MODA E MODI
ActiveSummary
MODA E MODI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €69k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+64
Solvency38▲+21
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 0.91 in 2024; short-term debt: 86.9% of total assets), and 86.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
19.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
29 d late
2023
30 d late
2022
31 d late
2021
58 d late
2020
6 d late
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k
2024 · €-22k
2018: €-3k
2019: €-10k▼ -255% vs 2018
2020: €-46k▼ -364% vs 2019lowest in 8 years
2021: €-15k▲ +67.9% vs 2020
2022: €-28k▼ -85.3% vs 2021
2023: €-6k▲ +78.0% vs 2022
2024: €-22k▼ -268% vs 2023
2025: €47k▲ +311% vs 2024highest in 8 years
2018 → 2025
Total assets
€358k▲ 27.3%
2024 · €281k
2018: €577khighest in 8 years
2019: €555k▼ -3.8% vs 2018
2020: €550k▼ -1.0% vs 2019
2021: €533k▼ -3.1% vs 2020
2022: €523k▼ -1.8% vs 2021
2023: €305k▼ -41.7% vs 2022
2024: €281k▼ -7.8% vs 2023lowest in 8 years
2025: €358k▲ +27.3% vs 2024
2018 → 2025
Net result
€69k
2024 · €-16k
2018: €-26k
2019: €-7k▲ +72.6% vs 2018
2020: €-36k▼ -407% vs 2019
2021: €10k▲ +126% vs 2020
2022: €-13k▼ -233% vs 2021
2023: €-309k▼ -2335% vs 2022lowest in 8 years
2024: €-16k▲ +94.7% vs 2023
2025: €69k▲ +527% vs 2024highest in 8 years
2018 → 2025
Working capital
€46k
2024 · €-28k
2018: €-159klowest in 8 years
2019: €-147k▲ +7.1% vs 2018
2020: €-156k▼ -6.0% vs 2019
2021: €-97k▲ +37.8% vs 2020
2022: €-86k▲ +11.9% vs 2021
2023: €-34k▲ +60.4% vs 2022
2024: €-28k▲ +16.7% vs 2023
2025: €46k▲ +263% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-15k-€-28k▼ 85.3%€-6k▲ 78.0%€-22k▼ 268%€47k
2021: €-15k
2022: €-28k▼ -85.3% vs 2021lowest in 5 years
2023: €-6k▲ +78.0% vs 2022
2024: €-22k▼ -268% vs 2023
2025: €47k▲ +311% vs 2024highest in 5 years
Operating result€16k-€-8k€-304k▼ 3,778%€-9k▲ 97.0%€77k
2021: €16k
2022: €-8k▼ -149% vs 2021
2023: €-304k▼ -3778% vs 2022lowest in 5 years
2024: €-9k▲ +97.0% vs 2023
2025: €77k▲ +941% vs 2024highest in 5 years
Net result€10k-€-13k€-309k▼ 2,335%€-16k▲ 94.7%€69k
2021: €10k
2022: €-13k▼ -233% vs 2021
2023: €-309k▼ -2335% vs 2022lowest in 5 years
2024: €-16k▲ +94.7% vs 2023
2025: €69k▲ +527% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €77k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €358k
Fixed assets
€1k ▼ 80.4%
Current assets
€357k ▲ 29.6%
Equity and liabilities €358k
Equity
€47k
Debt
€311k
Debt finances 86.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€82k▲
2024 · €16k
Cash flow
€74k▲
2024 · €9k
Current ratio
1.15▲
2024 · 0.91
Quick ratio
0.05▲
2024 · 0.05
Debt to equity
6.61▲
2024 · -13.60
ROE
147.4%
ROA
19.4%▲
2024 · -5.8%
Interest coverage
10.49▲
2024 · 2.14
Debt ≤ 1 year
€311k▲
2024 · €303k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€281k€358k▲
Fixed assets21/28€6k€1k▼
Tangible fixed assets22/27€6k€1k▼
Land and buildings22€5k€832▼
Furniture and vehicles24€558€318▼
Current assets29/58€275k€357k▲
Stocks and contracts in progress3€262k€342k▲
Stocks30/36€262k€342k▲
Amounts receivable within one year40/41€10k€10k=
Other amounts receivable41€10k€10k=
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€281k€358k▲
Equity10/15€-22k€47k▲
Contributions10/11€349k€349k=
Reserves13€44k€44k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€-415k€-346k▲
Amounts payable17/49€303k€311k▲
Amounts payable within one year42/48€303k€311k▲
Financial debts43€46k€46k▲
Credit institutions430/8€46k€46k▲
Trade debts44€5k€35k▲
Suppliers440/4€5k€35k▲
Taxes, remuneration and social security45€14k€20k▲
Taxes450/3€11k€20k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€240k€210k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€5k▼
Other operating charges640/8€4k€720▼
Gross operating margin9900€20k€82k▲
Operating profit (loss)9901€-9k€77k▲
Financial income75/76B€419€282▼
Recurring financial income75€419€282▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€-16k€69k▲
Profit (loss) for the period9904€-16k€69k▲
Profit (loss) for the period to be appropriated9905€-16k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-415k€-346k▲
Profit (loss) brought forward from the previous period14P€-399k€-415k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €27k | €27k | €25k | €5k | ▼ 81.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €252k | - | - | - |
