Summary
MOERMAN DMC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.26M and a net result of €203k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 8048 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
33 d early
2023
30 d early
2022
21 d early
2021
18 d late
2020
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.26M▲ 19.3%
2024 · €1.05M
2020: €223klowest in 6 years
2021: €520k▲ +133% vs 2020
2022: €676k▲ +29.9% vs 2021
2023: €859k▲ +27.0% vs 2022
2024: €1.05M▲ +22.5% vs 2023
2025: €1.26M▲ +19.3% vs 2024highest in 6 years
2020 → 2025
Net result
€203k▲ 4.7%
2024 · €194k
2020: €213k
2021: €297k▲ +39.5% vs 2020highest in 6 years
2022: €157k▼ -47.1% vs 2021lowest in 6 years
2023: €184k▲ +17.2% vs 2022
2024: €194k▲ +5.2% vs 2023
2025: €203k▲ +4.7% vs 2024
2020 → 2025
Total assets
€3.15M▲ 3.4%
2024 · €3.05M
2020: €862klowest in 6 years
2021: €2.01M▲ +133% vs 2020
2022: €2.78M▲ +38.5% vs 2021
2023: €2.87M▲ +3.3% vs 2022
2024: €3.05M▲ +6.2% vs 2023
2025: €3.15M▲ +3.4% vs 2024highest in 6 years
2020 → 2025
Solvency
39.8%▲ 5.3pp
2024 · 34.5%
2020: 25.9%
2021: 25.9%● +0.0% vs 2020
2022: 24.3%▼ -6.2% vs 2021lowest in 6 years
2023: 29.9%▲ +23.0% vs 2022
2024: 34.5%▲ +15.4% vs 2023
2025: 39.8%▲ +15.4% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€520k-€676k▲ 29.9%€859k▲ 27.0%€1.05M▲ 22.5%€1.26M▲ 19.3%
2021: €520klowest in 5 years
2022: €676k▲ +29.9% vs 2021
2023: €859k▲ +27.0% vs 2022
2024: €1.05M▲ +22.5% vs 2023
2025: €1.26M▲ +19.3% vs 2024highest in 5 years
Operating result€420k-€190k▼ 54.8%€275k▲ 44.9%€294k▲ 6.7%€306k▲ 4.2%
2021: €420khighest in 5 years
2022: €190k▼ -54.8% vs 2021lowest in 5 years
2023: €275k▲ +44.9% vs 2022
2024: €294k▲ +6.7% vs 2023
2025: €306k▲ +4.2% vs 2024
Net result€297k-€157k▼ 47.1%€184k▲ 17.2%€194k▲ 5.2%€203k▲ 4.7%
2021: €297khighest in 5 years
2022: €157k▼ -47.1% vs 2021lowest in 5 years
2023: €184k▲ +17.2% vs 2022
2024: €194k▲ +5.2% vs 2023
2025: €203k▲ +4.7% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.15M
Fixed assets
€1.70M ▼ 14.4%
Current assets
€1.45M ▲ 36.6%
Equity and liabilities €3.15M
Equity
€1.26M ▲ 19.3%
Debt
€1.90M ▼ 5.0%
Debt's share of the balance-sheet total falls from 65.5% to 60.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
16.2%▼
2024 · 18.4%
ROA
6.4%▲
2024 · 6.4%
Debt ≤ 1 year
€1.90M▼
2024 · €2.00M
Income taxes
€89k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.05M€3.15M▲
Fixed assets21/28€1.99M€1.70M▼
Tangible fixed assets22/27€1.99M€1.70M▼
Land and buildings22€1.31M€1.27M▼
Plant, machinery and equipment23€313k€192k▼
Furniture and vehicles24€362k€239k▼
Other tangible fixed assets26€1k€917▼
Current assets29/58€1.06M€1.45M▲
Amounts receivable within one year40/41€131k€68k▼
Trade receivables40€121k€65k▼
Other amounts receivable41€10k€3k▼
Current investments50/53€200k€204k▲
Cash at bank and in hand54/58€731k€1.18M▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€3.05M€3.15M▲
Equity10/15€1.05M€1.26M▲
Contributions10/11€10k€10k=
Reserves13€1.04M€1.25M▲
Distributable reserves133€1.04M€1.25M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€2.00M€1.90M▼
Amounts payable within one year42/48€2.00M€1.90M▼
Trade debts44€19k€16k▼
Suppliers440/4€19k€16k▼
Taxes, remuneration and social security45€36k€53k▲
Taxes450/3€36k€53k▲
Other amounts payable47/48€1.94M€1.83M▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€283k€281k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€9k€9k▲
Gross operating margin9900€586k€600k▲
Operating profit (loss)9901€294k€306k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€20k€19k▼
Recurring financial charges65€20k€19k▼
Profit (loss) for the period before taxes9903€276k€293k▲
Income taxes67/77€82k€89k▲
Profit (loss) for the period9904€194k€203k▲
Profit (loss) for the period to be appropriated9905€194k€203k▲
Appropriation of the result
Profit (loss) to be appropriated9906€194k€203k▲
Transfer to equity691/2€193k€203k▲
To other reserves6921€193k€203k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €17k | - | - | €11k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €85k | €204k | €282k | €283k | €281k | ▼ 0.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €4k | - |
| Other operating charges640/8 | €2k | €9k | €12k | €9k | €9k | ▲ 3.0% |
| Gross operating margin9900 | €508k | €402k | €569k | €586k | €600k | ▲ 2.5% |
| Operating profit (loss)9901 | €420k | €190k | €275k | €294k | €306k | ▲ 4.2% |
