Checked.be
Active
BE 0473.509.458Private limited company (pre-2019)
MOCA PLATRE
Rue Colonel Piron 217 ·4624 Fléron, Belgium· 25 yrs active
Sector: Plastering work
(43310)
Conclusion
MOCA PLATRE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €36k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €117k |
| Net result | €36k |
| Better than sector | 42% |
| Active | 25 yrs |
Financial profile
88
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
100
Solvency
76
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2000, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€10k
estimate, not credit advice
Score history
81
2021
81
2022
74
2023
94
2024
86
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.64 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.63 (≥ 1.0)
+5
Leverage
Debt/equity 1.51 (< 2.0)
+3
Profitability
ROE 30% (≥ 10%)
+10
Interest coverage
Interest coverage 7.1× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~9.4%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 39.9% | 47.4% | |
| Net result | €36k | €10k | |
| Equity | €117k | €60k | |
| Gross operating margin | €89k | €39k | |
| Total assets | €292k | €141k |
€68k
+5.0%
21-25
€36k
-5.3%
21-25
€41k
+0.5%
21-25
€292k
+34.0%
21-25
€117k
+43.8%
21-25
€109k
+45.7%
21-25
€18k
+16.4%
21-25
€29k
-
21-25
€176k
+28.2%
21-25
€170k
+36.5%
21-25
€5k
-56.3%
21-25
1.64
+2.5%
21-25
1.63
+3.3%
21-25
39.9%
+7.3%
21-25
1.51
-10.9%
21-25
30.4%
-34.1%
21-25
12.1%
-29.3%
21-25
7.07
-1.0%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €68k | €65k | €15k | €23k | €23k |
| Net profit | €36k | €37k | €447 | €4k | €5k |
| Cash flow | €41k | €41k | €2k | €5k | €6k |
| Staff costs | - | - | - | - | - |
| Income taxes | €18k | €15k | €4k | €5k | €6k |
| Dividends | - | €29k | - | - | - |
| Total assets | €292k | €218k | €157k | €119k | €126k |
| Equity | €117k | €81k | €72k | €72k | €68k |
| Debt | €176k | €137k | €85k | €48k | €58k |
| of which ≤ 1y | €170k | €125k | €85k | €47k | €56k |
| of which > 1y | €5k | €12k | €0 | €315 | €2k |
| Working capital | €109k | €75k | €70k | €68k | €66k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.64 | 1.60 | 1.82 | 2.44 | 2.18 |
| Quick ratio | 1.63 | 1.58 | 1.79 | 2.38 | 2.15 |
| Working capital ratio | 37.1% | 34.1% | 44.5% | 57.1% | 52.3% |
| Solvency | 39.9% | 37.1% | 45.9% | 60.1% | 54.0% |
| Debt / equity | 1.51 | 1.69 | 1.18 | 0.67 | 0.85 |
| Long-term debt ratio | 0.05 | 0.15 | 0.00 | 0.00 | 0.03 |
| Interest coverage | 7.07 | 7.15 | 1.57 | 1.70 | 2.12 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 12.1% | 17.2% | 0.3% | 3.3% | 4.0% |
| ROE | 30.4% | 46.2% | 0.6% | 5.4% | 7.4% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €292k | €218k | €157k | €119k | €126k |
| Fixed assets | 21/28 | €13k | €19k | €2k | €4k | €4k |
| Tangible fixed assets | 22/27 | €13k | €19k | €2k | €4k | €4k |
| Current assets | 29/58 | €279k | €199k | €155k | €116k | €121k |
| Stocks & contracts in progress | 3 | €2k | €3k | €2k | €3k | €2k |
| Amounts receivable within one year | 40/41 | €44k | €67k | €66k | €66k | €66k |
| Cash & bank | 54/58 | €211k | €117k | €82k | €44k | €53k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €292k | €218k | €157k | €119k | €126k |
| Equity | 10/15 | €117k | €81k | €72k | €72k | €68k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | €6k |
| Reserves | 13 | €49k | €14k | €5k | €4k | €620 |
| Accumulated profits (losses) | 14 | €61k | €61k | €61k | €61k | €61k |
| Amounts payable | 17/49 | €176k | €137k | €85k | €48k | €58k |
| Amounts payable after one year | 17 | €5k | €12k | €0 | €315 | €2k |
| Amounts payable within one year | 42/48 | €170k | €125k | €85k | €47k | €56k |
| Trade debts payable within one year | 44 | €88k | €71k | €75k | €31k | €42k |
| Income statement | ||||||
| Gross operating margin | 9900 | €89k | €75k | €25k | €35k | €33k |
| Operating result | 9901 | €63k | €62k | €13k | €22k | €21k |
| Financial income | 75 | €0 | €0 | €208 | €748 | €322 |
| Financial charges | 65 | €10k | €9k | €10k | €14k | €11k |
| Result before taxes | 9903 | €53k | €53k | €4k | €9k | €11k |
| Income taxes | 67/77 | €18k | €15k | €4k | €5k | €6k |
| Net result for the period | 9904 | €36k | €37k | €447 | €4k | €5k |
| Result to be appropriated | 9905 | €36k | €37k | €447 | €4k | €5k |
Legal Structure
| NACE primary | Plastering work(43310) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 15-12-2000 |
| Status | Active |
| Postal code | 4624 |
Establishment units
Rue Soxhluse 30, 4624 Fléron
since 20012.094.305.719
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62068A0064/00E002 | Wallonia | 1,733 m² | 1 · 208 m² | 5.2 m · 1 fl. |
| 62089A0458/00H000 | Wallonia | 328 m² | 1 · 74 m² | 8.8 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €100kEq €117k ▲43.8%
5 profitable years in a row build equity to €117k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2021net €37k ▲8279%
Net result €37k, the highest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Weakest financial yearnet €447 ▼88.5%
Net result drops to €447, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Plastering work43310
Names & trade names
| Legal nameFR | MOCA PLATRE |
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