MOBYVELEC
ActiveSummary
The computed 12-month bankruptcy probability of MOBYVELEC is 1.6% (moderate). The 2024 annual accounts show equity of €1.65M and a net result of €489k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 95% of 97 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+23
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 9.38 against 7.23 in 2023; short-term debt: 10.6% and cash: 8% of total assets), and 10.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.4%
Return on assets
26.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
41 d early
2022
34 d early
2021
18 d late
2020
29 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€489k▲ 131%
2023 · €211k
2018: €134k
2019: €185k
2020: €200k
2021: €232k
2022: €189k
2023: €211k
2018 → 2024
Working capital
€1.64M▲ 42.4%
2023 · €1.15M
2018: €204k
2019: €409k
2020: €624k
2021: €861k
2022: €1.06M
2023: €1.15M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€662k-€894k▲ 35.0%€1.08M▲ 21.2%€1.16M▲ 7.5%€1.65M▲ 42.0%
Operating result€290k-€340k▲ 17.2%€292k▼ 14.3%€281k▼ 3.5%€689k▲ 145%
Net result€200k-€232k▲ 15.7%€189k▼ 18.5%€211k▲ 11.7%€489k▲ 131%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 145% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.85M
Fixed assets
€15k ▲ 7.1%
Current assets
€1.83M ▲ 37.4%
Equity and liabilities €1.85M
Equity
€1.65M ▲ 42.0%
Debt
€196k ▲ 5.9%
Debt's share of the balance-sheet total falls from 13.7% to 10.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€695k▲
2023 · €292k
Cash flow
€495k▲
2023 · €222k
Current ratio
9.38▲
2023 · 7.23
Debt to equity
0.12▼
2023 · 0.16
ROE
29.6%▲
2023 · 18.1%
ROA
26.4%▲
2023 · 15.7%
Interest coverage
-705.32▼
2023 · -21.74
Debt ≤ 1 year
€196k▲
2023 · €185k
Income taxes
€222k▲
2023 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.35M€1.85M▲
Fixed assets21/28€14k€15k▲
Tangible fixed assets22/27€14k€15k▲
Land and buildings22€424€91▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€11k€13k▲
Financial fixed assets28€125€125=
Current assets29/58€1.34M€1.83M▲
Amounts receivable within one year40/41€87k€23k▼
Trade receivables40€78k€13k▼
Other amounts receivable41€8k€9k▲
Current investments50/53€934k€1.66M▲
Cash at bank and in hand54/58€314k€148k▼
Deferred charges and accrued income490/1€73€237▲
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.85M▲
Equity10/15€1.16M€1.65M▲
Contributions10/11€8k€8k=
Reserves13€1.15M€1.64M▲
Distributable reserves133€1.15M€1.64M▲
Profit (loss) carried forward14€11k€9k▼
Amounts payable17/49€185k€196k▲
Amounts payable within one year42/48€185k€196k▲
Trade debts44€31k€26k▼
Suppliers440/4€31k€26k▼
Taxes, remuneration and social security45€24k€170k▲
Taxes450/3€24k€166k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€130k€150▼
Income statement
Code20232024
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Other operating charges640/8€7k€5k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€299k€701k▲
Operating profit (loss)9901€281k€689k▲
Financial income75/76B€5k€21k▲
Recurring financial income75€5k€21k▲
Financial charges65/66B€-13k€-986▲
Recurring financial charges65€-13k€-986▲
Profit (loss) for the period before taxes9903€300k€711k▲
Income taxes67/77€89k€222k▲
Profit (loss) for the period9904€211k€489k▲
Profit (loss) for the period to be appropriated9905€211k€489k▲
Appropriation of the result
Profit (loss) to be appropriated9906€220k€500k▲
Profit (loss) brought forward from the previous period14P€9k€11k▲
Transfer from equity791/2€130k-
Transfer to equity691/2€209k€491k▲
To other reserves6921€209k€491k▲
Profit to be distributed694/7€130k-
Return on contributions (dividend)694€130k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €489k ▲131%
Operating result €689k, net result €489k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity triplescurrent ratio 23.51
Current ratio from 9.04 to 23.51; short-term debt falls from €107k to €47k.
31-12
Financial
Equity above €1MEq €1.08M ▲21.2%
5 profitable years in a row build equity to €1.08M.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €662k ▲43.4%
3 profitable years in a row build equity to €662k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 7.38
Current ratio from 2.60 to 7.38; short-term debt falls from €128k to €64k.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
Show earlier events
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Celles (lez-Tournai) · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sèbles(POT) 177760 Celles (lez-Tournai)Ground area
3,008 m²
Building footprint
153 m²
Volume, LiDAR
2,686 m³
2 parcels, Flanders, Wallonia · tallest building 28.1 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
MOBYVELEC
since 20092.177.235.670
mobyvelec
since 20222.337.959.623
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57067C0084/00E000 | Wallonia | 2,882 m² | 1 · 26 m² | - |
| 38008A0199/00_000 | Flanders | 126 m² | 1 · 126 m² | 28.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Hoist Group
BE 0861.480.160
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NCE
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EUROPEAN DIRECTORY ASSISTANCE
BE 0860.554.702
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EDPNET
BE 0466.070.845
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MARE
BE 0890.417.141
Kapellen · Eq €1.53M
Of 1,376 companies in sector 61100 we hold annual accounts for 586. 216 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:yves@mobyvelec.be
Phone:+32472944867