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Private limited company·Handel in eigen onroerend goed· 3 yrs active
Turnhoutsebaan 554 ·2970 Schilde, Belgium
KBO/BCE: BE 0799.146.178
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MORE is 1.0% (low). The 2025 annual accounts show equity of €20k and a net result of €-7k. Its solvency ranks better than 81% of 1339 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 81% of 1339 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 28-04-2026 2 d early 2026-00093948
30-09-2024 30-04-2025 22-04-2025 8 d early 2025-00076326

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-7k
Working capital€20k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-04-2026 with the NBB · fiscal year 2025 · micro
€-50k€0€50k€100k€150kOperating result 2024: €126k€126kNet result 2024: €84k€84kOperating result 2025: €-7k€-7kNet result 2025: €-7k€-7k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 71.5% 22.9%
better than 81% of 1339 sector peers
Net result €-7k €10k
better than 22% of 1337 sector peers
Equity €20k €44k
better than 37% of 1340 sector peers
Gross operating margin €-6k €39k
better than 9% of 1337 sector peers
Total assets €28k €291k
better than 9% of 1339 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€134k
- 24-25
Net profit
€-7k
- 24-25
Cash flow
€92k
- 24-25
Total assets
€28k
-81.6% 24-25
Equity
€20k
-80.5% 24-25
Working capital
€20k
- 24-25
Income taxes
€0
-100.0% 24-25
Debt
€8k
-83.9% 24-25
Debt ≤ 1y
€8k
-83.9% 24-25
Current ratio
3.51
+349.6% 24-25
Quick ratio
3.51
+349.6% 24-25
Solvency
71.5%
+6.0% 24-25
Debt / equity
0.40
-17.5% 24-25
ROE
-34.7%
- 24-25
ROA
-24.8%
- 24-25
Interest coverage
1383.40
- 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€-7k
Cash flow-
Staff costs-
Income taxes€0
Dividends-
Total assets€28k
Equity€20k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€20k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.51
Quick ratio3.51
Working capital ratio71.5%
Solvency71.5%
Debt / equity0.40
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-24.8%
ROE-34.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€28k
Current assets 29/58€28k
Amounts receivable within one year 40/41€252
Cash & bank 54/58€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€28k
Equity 10/15€20k
Contributions / capital 10/11€20k
Reserves 13€7k
Accumulated profits (losses) 14€-7k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€0
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-7k
Financial charges 65€158
Result before taxes 9903€-7k
Income taxes 67/77€0
Net result for the period 9904€-7k
Result to be appropriated 9905€-7k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
62 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
5 companies at this address See who is registered here

Establishment units

1 location
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Turnhoutsebaan 554, 2970 SchildeHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20232.344.705.180
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,154 m²
Buildings1
Building footprint155 m²
Volume (LiDAR)962 m³
Tallest building11.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11922B0001/00N002 Flanders 2,154 m² 1 · 155 m² 11.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health62Profitability0Solvency100Growth32Stability94
58 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 62
Profitability 0
Solvency 100
Growth 32
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Holdings64200Activiteiten van holdings64210Vermogensbeheer66300Vermogensbeheer66300Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL MORE
Registered office
Turnhoutsebaan 554
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.