MONTE INVEST
ActiveSummary
MONTE INVEST has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-633k) and a net result of €-274k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-11
Solvency0▼-18
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.79 against 0.94 in 2024; short-term debt: 126.6% and cash: 0.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-26.9%
Return on assets
-11.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-633k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
22 d late
2023
27 d late
2022
30 d late
2021
12 d early
2020
22 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-274k▲ 28.0%
2024 · €-381k
2018: €5k
2019: €47k
2020: €159k
2021: €-80k
2022: €194k
2023: €-302k
2024: €-381k
2018 → 2025
Working capital
€-625k▼ 84.1%
2024 · €-339k
2018: €-545k
2019: €-493k
2020: €-182k
2021: €-530k
2022: €-894k
2023: €-1.04M
2024: €-339k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€325k▲ 148%€23k▼ 93.0%€-358k€-633k▼ 76.6%
Operating result€-49k-€312k€35k▼ 88.7%€-206k€-153k▲ 25.6%
Net result€-80k-€194k€-302k€-381k▼ 26.2%€-274k▲ 28.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €153k in 2025 against €206k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-26.9%▼
2024 · -7.0%
Current ratio
0.79▼
2024 · 0.94
Quick ratio
0.75▲
2024 · 0.05
Debt to equity
-4.71▲
2024 · -15.24
ROA
-11.7%▼
2024 · -7.5%
Debt
€2.98M▼
2024 · €5.46M
Debt ≤ 1 year
€2.98M▼
2024 · €5.44M
Debt > 1 year
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.10M€2.35M▼
Current assets29/58€5.10M€2.35M▼
Stocks and contracts in progress3€4.83M€104k▼
Stocks30/36€4.83M€104k▼
Amounts receivable within one year40/41€261k€2.22M▲
Trade receivables40-€2.10M
Other amounts receivable41€261k€128k▼
Cash at bank and in hand54/58€62€14k▲
Deferred charges and accrued income490/1€7k€7k=
Equity and liabilities
Total equity and liabilities10/49€5.10M€2.35M▼
Equity10/15€-358k€-633k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-427k€-701k▼
Amounts payable17/49€5.46M€2.98M▼
Amounts payable after more than one year17€4k€4k▲
Financial debts170/4€4k€4k▲
Amounts payable within one year42/48€5.44M€2.98M▼
Financial debts43€5.34M€2.85M▼
Credit institutions430/8€5.34M€2.85M▼
Trade debts44€5k€125k▲
Suppliers440/4€5k€125k▲
Taxes, remuneration and social security45€92k-
Taxes450/3€92k-
Other amounts payable47/48€260€260=
Accrued charges and deferred income492/3€15k€3k▼
Income statement
Code20242025
Other operating charges640/8€10k€7k▼
Non-recurring operating charges66A€240k-
Gross operating margin9900€44k€-146k▼
Operating profit (loss)9901€-206k€-153k▲
Financial income75/76B€272€15k▲
Recurring financial income75€272€15k▲
Financial charges65/66B€176k€136k▼
Recurring financial charges65€176k€136k▼
Profit (loss) for the period before taxes9903€-381k€-274k▲
Profit (loss) for the period9904€-381k€-274k▲
Profit (loss) for the period to be appropriated9905€-381k€-274k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-427k€-701k▼
Profit (loss) brought forward from the previous period14P€-45k€-427k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-381k
Net result drops to €-381k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Back to profitnet €194k
Net result €194k after one loss-making year.
31-12
Financial
Equity above €200kEq €325k ▲148%
Equity rises from €131k to €325k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €211k ▲305%
3 profitable years in a row build equity to €211k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gabriëllelei 62930 BrasschaatGround area
4,107 m²
Building footprint
340 m²
Volume, LiDAR
1,583 m³
Parcel 11322E0113/00G000, Flanders · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MONTE INVEST
since 20152.309.476.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0113/00G000 | Flanders | 4,107 m² | 1 · 340 m² | 17.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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I-KONSTRUKT
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 4,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.