| Financial income75/76B | €5 | €10 | €0 | €2k | €5k | ▲ 199% |
| Recurring financial income75 | €5 | €10 | €0 | €2k | €5k | ▲ 199% |
| Financial charges65/66B | €6k | €17k | €20k | €20k | €19k | ▼ 4.0% |
| Recurring financial charges65 | €6k | €17k | €20k | €20k | €19k | ▼ 4.0% |
| Profit (loss) for the period before taxes9903 | €414k | €173k | €255k | €276k | €293k | ▲ 6.1% |
| Income taxes67/77 | €117k | €16k | €71k | €82k | €89k | ▲ 9.3% |
| Profit (loss) for the period9904 | €297k | €157k | €184k | €194k | €203k | ▲ 4.7% |
| Profit (loss) for the period to be appropriated9905 | €297k | €157k | €184k | €194k | €203k | ▲ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.01M | €2.78M | €2.87M | €3.05M | €3.15M | ▲ 3.4% |
| Fixed assets21/28 | €1.57M | €2.40M | €2.23M | €1.99M | €1.70M | ▼ 14.4% |
| Tangible fixed assets22/27 | €1.57M | €2.40M | €2.23M | €1.99M | €1.70M | ▼ 14.4% |
| Land and buildings22 | €1.16M | €1.40M | €1.35M | €1.31M | €1.27M | ▼ 3.3% |
| Plant, machinery and equipment23 | €149k | €513k | €440k | €313k | €192k | ▼ 38.6% |
| Furniture and vehicles24 | €261k | €490k | €435k | €362k | €239k | ▼ 33.9% |
| Other tangible fixed assets26 | €2k | €2k | €1k | €1k | €917 | ▼ 17.7% |
| Current assets29/58 | €443k | €383k | €645k | €1.06M | €1.45M | ▲ 36.6% |
| Amounts receivable within one year40/41 | €334k | €191k | €146k | €131k | €68k | ▼ 48.5% |
| Trade receivables40 | €177k | €74k | €139k | €121k | €65k | ▼ 46.8% |
| Other amounts receivable41 | €157k | €116k | €7k | €10k | €3k | ▼ 68.3% |
| Current investments50/53 | - | - | - | €200k | €204k | ▲ 2.1% |
| Cash at bank and in hand54/58 | €108k | €191k | €498k | €731k | €1.18M | ▲ 61.6% |
| Deferred charges and accrued income490/1 | €407 | €603 | €1k | €3k | €2k | ▼ 12.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.01M | €2.78M | €2.87M | €3.05M | €3.15M | ▲ 3.4% |
| Equity10/15 | €520k | €676k | €859k | €1.05M | €1.26M | ▲ 19.3% |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Reserves13 | €510k | €666k | €849k | €1.04M | €1.25M | ▲ 19.5% |
| Distributable reserves133 | €510k | €666k | €849k | €1.04M | €1.25M | ▲ 19.5% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €1.49M | €2.11M | €2.02M | €2.00M | €1.90M | ▼ 5.0% |
| Amounts payable within one year42/48 | €1.49M | €2.11M | €2.02M | €2.00M | €1.90M | ▼ 4.9% |
| Trade debts44 | €5k | €122k | €21k | €19k | €16k | ▼ 15.4% |
| Suppliers440/4 | €5k | €122k | €21k | €19k | €16k | ▼ 15.4% |
| Taxes, remuneration and social security45 | €37k | €35k | €24k | €36k | €53k | ▲ 47.8% |
| Taxes450/3 | €37k | €35k | €24k | €36k | €53k | ▲ 47.8% |
| Other amounts payable47/48 | €1.45M | €1.95M | €1.97M | €1.94M | €1.83M | ▼ 5.8% |
| Accrued charges and deferred income492/3 | - | - | - | €3k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €297k | €157k | €184k | €194k | €203k | ▲ 4.7% |
| + Depreciation and write-downs630 | €85k | €204k | €282k | €283k | €281k | ▼ 0.8% |
| Operating cash flow (approximation) | €383k | €361k | €467k | €477k | €484k | ▲ 1.4% |
| Investment in fixed assets (approximation) | - | €-1.04M | €-111k | €-40k | €6k | ▲ 115% |
| Change in cash | - | €83k | €307k | €233k | €450k | ▲ 93.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.05M ▲22.5%
5 profitable years in a row build equity to €1.05M.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €157k ▼47.1%
Net result drops to €157k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Highest result since 2020net €297k ▲39.5%
Operating result €420k, net result €297k, both a record.
31-12
Financial
Equity above €500kEq €520k ▲133%
2 profitable years in a row build equity to €520k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2019
Ground area
1,980 m²
Building footprint
177 m²
Volume, LiDAR
1,036 m³
Parcel 45017A0810/00W000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DMC INVEST MANAGEMENT
since 20192.299.009.074
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017A0810/00W000 | Flanders | 1,980 m² | 1 · 177 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 12,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
23610Manufacture of other non-metallic mineral products
64210Activities of holding companies
Contact
E-mail
dimitri.moerman@hotmail.comKruisem
Phone
0486/72.12.14Kruisem
Scores and ratios are computed by Checked and are not a credit decision.