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Generated 10-08-2026
Active BE 1008.650.837Private limited companyOpen bankruptcy

MODA LA

Place de l'Hôtel de Ville(Wal) 10 ·5650 Walcourt, Belgium· 2 yrs active
Sector: Food & beverage service (56111)
Conclusion Checked

A bankruptcy procedure is open for MODA LA according to publications in the Belgian State Gazette. The 2025 annual accounts show negative equity (€-39k) and a net result of €-39k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-39k
Net result €-39k
Staff (FTE) 1.1
Better than sector 9%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health0Profitability100Solvency33Growth-Stability0
33 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0
Profitability 100
Solvency 33
Growth -
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 06-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -82.8% 25.9%
better than 9% of 1080 sector peers
Net result €-39k €7k
better than 5% of 1081 sector peers
Equity €-39k €23k
better than 9% of 1083 sector peers
Gross operating margin €27k €64k
better than 30% of 1077 sector peers
Staff costs €61k €52k
higher than 55% of 788 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€-36k
Net profit€-39k
Cash flow€-37k
Staff costs€61k
Income taxes-
Dividends-
Total assets€47k
Equity€-39k
Debt€86k
of which ≤ 1y€83k
of which > 1y€222
Working capital€-42k
Employees (FTE)1.1
Ratios (computed)
2025
Current ratio0.49
Quick ratio0.44
Working capital ratio-89.8%
Solvency-82.8%
Debt / equity-2.21
Long-term debt ratio-0.01
Interest coverage-35.78
Gross margin-
Net margin-
ROA-82.8%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding45d
Inventory turnover68.71
Days inventory (DSI)5d
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€47k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€6k
Financial fixed assets 28€950
Current assets 29/58€40k
Stocks & contracts in progress 3€4k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€47k
Equity 10/15€-39k
Accumulated profits (losses) 14€-39k
Amounts payable 17/49€86k
Amounts payable after one year 17€222
Amounts payable within one year 42/48€83k
Trade debts payable within one year 44€34k
Income statement
Gross operating margin 9900€27k
Operating result 9901€-38k
Financial income 75€47
Financial charges 65€1k
Result before taxes 9903€-39k
Net result for the period 9904€-39k
Result to be appropriated 9905€-39k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Quelbani Hicham
    Director
    State Gazette act 26021578 (11-02-2026)
    Former
    - → 31-10-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Directors & mandates1 person
Role Name Tenure Source
Curator GERALDINE LEDOUX
AVENUE BARON LOUIS HUART 29, 5000 NAMUR
 16-04-2026 → present Belgian State Gazette
Legal Structure
NACE primary Food & beverage service(56111)
Legal form Private limited company(610)
Incorporation22-04-2024
StatusActive
Postal code5650
First BS signal 22-04-2026
Latest BS signal 22-04-2026
Company structure, linked entities1 linked entities
MODA LABE 1008.650.837GERALDINE LEDOUXReceiver ↔ 25S&L Services & Co…ORANGERIE INVESTCOIFFURE NERI
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.
Establishment units 1 location
La Moda
Place de l'Hôtel de Ville(Wal) 10, 5650 WalcourtEetgelegenheden met volledige bediening
since 20242.358.806.903
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93088C0252/00G000 Wallonia 147 m² 1 · 65 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
22-04-2026
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Namur · MODA LA SRL PLACE DE L’HOTEL DE VILLE 10, 5650 WALCOURT · event 16-04-2026
06-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
11-02-2026
State Gazette act Director changes
v3.2
2024
24-04-2024
State Gazette act Incorporation
oprichting
Lifecycle & Insolvency Signals 1 events
22-04-2026
Bankruptcy Opening
Date: 16-04-2026 · Tribunal de l’entreprise de Liège, division Namur · MODA LA SRL PLACE DE L’HOTEL DE VILLE 10, 5650 WALCOURT · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-04-22 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
11-02-2026 Quelbani Hicham resigns as director Director changes
  • Quelbani Hicham, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Quelbani Hicham",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-31",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 16 novembre 2025 d\u00E9cide de mettre fin a toute fonction exerc\u00E9e par monsieur Quelbani Hicham au sein de la societe avec effet au 31 octobre 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1008.650.837",
    "name_full": "MODA LA",
    "legal_form": "SRL"
  }
}
2024
24-04-2024 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "5650 Walcourt, Place de l\u0027H\u00F4tel de Ville, 10",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1992-11-13",
        "name": "OUELBANI Hicham",
        "niss": null,
        "address": "5650 Walcourt, Place de l\u0027H\u00F4tel de Ville, 10"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "OUELBANI Hicham",
      "is_subscriber_only": false,
      "n_shares_subscribed": 33,
      "amount_subscribed_eur": 1650,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-01-15",
        "name": "OUELBANI Leila Nora",
        "niss": null,
        "address": "5650 Walcourt, Place de l\u0027H\u00F4tel de Ville, 10"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "OUELBANI Leila Nora",
      "is_subscriber_only": false,
      "n_shares_subscribed": 33,
      "amount_subscribed_eur": 1650,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1973-01-08",
        "name": "PARIDAENS Maryse",
        "niss": null,
        "address": "6042 Lodelinsart (Charleroi), rue du Ch\u00EAnois, 188"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "PARIDAENS Maryse",
      "is_subscriber_only": false,
      "n_shares_subscribed": 34,
      "amount_subscribed_eur": 1700,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "1008.650.837",
    "name_full": "MODA LA",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2024-04-18",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameFR MODA LA
Registered office
Place de l'Hôtel de Ville(Wal) 10
5650 Walcourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative