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Moncellier.eu

Active
Private limited company·Detailhandel in wijnen en geestrijke dranken· 3 yrs active
Avenue du 13ème Tirailleurs 35 ·1300 Wavre, Belgium
KBO/BCE: BE 0791.873.455
Watch Print / PDF
Age3 yrs
Board3
Real estate1 parcel · 959 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Moncellier.eu is 3.1% (moderate). The 2024 annual accounts show equity of €17k and a net result of €-3k. Its solvency ranks better than 92% of 6717 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 92% of 6717 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 14-07-2025 17 d early 2025-00269186
31-12-2023 31-07-2024 02-07-2024 29 d early 2024-00193691

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k+59.3%
Working capital€15k-9.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · micro
€-10k€-8k€-5k€-3k€0Operating result 2023: €-8k€-8kNet result 2023: €-8k€-8kOperating result 2024: €-3k€-3kNet result 2024: €-3k€-3k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 78.6% 20.4%
better than 92% of 6717 sector peers
Net result €-3k €4k
better than 27% of 6698 sector peers
Equity €17k €16k
better than 50% of 6732 sector peers
Gross operating margin €477 €24k
better than 21% of 6677 sector peers
Total assets €21k €94k
better than 16% of 6721 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-1k
+70.8% 23-24
Net profit
€-3k
+59.3% 23-24
Cash flow
€-2k
+69.7% 23-24
Total assets
€21k
-10.8% 23-24
Equity
€17k
-17.1% 23-24
Working capital
€15k
-9.2% 23-24
Debt
€5k
+23.8% 23-24
Debt ≤ 1y
€5k
+23.8% 23-24
Current ratio
4.36
-21.8% 23-24
Quick ratio
1.46
-62.8% 23-24
Solvency
78.6%
-7.1% 23-24
Debt / equity
0.27
+49.3% 23-24
ROE
-20.6%
+50.9% 23-24
ROA
-16.2%
+54.3% 23-24
Interest coverage
-6.36
+84.1% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-1k
Net profit€-3k
Cash flow€-2k
Staff costs-
Income taxes-
Dividends-
Total assets€21k
Equity€17k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€15k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.36
Quick ratio1.46
Working capital ratio71.9%
Solvency78.6%
Debt / equity0.27
Long-term debt ratio-
Interest coverage-6.36
Gross margin-
Net margin-
ROA-16.2%
ROE-20.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Fixed assets 21/28€1k
Intangible fixed assets 21€1k
Current assets 29/58€20k
Stocks & contracts in progress 3€13k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€17k
Contributions / capital 10/11€29k
Accumulated profits (losses) 14€-12k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€477
Operating result 9901€-3k
Financial income 75€133
Financial charges 65€226
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
60 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

under verification
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24122959). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Antoine Villers
    Director
    State Gazette act 24122959 (20-08-2024)
    Current
    20-08-2024 → present
  • Jerry Lassoie
    Director
    State Gazette act 24122959 (20-08-2024)
    Current
    20-08-2024 → present
  • Ludovic Vandermeulen
    Director
    State Gazette act 24122959 (20-08-2024)
    Current
    20-08-2024 → present
Former directors (3)
  • Gillian-Alexandre Huart
    Director
    State Gazette act 24122959 (20-08-2024)
    Former
    - → 20-08-2024
  • Grégory-Axel Huart
    Director
    State Gazette act 24122959 (20-08-2024)
    Former
    - → 20-08-2024
  • Marc Colin
    Director
    State Gazette act 24122959 (20-08-2024)
    Former
    - → 20-08-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in wijnen en geestrijke dranken(47251)
Legal form Private limited company(610)
Incorporation04-10-2022
StatusActive
Postal code1300

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue du 13ème Tirailleurs 351300 Wavre

Establishment units

1 location
Moncellier.eu
Avenue du 13ème Tirailleurs 35, 1300 WavreDetailhandel in wijnen en geestrijke dranken
since 20222.339.690.478
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area959 m²
Buildings1
Building footprint157 m²
Volume (LiDAR)777 m³
Tallest building6.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25055C0039/00Z000 Wallonia 959 m² 1 · 157 m² 6.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Capital history · 1
20-08-2024
Capital change
All acts · 3 updated 1 year ago
2024
26-09-2024 Articles of association amended, change of corporate purpose Statutes amendment
Summary: Modification des statuts des deux actionnaires suivants: Mr Colin et Mr Lassoie.
20-08-2024 All shares are now held by a single shareholder Capital & shares
2023
17-02-2023 Discharge granted to the board Director changes

Analysis

Snowflake analysis

financial profile on 5 axes
Health60Profitability0Solvency100Growth58Stability94
62 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 60
Profitability 0
Solvency 100
Growth 58
Stability 94

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 104 of the 2,328 companies in this sector. 78 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in wijnen en geestrijke dranken in gespecialiseerde winkels47251Detailhandel in wijnen en geestrijke dranken47251Overige niet-gespecialiseerde detailhandel47120Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel via postorderbedrijven of via internet47910Opslag in koelpakhuizen en overige opslag52100Opslag52100Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300
Primary activity highlighted.
Names & trade names
Legal nameFR Moncellier.eu
Registered office
Avenue du 13ème Tirailleurs 35
1300 Wavre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.