MoNoA
Open bankruptcyA bankruptcy procedure is open for MoNoA according to publications in the Belgian State Gazette. The 2025 annual accounts show negative equity (€-543k) and a net result of €-301k.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability0
Credit verdict
No credit on open account
Liquidity short (current ratio 0.0 against 0.46 in 2024), and equity is negative.
Signals
6 signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€543k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
10 d late
2024
on the day
2023
5 d early
2022
on the day
2021
1 d early
2020
2 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-543k▼ 124%
2024 · €-242k
2023: €-59k
2024: €-242k
2023 → 2025
Total assets
€11k▼ 95.6%
2024 · €260k
2023: €353k
2024: €260k
2023 → 2025
Net result
€-301k▼ 64.8%
2024 · €-183k
2023: €-88k
2024: €-183k
2023 → 2025
Working capital
€-494k▼ 105%
2024 · €-241k
2023: €-142k
2024: €-241k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-59k-€-242k▼ 309%€-543k▼ 124%
Operating result€-87k-€-102k▼ 17.4%€-256k▼ 151%
Net result€-88k-€-183k▼ 108%€-301k▼ 64.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €256k in 2025 against €102k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€9k▼ 83.9%
Current assets
€2k▼ 98.8%
Key figures and ratios
EBITDA
€-209k▼
2024 · €-22k
Cash flow
€-254k▼
2024 · €-103k
Solvency
-4743.9%▼
2024 · -93.2%
Current ratio
0.00▼
2024 · 0.46
Quick ratio
0.00▼
2024 · 0.01
Debt / equity
-1.02▲
2024 · -2.07
ROE
55.5%▼
2024 · 75.5%
ROA
-2630.6%▼
2024 · -70.4%
Interest coverage
-4.64▼
2024 · -0.28
Debt
€555k▲
2024 · €502k
Debt ≤ 1 year
€496k▲
2024 · €444k
Debt > 1 year
€55k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€11k
Fixed assets
21/28€9k
Intangible fixed assets
21€9k
Current assets
29/58€2k
Stocks & contracts in progress
3€0
Amounts receivable within one year
40/41€579
Cash & bank
54/58€1k
Total equity & liabilities
10/49€11k
Equity
10/15€-543k
Contributions / capital
10/11€19k
Accumulated profits (losses)
14€-562k
Amounts payable
17/49€555k
Amounts payable after one year
17€55k
Amounts payable within one year
42/48€496k
Trade debts payable within one year
44€7k
Income statement
Code2025
Gross operating margin
9900€-10k
Operating result
9901€-256k
Financial charges
65€45k
Result before taxes
9903€-301k
Net result for the period
9904€-301k
Result to be appropriated
9905€-301k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · MONOA BV VOLAARDE- STRAAT (STG) 46, 9200 DENDERMONDE · event 27-08-2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Weakest financial yearnet €-301k
Net result drops to €-301k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
02-01
State Gazette act
Director changes
Marleen VERGUTS
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2024
BOGAERTS Stijn
CurrentStatutair bestuurder · since 02-01-2024
DE VOS Renaat Erik Kamiel
CurrentStatutair bestuurder · since 02-01-2024
02-01-2024
BOGAERTS Stijn: Appointed as Statutair bestuurder
02-01-2024
DE VOS Renaat Erik Kamiel: Appointed as Statutair bestuurder
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2018
Ground area
1,041 m²
Building footprint
194 m²
Volume, LiDAR
909 m³
Parcel 42021B0478/00H000, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MoNoA
since 20182.283.286.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021B0478/00H000 | Flanders | 1,041 m² | 1 · 194 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | KRIS GOEMAN LEOPOLDLAAN 15, 9200 DENDER-
MONDE |
27-08-2026 → present |
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 11,541 companies in sector 71121 we hold annual accounts for 6,331.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2018
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 03-09-2026. Scores and ratios are computed by Checked and are not a credit decision.