ModuleHome
ActiveSummary
ModuleHome has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-583k) and a net result of €-1.16M. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 9% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-63
Solvency18▼-19
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.03 against 1.11 in 2024; short-term debt: 70.6% and cash: 4.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.3%
Return on assets
-14.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-583k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
56 d late
2023
6 d early
2022
19 d early
2021
22 d early
2020
on the day
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-583k
2024 · €902k
2018: €44k
2019: €55k
2020: €112k
2021: €212k
2022: €160k
2023: €-980k
2024: €902k
2018 → 2025
Total assets
€8.02M▲ 2.8%
2024 · €7.81M
2018: €1.84M
2019: €2.22M
2020: €2.89M
2021: €2.41M
2022: €2.85M
2023: €5.16M
2024: €7.81M
2018 → 2025
Net result
€-1.16M
2024 · €481k
2018: €15k
2019: €12k
2020: €57k
2021: €100k
2022: €-51k
2023: €-1.14M
2024: €481k
2018 → 2025
Working capital
€162k▼ 77.8%
2024 · €728k
2018: €-313k
2019: €-275k
2020: €-116k
2021: €91k
2022: €221k
2023: €-1.05M
2024: €728k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€160k▼ 24.2%€-980k€902k€-583k
Operating result€156k-€-43k€-1.10M▼ 2,426%€626k€-977k
Net result€100k-€-51k€-1.14M▼ 2,126%€481k€-1.16M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €977k after €626k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.02M
Fixed assets
€2.19M ▲ 1,162%
Current assets
€5.83M ▼ 23.6%
Key figures and ratios
EBITDA
€-886k▼
2024 · €709k
Cash flow
€-1.07M▼
2024 · €564k
Solvency
-7.3%▼
2024 · 11.6%
Current ratio
1.03▼
2024 · 1.11
Quick ratio
0.47▼
2024 · 0.79
Debt to equity
-14.77▼
2024 · 7.66
ROA
-14.5%▼
2024 · 6.2%
Interest coverage
-4.55▼
2024 · 4.56
Debt
€8.61M▲
2024 · €6.90M
Debt ≤ 1 year
€5.67M▼
2024 · €6.90M
Debt > 1 year
€2.94M▲
2024 · €0
Income taxes
€577
Staff costs
€741k▼
2024 · €962k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.81M€8.02M▲
Fixed assets21/28€174k€2.19M▲
Tangible fixed assets22/27€173k€2.19M▲
Plant, machinery and equipment23€49k€41k▼
Furniture and vehicles24€4k€2k▼
Leasing and similar rights25€0€2.06M▲
Other tangible fixed assets26€119k€92k▼
Financial fixed assets28€1k€1k=
Current assets29/58€7.63M€5.83M▼
Stocks and contracts in progress3€2.20M€3.19M▲
Stocks30/36€608k€958k▲
Contracts in progress37€1.60M€2.23M▲
Amounts receivable within one year40/41€5.25M€2.21M▼
Trade receivables40€4.91M€2.17M▼
Other amounts receivable41€336k€40k▼
Current investments50/53€26k€25k▼
Cash at bank and in hand54/58€132k€363k▲
Deferred charges and accrued income490/1€23k€43k▲
Equity and liabilities
Total equity and liabilities10/49€7.81M€8.02M▲
Equity10/15€902k€-583k▼
Contributions10/11€1.42M€1.42M=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-520k€-2.00M▼
Amounts payable17/49€6.90M€8.61M▲
Amounts payable after more than one year17€0€2.94M▲
Financial debts170/4€0€2.94M▲
Amounts payable within one year42/48€6.90M€5.67M▼
Current portion of amounts payable after more than one year42€28k€267k▲
Financial debts43€900k€901k▲
Credit institutions430/8€900k€901k▲
Trade debts44€1.99M€1.49M▼
Suppliers440/4€1.99M€1.49M▼
Advances received on contracts in progress46€2.70M€2.79M▲
Taxes, remuneration and social security45€96k€209k▲
Taxes450/3€33k€67k▲
Remuneration and social security454/9€63k€141k▲
Other amounts payable47/48€1.19M€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€962k€741k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€90k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-92k€0▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€128k€32k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.71M€-113k▼
Operating profit (loss)9901€626k€-977k▼
Financial income75/76B€11k€12k▲
Recurring financial income75€11k€12k▲
Financial charges65/66B€156k€195k▲
Recurring financial charges65€156k€195k▲
Profit (loss) for the period before taxes9903€481k€-1.16M▼
Income taxes67/77-€577
Profit (loss) for the period9904€481k€-1.16M▼
Profit (loss) for the period to be appropriated9905€481k€-1.16M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-520k€-2.00M▼
Profit (loss) brought forward from the previous period14P€-1.00M€-844k▲
Transfer from equity791/2€0-
Social balance
Average headcount (FTE)908712.89.9▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-1.16M ▼341%
Net result drops to €-1.16M, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 56 days late
2024
31-12
Financial
Back to profitnet €481k
Net result €481k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €902k
Equity rises from €-980k to €902k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200kEq €212k ▲89.1%
4 profitable years in a row build equity to €212k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €100kEq €112k ▲103%
3 profitable years in a row build equity to €112k.
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roggemanskaai (Felix) 7b1501 HalleGround area
3.0 ha
Building footprint
4.0 ha
Volume, LiDAR
432,431 m³
Parcel 25019A0198/00L002, Wallonia · tallest building 20.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ModuleHome
since 19932.060.676.116
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25019A0198/00L002 | Wallonia | 3.0 ha | 1 · 4.0 ha | 20.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 150 EUR awarded · 150 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
FICCIT
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BINNEMANS SRL
BE 0442.321.780
Braine-le-Comte · Eq €903,645
SPITS Construction
BE 0809.156.974
Dalhem · Eq €899,703
Bodacon
BE 0684.876.715
Evergem · Eq €903,978
WEBONUT
BE 0862.189.052
Ledegem · Eq €904,271
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 6,838 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1992
Fiscal year end31-12
Activities, NACEBEL 2025
16230Manufacture of other builders' carpentry and joinery
41001General construction of residential buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.