MONZOLO

Active

Private limited companyfounded 20233 yrs activeBoterstraat 47, 1000 Brussel, BelgiumKBO/BCE: BE 0798.179.247

The computed 12-month bankruptcy probability of MONZOLO is 3.5% (moderate). The 2025 annual accounts show equity of €12k and a net result of €2k. Its solvency ranks better than 25% of 18040 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

33 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability40▼-2

Solvency30▲+2

Growth52

Track record94

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity tight (current ratio 1.05 against 1.03 in 2024; short-term debt: 94.8% and cash: 9.8% of total assets), and 94.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

5.2%

Return on assets

0.9%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

3 d late

2024

368 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€12k▲ 21.7%

2024 · €10k

2024: €10k

2024 → 2025

Total assets

€239k▼ 25.8%

2024 · €322k

2024: €322k

2024 → 2025

Net result

€2k▼ 64.6%

2024 · €6k

2024: €6k

2024 → 2025

Working capital

€12k▲ 21.7%

2024 · €10k

2024: €10k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€10k-€12k▲ 21.7%

Operating result€9k-€6k▼ 32.6%

Net result€6k-€2k▼ 64.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 33% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €239k

94.8%

Equity €12k▲ 21.7%

Debt €227k▼ 27.3%

The debt ratio falls from 96.8% to 94.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Solvency

5.2%▲

2024 · 3.2%

Current ratio

1.05▲

2024 · 1.03

Quick ratio

0.55▼

2024 · 0.74

Debt / equity

18.28▼

2024 · 30.61

ROE

17.8%▼

2024 · 61.4%

ROA

0.9%▼

2024 · 1.9%

Debt

€227k▼

2024 · €312k

Debt ≤ 1 year

€227k▼

2024 · €312k

Income taxes

€908▼

2024 · €2k

Staff costs

€25k▲

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€322k€239k▼

Current assets29/58€322k€239k▼

Stocks and contracts in progress3€91k€114k▲

Stocks30/36€91k€114k▲

Amounts receivable within one year40/41€194k€101k▼

Trade receivables40€169k€34k▼

Other amounts receivable41€25k€68k▲

Cash at bank and in hand54/58€38k€23k▼

Equity and liabilities

Total equity and liabilities10/49€322k€239k▼

Equity10/15€10k€12k▲

Contributions10/11€2k€2k=

Reserves13-€11k

Distributable reserves133-€11k

Profit (loss) carried forward14€9k€10▼

Amounts payable17/49€312k€227k▼

Amounts payable within one year42/48€312k€227k▼

Trade debts44€28k€43k▲

Suppliers440/4€28k€43k▲

Advances received on contracts in progress46€18k-

Taxes, remuneration and social security45€16k€21k▲

Taxes450/3€16k€14k▼

Remuneration and social security454/9€55€7k▲

Other amounts payable47/48€250k€163k▼

Income statement Code20242025

Remuneration, social security and pensions62€6k€25k▲

Other operating charges640/8€387€2k▲

Gross operating margin9900€16k€32k▲

Operating profit (loss)9901€9k€6k▼

Financial income75/76B€69€1▼

Recurring financial income75€69€1▼

Financial charges65/66B€357€3k▲

Recurring financial charges65€357€3k▲

Profit (loss) for the period before taxes9903€8k€3k▼

Income taxes67/77€2k€908▼

Profit (loss) for the period9904€6k€2k▼

Profit (loss) for the period to be appropriated9905€6k€2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€9k€11k▲

Profit (loss) brought forward from the previous period14P€2k€9k▲

Transfer to equity691/2-€11k

To other reserves6921-€11k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 3 days late

03-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 368 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boterstraat 471000 Brussel

Ground area

2,133 m²

Building footprint

518 m²

Volume, LiDAR

8,289 m³

2 parcels, Brussels, Flanders · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

Souvenir shop

Sint-Baafsplein 68, 9000 GentRetail trade

since 20232.348.241.128

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44803C0490/00B000 ProtectedMonumentHof van HerzeleSource ↗	Flanders	2,105 m²	1 · 503 m²	21.0 m · 6 fl.
21004A0355/00_000 ProtectedMonumentDen Coninck van Spagniën - uitbreiding van de bescherming tot de totaliteitSource ↗	Brussels	29 m²	1 · 14 m²	20.1 m · 6 fl.