Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MODERATO is 0.6% (low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-05-2025, 83 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 09-05-2025 | 83 d early | 2025-00092675 |
| 31-12-2023 | 31-07-2024 | 27-05-2024 | 65 d early | 2024-00096379 |
| 31-12-2022 | 31-07-2023 | 05-06-2023 | 56 d early | 2023-00105967 |
| 30-12-2021 | 30-07-2022 | 09-05-2022 | 82 d early | 2022-20022820 |
| 30-12-2020 | 30-07-2021 | 28-10-2021 | 90 d late | 2021-73700109 |
| 30-12-2019 | 30-07-2020 | 30-06-2020 | 30 d early | 2020-22300556 |
| 30-12-2018 | 30-07-2019 | 25-06-2019 | 35 d early | 2019-21600214 |
| 30-12-2017 | 30-07-2018 | 28-06-2018 | 32 d early | 2018-23700132 |
| 30-12-2016 | 30-07-2017 | 30-08-2017 | 31 d late | 2017-50500437 |
| 30-12-2015 | 30-07-2016 | 17-08-2016 | 18 d late | 2016-42700501 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered
+Long track record
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 09-05-2025 | 2025-00092675 |
| 31-12-2023 | micro | 27-05-2024 | 2024-00096379 |
| 31-12-2022 | micro | 05-06-2023 | 2023-00105967 |
| 30-12-2021 | micro | 09-05-2022 | 2022-20022820 |
| 30-12-2020 | micro | 28-10-2021 | 2021-73700109 |
| 30-12-2019 | micro | 30-06-2020 | 2020-22300556 |
| 30-12-2018 | micro | 25-06-2019 | 2019-21600214 |
| 30-12-2017 | micro | 28-06-2018 | 2018-23700132 |
| 30-12-2016 | verkort | 30-08-2017 | 2017-50500437 |
| 30-12-2015 | verkort | 17-08-2016 | 2016-42700501 |
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Genovefa De LombaerdeManaging directorState Gazette act 24132399 (11-09-2024)Current11-09-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Public limited company(014) |
| Incorporation | 01-01-1989 |
| Status | Active |
| Postal code | 9051 |
Structure & network
Connections & network
1 connected companyGroup structure
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationFrans Halslaan 7, 9051 Gent
since 19892.042.813.169
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,088 m²
Buildings1
Building footprint526 m²
Volume (LiDAR)2,747 m³
Tallest building15.3 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0298/00P002 | Flanders | 2,088 m² | 1 · 526 m² | 15.3 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Capital history · 1
04-02-2022
Capital change
All acts · 2
updated 1 year ago
2024
11-09-2024 1 director appointed, 3 reappointed
- Genovefa De Lombaerde, Gedelegeerd bestuurder
- Bianca De Lombaerde, Bestuurder
- Genovefa (Vevi) De Lombaerde, Bestuurder
- Hilde De Lombaerde, Bestuurder
2022
04-02-2022 Capital decrease of €550,000 to €100,000
- €650.000 → €100.000
Notary:
Christian Van Belle · GentFirm:
NOTAS, geassocieerde notarissen
Analysis
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameNL | MODERATO |
Registered office
Frans Halslaan 7
9051 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.