2019 · €50k
2018: €-11k
2019: €50k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Turnover€0-
Equity€-9k-€51k€138k▲ 171%
Operating result€-9k-€91k€126k▲ 38.8%
Net result€-9k-€60k€88k▲ 47.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2020 is 39% above 2019 and is the highest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €185k
Fixed assets
€227▼ 80.0%
Current assets
€185k▲ 71.9%
Equity and liabilities €185k
Equity
€138k▲ 171%
Debt
€47k▼ 18.2%
The debt ratio falls from 53.2% to 25.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€127k▲
2019 · €91k
Cash flow
€89k▲
2019 · €61k
Solvency
74.5%▲
2019 · 46.8%
Current ratio
3.91▲
2019 · 1.86
Quick ratio
3.91▲
2019 · 1.86
ROE
63.6%▼
2019 · 117.0%
ROA
47.4%▼
2019 · 54.8%
Debt
€47k▼
2019 · €58k
Debt ≤ 1 year
€47k▼
2019 · €58k
Income taxes
€37k▲
2019 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€109k€185k▲
Fixed assets21/28€1k€227▼
Tangible fixed assets22/27€1k€227▼
Current assets29/58€108k€185k▲
Amounts receivable within one year40/41€27k€35k▲
Current investments50/53€0-
Cash at bank and in hand54/58€75k€148k▲
Equity and liabilities
Total equity and liabilities10/49€109k€185k▲
Equity10/15€51k€138k▲
Contributions10/11€500-
Reserves13€50k€138k▲
Profit (loss) carried forward14-€-9k
Amounts payable17/49€58k€47k▼
Amounts payable within one year42/48€58k€47k▼
Trade debts44€454€0▼
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€909€909=
Gross operating margin9900€93k€129k▲
Operating profit (loss)9901€91k€126k▲
Recurring financial charges65€11€495▲
Profit (loss) for the period before taxes9903€91k€125k▲
Income taxes67/77€31k€37k▲
Profit (loss) for the period9904€60k€88k▲
Profit (loss) for the period to be appropriated9905€60k€88k▲
Timeline · acts, filings and financial milestones
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €88k ▲47.2%
Operating result €126k, net result €88k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.91
Current ratio from 1.86 to 3.91; short-term debt falls from €58k to €47k.
31-12
Financial
Equity above €100kEq €138k ▲171%
2 profitable years in a row build equity to €138k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €60k
Net result €60k after one loss-making year.
31-12
Financial
Liquidity times 17current ratio 1.86
Current ratio from 0.11 to 1.86.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Ciney 155300 AndenneGround area
1,315 m²
Building footprint
183 m²
Parcel 92003H0673/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MJC
since 20182.274.843.010
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92003H0673/00R000 | Wallonia | 1,315 m² | 1 · 183 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded03-04-2018
Fiscal year end31-12
Abbreviation FR
MJC
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jacques_mosselman@hotmail.com
Phone:0475/50.38.86