| Other operating charges640/8 | €3k | €707 | €4k | €4k | €720 | ▼ 79.8% |
| Gross operating margin9900 | €47k | €20k | €-21k | €20k | €82k | ▲ 318% |
| Operating profit (loss)9901 | €16k | €-8k | €-304k | €-9k | €77k | ▲ 941% |
| Financial income75/76B | €296 | €1k | €940 | €419 | €282 | ▼ 32.7% |
| Recurring financial income75 | €296 | €1k | €940 | €419 | €282 | ▼ 32.7% |
| Financial charges65/66B | €7k | €6k | €6k | €8k | €8k | ▲ 3.1% |
| Recurring financial charges65 | €7k | €6k | €6k | €8k | €8k | ▲ 3.1% |
| Profit (loss) for the period before taxes9903 | €10k | €-13k | €-309k | €-16k | €69k | ▲ 527% |
| Profit (loss) for the period9904 | €10k | €-13k | €-309k | €-16k | €69k | ▲ 527% |
| Profit (loss) for the period to be appropriated9905 | €10k | €-13k | €-309k | €-16k | €69k | ▲ 527% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €533k | €523k | €305k | €281k | €358k | ▲ 27.3% |
| Fixed assets21/28 | €82k | €58k | €31k | €6k | €1k | ▼ 80.4% |
| Tangible fixed assets22/27 | €82k | €58k | €31k | €6k | €1k | ▼ 80.4% |
| Land and buildings22 | €82k | €57k | €30k | €5k | €832 | ▼ 84.3% |
| Furniture and vehicles24 | - | €1k | €798 | €558 | €318 | ▼ 43.0% |
| Current assets29/58 | €450k | €465k | €274k | €275k | €357k | ▲ 29.6% |
| Stocks and contracts in progress3 | €445k | €443k | €257k | €262k | €342k | ▲ 30.7% |
| Stocks30/36 | €445k | €443k | €257k | €262k | €342k | ▲ 30.7% |
| Amounts receivable within one year40/41 | €5k | €10k | €10k | €10k | €10k | = |
| Other amounts receivable41 | €5k | €10k | €10k | €10k | €10k | = |
| Cash at bank and in hand54/58 | €835 | €9k | €3k | - | - | - |
| Deferred charges and accrued income490/1 | - | €4k | €4k | €4k | €5k | ▲ 30.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €533k | €523k | €305k | €281k | €358k | ▲ 27.3% |
| Equity10/15 | €-15k | €-28k | €-6k | €-22k | €47k | ▲ 311% |
| Contributions10/11 | €19k | €19k | €349k | €349k | €349k | = |
| Reserves13 | €44k | €44k | €44k | €44k | €44k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €42k | €42k | €44k | €44k | €44k | = |
| Profit (loss) carried forward14 | €-77k | €-90k | €-399k | €-415k | €-346k | ▲ 16.7% |
| Amounts payable17/49 | €547k | €551k | €311k | €303k | €311k | ▲ 2.4% |
| Amounts payable within one year42/48 | €547k | €551k | €308k | €303k | €311k | ▲ 2.4% |
| Financial debts43 | €31k | €43k | €44k | €46k | €46k | ▲ 0.4% |
| Credit institutions430/8 | €31k | €43k | €44k | €46k | €46k | ▲ 0.4% |
| Trade debts44 | €10k | €10k | €16k | €5k | €35k | ▲ 639% |
| Suppliers440/4 | €10k | €10k | €16k | €5k | €35k | ▲ 639% |
| Taxes, remuneration and social security45 | €13k | €11k | €8k | €14k | €20k | ▲ 44.8% |
| Taxes450/3 | €13k | €11k | €5k | €11k | €20k | ▲ 78.3% |
| Remuneration and social security454/9 | - | - | €3k | €3k | - | - |
| Other amounts payable47/48 | €494k | €487k | €240k | €240k | €210k | ▼ 12.2% |
| Accrued charges and deferred income492/3 | - | - | €3k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €-13k | €-309k | €-16k | €69k | ▲ 527% |
| + Depreciation and write-downs630 | €28k | €27k | €27k | €25k | €5k | ▼ 81.4% |
| Operating cash flow (approximation) | €37k | €14k | €-282k | €9k | €74k | ▲ 724% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €0 | €0 | - |
| Change in cash | - | €8k | €-5k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €69k
Net result €69k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-309k
Net result drops to €-309k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
826 m²
Building footprint
828 m²
Volume, LiDAR
15,857 m³
Parcel 11803C1031/00D003, Flanders · tallest building 27.1 m, ±8 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
Bourlastraat 19 (GV), 2000 Antwerpen
since 20152.245.581.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C1031/00D003 | Flanders | 826 m² | 1 · 828 m² | 27.1 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,276 companies in sector 46160 we hold annual accounts for 686. 519 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-08-2006
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46412Wholesale of household textiles and bedding
46450Wholesale of perfume and cosmetics
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
Scores and ratios are computed by Checked and are not a credit decision.