MOSI
ActiveSummary
MOSI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €101k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+28
Solvency81▲+23
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 1.23 in 2024; short-term debt: 34.5% and cash: 1.2% of total assets), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
38.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €146k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
29 d late
2023
65 d late
2022
71 d late
2021
86 d late
2020
31 d late
2019
116 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▲ 228%
2024 · €44k
2018: €-28k
2019: €-31k
2020: €-44k
2021: €-30k
2022: €-14k
2023: €41k
2024: €44k
2018 → 2025
Total assets
€261k▲ 93.1%
2024 · €135k
2018: €61k
2019: €52k
2020: €82k
2021: €81k
2022: €25k
2023: €109k
2024: €135k
2018 → 2025
Net result
€101k▲ 2,472%
2024 · €4k
2018: €7k
2019: €-4k
2020: €-12k
2021: €14k
2022: €16k
2023: €54k
2024: €4k
2018 → 2025
Working capital
€146k▲ 598%
2024 · €21k
2018: €-45k
2019: €-36k
2020: €-48k
2021: €-34k
2022: €-17k
2023: €13k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-30k-€-14k▲ 54.2%€41k€44k▲ 9.7%€146k▲ 228%
Operating result€14k-€16k▲ 15.3%€67k▲ 311%€7k▼ 89.2%€131k▲ 1,714%
Net result€14k-€16k▲ 17.5%€54k▲ 234%€4k▼ 92.7%€101k▲ 2,472%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,714% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€24k ▲ 4.3%
Current assets
€237k ▲ 112%
Equity and liabilities €261k
Equity
€146k ▲ 228%
Debt
€115k ▲ 26.9%
Debt's share of the balance-sheet total falls from 67.1% to 44.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€136k▲
2024 · €12k
Cash flow
€106k▲
2024 · €8k
Current ratio
2.63▲
2024 · 1.23
Quick ratio
2.51▲
2024 · 1.11
Debt to equity
0.79▼
2024 · 2.04
ROE
69.5%▲
2024 · 8.9%
ROA
38.9%▲
2024 · 2.9%
Interest coverage
103.67▲
2024 · 14.52
Debt ≤ 1 year
€90k▼
2024 · €91k
Debt > 1 year
€25k
Income taxes
€32k▲
2024 · €3k
Staff costs
€52k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€135k€261k▲
Fixed assets21/28€23k€24k▲
Tangible fixed assets22/27€23k€24k▲
Land and buildings22€16k€15k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€333€4k▲
Current assets29/58€112k€237k▲
Stocks and contracts in progress3€11k€11k▼
Stocks30/36€11k€11k▼
Amounts receivable within one year40/41€90k€222k▲
Other amounts receivable41€90k€222k▲
Cash at bank and in hand54/58€11k€3k▼
Deferred charges and accrued income490/1€262€238▼
Equity and liabilities
Total equity and liabilities10/49€135k€261k▲
Equity10/15€44k€146k▲
Contributions10/11€6k€6k=
Reserves13-€140k
Distributable reserves133-€140k
Profit (loss) carried forward14€38k€251▼
Amounts payable17/49€91k€115k▲
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€91k€90k▼
Trade debts44€42k€2k▼
Suppliers440/4€42k€2k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€19k€56k▲
Taxes450/3€12k€55k▲
Remuneration and social security454/9€7k€1k▼
Other amounts payable47/48€28k€31k▲
Income statement
Code20242025
Remuneration, social security and pensions62€43k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€20k€25k▲
Gross operating margin9900€74k€213k▲
Operating profit (loss)9901€7k€131k▲
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€793€1k▲
Recurring financial charges65€793€1k▲
Profit (loss) for the period before taxes9903€6k€134k▲
Income taxes67/77€3k€32k▲
Profit (loss) for the period9904€4k€101k▲
Profit (loss) for the period to be appropriated9905€4k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€140k▲
Profit (loss) brought forward from the previous period14P€34k€38k▲
Transfer to equity691/2-€140k
To other reserves6921-€140k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-12
Financial
Highest result since 2018net €101k ▲2472%
Operating result €131k, net result €101k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.63
Current ratio from 1.23 to 2.63; short-term debt falls from €91k to €90k.
31-12
Financial
Equity above €100kEq €146k ▲228%
5 profitable years in a row build equity to €146k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 1.19
Current ratio from 0.58 to 1.19.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 86 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
Show earlier events
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
18-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 476 days late
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 175 days late
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 501 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Foch 7367012 MonsGround area
368 m²
Building footprint
141 m²
Volume, LiDAR
948 m³
Parcel 53043B1409/00A000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LA FRITERIE DE JEMAPPES
since 20152.238.552.241
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53043B1409/00A000 | Wallonia | 368 m² | 1 · 141 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.238.552.241
Similar companies · same sector, comparable size
PAPRIKA
BE 0462.843.022
Leuven · Eq €145,900
PILOTE
BE 0458.437.242
Philippeville · Eq €146,011
LEOPOLD FOOD
BE 0882.727.318
Waterloo · Eq €145,828
ATELIER CAMBIER FOOD SERVICES
BE 0797.425.023
Walcourt · Eq €145,790
VDB SIMBA
BE 0885.828.744
Kortrijk · Eq €146,133
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,299 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.