MOSK
ActiveMOSK has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €26k. Its solvency ranks better than 55% of 31191 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+23
Growth78
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 1.55 in 2024), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
39.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
21 d late
2024
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 181%
2024 · €14k
2024: €14k
2024 → 2025
Total assets
€66k▲ 90.1%
2024 · €35k
2024: €35k
2024 → 2025
Net result
€26k▲ 26.3%
2024 · €21k
2024: €21k
2024 → 2025
Working capital
€31k▲ 186%
2024 · €11k
2024: €11k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€14k-€41k▲ 181%
Operating result€23k-€35k▲ 49.2%
Net result€21k-€26k▲ 26.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€10k▲ 155%
Current assets
€56k▲ 81.6%
Equity and liabilities €66k
Equity
€41k▲ 181%
Debt
€25k▲ 25.1%
The debt ratio falls from 58.4% to 38.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€37k▲
2024 · €24k
Cash flow
€29k▲
2024 · €22k
Solvency
61.6%▲
2024 · 41.6%
Current ratio
2.28▲
2024 · 1.55
Quick ratio
2.28▲
2024 · 1.55
Debt / equity
0.62▼
2024 · 1.40
ROE
64.4%▼
2024 · 143.5%
ROA
39.7%▼
2024 · 59.7%
Interest coverage
33.94▲
2024 · 28.93
Debt
€25k▲
2024 · €20k
Debt ≤ 1 year
€24k▲
2024 · €20k
Income taxes
€7k▲
2024 · €2k
Staff costs
€250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€66k▲
Fixed assets21/28€4k€10k▲
Tangible fixed assets22/27€4k€10k▲
Furniture and vehicles24€4k€10k▲
Financial fixed assets28€80€80=
Current assets29/58€31k€56k▲
Amounts receivable within one year40/41€22k€37k▲
Trade receivables40€19k€26k▲
Other amounts receivable41€3k€11k▲
Cash at bank and in hand54/58€8k€18k▲
Deferred charges and accrued income490/1€127€390▲
Equity and liabilities
Total equity and liabilities10/49€35k€66k▲
Equity10/15€14k€41k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€6k€32k▲
Amounts payable17/49€20k€25k▲
Amounts payable within one year42/48€20k€24k▲
Current portion of amounts payable after more than one year42-€5k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9-€8k
Other amounts payable47/48€12k€0▼
Accrued charges and deferred income492/3€505€885▲
Income statement
Code20242025
Remuneration, social security and pensions62-€250
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€26k€39k▲
Operating profit (loss)9901€23k€35k▲
Financial income75/76B€34€0▼
Recurring financial income75€34€0▼
Non-recurring financial income76B€0-
Financial charges65/66B€843€1k▲
Recurring financial charges65€843€1k▲
Profit (loss) for the period before taxes9903€22k€34k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€21k€26k▲
Profit (loss) for the period to be appropriated9905€21k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€32k▲
Profit (loss) brought forward from the previous period14P€-15k€6k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
Ground area
209 m²
Building footprint
2,828 m²
Parcel 62814C0046/00M005, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Fragnée 71, 4000 Liège
since 20192.284.367.618
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62814C0046/00M005 | Wallonia | 209 m² | 1 · 2,828 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CERL CONSULTING
BE 0802.485.651
Tubize · Eq €41k
Bauwerk
BE 0805.113.361
Ronse · Eq €41k
Bigger
BE 1001.804.419
Schaarbeek · Eq €41k
ORIES CONSULTING
BE 0825.516.520
Elsene · Eq €41k
AB CONTROL
BE 1001.838.962
Seraing · Eq €41k
Of 82,127 companies in sector 70200 we hold annual accounts for 52,092. 36,433 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46900Non-specialised wholesale trade
47789Other retail sale of new goods
47890Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.