Montar De Luxe
ActiveSummary
The computed 12-month bankruptcy probability of Montar De Luxe is 2.4% (moderate). The 2024 annual accounts show equity of €40k and a net result of €19k. Its solvency ranks better than 69% of 1633 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency89▲+1
Growth78
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 2.55 in 2023; short-term debt: 34.4% and cash: 37.6% of total assets), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.9%
Return on assets
30.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-05-2025, 83 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
83 d early
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€40k▲ 90.1%
2023 · €21k
2023: €21k
2023 → 2024
Total assets
€63k▲ 87.6%
2023 · €33k
2023: €33k
2023 → 2024
Net result
€19k▲ 71.8%
2023 · €11k
2023: €11k
2023 → 2024
Working capital
€29k▲ 71.3%
2023 · €17k
2023: €17k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€21k-€40k▲ 90.1%
Operating result€16k-€26k▲ 61.0%
Net result€11k-€19k▲ 71.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 61% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €63k
Fixed assets
€12k ▲ 124%
Current assets
€51k ▲ 80.8%
Equity and liabilities €63k
Equity
€40k ▲ 90.1%
Debt
€23k ▲ 83.3%
Debt's share of the balance-sheet total falls from 36.9% to 36.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2023 · €17k
Cash flow
€22k▲
2023 · €11k
Current ratio
2.36▼
2023 · 2.55
Debt to equity
0.56▼
2023 · 0.59
ROE
47.4%▼
2023 · 52.4%
ROA
30.3%▼
2023 · 33.1%
Interest coverage
195.02▲
2023 · 185.24
Debt ≤ 1 year
€22k▲
2023 · €11k
Income taxes
€7k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€33k€63k▲
Fixed assets21/28€5k€12k▲
Tangible fixed assets22/27€5k€12k▲
Plant, machinery and equipment23€5k€12k▲
Furniture and vehicles24-€93
Current assets29/58€28k€51k▲
Amounts receivable within one year40/41€25k€27k▲
Trade receivables40€24k€26k▲
Other amounts receivable41€552€594▲
Cash at bank and in hand54/58€3k€24k▲
Deferred charges and accrued income490/1€564€495▼
Equity and liabilities
Total equity and liabilities10/49€33k€63k▲
Equity10/15€21k€40k▲
Contributions10/11€10k€10k=
Reserves13€11k€29k▲
Distributable reserves133€11k€29k▲
Profit (loss) carried forward14€523€960▲
Amounts payable17/49€12k€23k▲
Amounts payable within one year42/48€11k€22k▲
Trade debts44€364€420▲
Suppliers440/4€364€420▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€13k▲
Other amounts payable47/48€4k€8k▲
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€437€3k▲
Other operating charges640/8€195€591▲
Gross operating margin9900€17k€30k▲
Operating profit (loss)9901€16k€26k▲
Financial income75/76B€0€31▲
Recurring financial income75€0€31▲
Financial charges65/66B€90€148▲
Recurring financial charges65€90€148▲
Profit (loss) for the period before taxes9903€16k€26k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€11k€19k▲
Profit (loss) for the period to be appropriated9905€11k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€19k▲
Profit (loss) brought forward from the previous period14P-€523
Transfer to equity691/2€11k€19k▲
To other reserves6921€11k€19k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Heirenthoek 149850 DeinzeGround area
1,813 m²
Building footprint
138 m²
Volume, LiDAR
596 m³
Parcel 44030D0191/00B000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Montar De Luxe
since 20232.342.791.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44030D0191/00B000 | Flanders | 1,813 m² | 1 · 138 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Maasmechelen · Eq €39,927
JU-MA
BE 0846.413.189
Houthalen-Helchteren · Eq €39,851
RAMADOR
BE 0753.448.686
Kraainem · Eq €40,075
Renier Agri
BE 0783.843.340
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Of 3,713 companies in sector 33120 we hold annual accounts for 1,342. 1,006 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
33120Repair and maintenance of machinery
68201Renting and operating of own or leased residential real estate, excluding social housing
77210Renting and leasing of sports and recreation goods
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.