MOHY Pierre MAT HORECA
ActiveMOHY Pierre MAT HORECA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €10k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+30
Solvency70=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.32 in 2024; short-term debt: 52.8% and cash: 48.1% of total assets), and 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
47 d early
2022
51 d late
2021
24 d late
2020
25 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 8.4%
2024 · €124k
2018: €96k
2019: €96k
2020: €91k
2021: €109k
2022: €119k
2023: €118k
2024: €124k
2018 → 2025
Total assets
€298k▲ 8.5%
2024 · €274k
2018: €205k
2019: €218k
2020: €210k
2021: €243k
2022: €289k
2023: €273k
2024: €274k
2018 → 2025
Net result
€10k▲ 68.3%
2024 · €6k
2018: €-487
2019: €318
2020: €-5k
2021: €18k
2022: €9k
2023: €-1k
2024: €6k
2018 → 2025
Working capital
€69k▲ 48.7%
2024 · €46k
2018: €20k
2019: €29k
2020: €21k
2021: €43k
2022: €54k
2023: €43k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€119k▲ 8.4%€118k▼ 0.9%€124k▲ 5.3%€134k▲ 8.4%
Operating result€30k-€15k▼ 52.2%€5k▼ 64.7%€25k▲ 389%€16k▼ 35.9%
Net result€18k-€9k▼ 50.0%€-1k€6k€10k▲ 68.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€72k▼ 14.6%
Current assets
€226k▲ 18.7%
Equity and liabilities €298k
Equity
€134k▲ 8.4%
Provisions
€6k▼ 2.5%
Debt
€158k▲ 9.1%
The debt ratio rises from 52.7% to 53.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €37k
Cash flow
€27k▲
2024 · €19k
Solvency
45.1%▼
2024 · 45.1%
Current ratio
1.44▲
2024 · 1.32
Quick ratio
1.00▲
2024 · 0.88
Debt / equity
1.18▲
2024 · 1.17
ROE
7.7%▲
2024 · 5.0%
ROA
3.5%▲
2024 · 2.3%
Interest coverage
8.21▲
2024 · 2.57
Debt
€158k▲
2024 · €144k
Debt ≤ 1 year
€157k▲
2024 · €144k
Debt > 1 year
€350=
2024 · €350
Income taxes
€5k▼
2024 · €6k
Staff costs
€74k▲
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€274k€298k▲
Fixed assets21/28€84k€72k▼
Tangible fixed assets22/27€84k€72k▼
Land and buildings22€61k€51k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€21k€16k▼
Current assets29/58€190k€226k▲
Stocks and contracts in progress3€63k€68k▲
Stocks30/36€63k€68k▲
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€3k€484▼
Current investments50/53€3k€2k▼
Cash at bank and in hand54/58€111k€143k▲
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€274k€298k▲
Equity10/15€124k€134k▲
Contributions10/11€50k€50k=
Reserves13€67k€66k▼
Tax-exempt reserves132€4k€3k▼
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€7k€18k▲
Provisions and deferred taxes16€6k€6k▼
Provisions for liabilities and charges160/5€5k€5k=
Major repairs and maintenance162€5k€5k=
Deferred taxes168€872€723▼
Amounts payable17/49€144k€158k▲
Amounts payable after more than one year17€350€350=
Other amounts payable178/9€350€350=
Amounts payable within one year42/48€144k€157k▲
Trade debts44€18k€13k▼
Suppliers440/4€18k€13k▼
Taxes, remuneration and social security45€20k€20k▲
Taxes450/3€8k€7k▼
Remuneration and social security454/9€12k€14k▲
Other amounts payable47/48€106k€124k▲
Income statement
Code20242025
Remuneration, social security and pensions62€70k€74k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€17k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€112k€112k▲
Operating profit (loss)9901€25k€16k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€15k€4k▼
Recurring financial charges65€15k€4k▼
Profit (loss) for the period before taxes9903€12k€15k▲
Transfer from deferred taxes780€149€149=
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€6k€10k▲
Transfer from tax-exempt reserves789€595€595=
Profit (loss) for the period to be appropriated9905€7k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€18k▲
Profit (loss) brought forward from the previous period14P-€7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Equity above €100kEq €109k ▲20.1%
Equity rises from €91k to €109k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-5k ▼1670%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Back to profitnet €318
Net result €318 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bièvre · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pont, Graide 125555 BièvreGround area
763 m²
Building footprint
385 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Rue du Pont, Graide 12, 5555 Bièvre
since 19892.043.992.611
MAT HORECA ALIMENTATION
since 20082.171.075.180
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91057D0233/00C000 | Wallonia | 462 m² | 1 · 131 m² | - |
| 91015B0469/00E008 | Wallonia | 301 m² | 1 · 254 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBièvre2.171.075.180
Similar companies · same sector, comparable size
Power Supply Service
BE 0755.718.684
Wevelgem · Eq €134k
Creemers-Works
BE 0786.510.444
Pelt · Eq €134k
CARDO CONSTRUCT RAILWAYLOGISTICS
BE 0885.776.383
Geraardsbergen · Eq €134k
JG Energy
BE 0822.924.838
Balen · Eq €134k
JL-ELECTRICITE
BE 1005.326.905
Walcourt · Eq €134k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-1989
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mathorecamohy@outlook.be
Phone:061/51.18.08