Summary
Mobio Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €88k and a net result of €95k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 51% of 8023 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
59 d early
2024
121 d early
2023
125 d early
2022
60 d early
2021
83 d early
2020
74 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k=
2024 · €88k
2019: €31k
2020: €81k
2021: €142k
2022: €173k
2023: €88k
2024: €88k
2019 → 2025
Net result
€95k▲ 37.4%
2024 · €69k
2019: €19k
2020: €50k
2021: €61k
2022: €85k
2023: €91k
2024: €69k
2019 → 2025
Total assets
€167k▲ 3.7%
2024 · €161k
2019: €46k
2020: €102k
2021: €164k
2022: €181k
2023: €191k
2024: €161k
2019 → 2025
Solvency
52.3%▼ 1.9pp
2024 · 54.3%
2019: 68.3%
2020: 80.1%
2021: 86.7%
2022: 95.5%
2023: 45.8%
2024: 54.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€142k-€173k▲ 21.4%€88k▼ 49.4%€88k=€88k=
Operating result€89k-€113k▲ 27.5%€123k▲ 9.1%€110k▼ 11.3%€128k▲ 16.8%
Net result€61k-€85k▲ 39.9%€91k▲ 6.4%€69k▼ 23.8%€95k▲ 37.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€34k ▼ 24.9%
Current assets
€133k ▲ 14.8%
Equity and liabilities €167k
Equity
€88k =
Debt
€80k ▲ 8.1%
Debt's share of the balance-sheet total rises from 45.7% to 47.7%. Debt is higher.
Key figures and ratios
ROE
108.6%▲
2024 · 79.1%
ROA
56.8%▲
2024 · 42.9%
Debt ≤ 1 year
€80k▲
2024 · €74k
Income taxes
€33k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€161k€167k▲
Fixed assets21/28€45k€34k▼
Tangible fixed assets22/27€45k€34k▼
Plant, machinery and equipment23€3k€790▼
Furniture and vehicles24€42k€33k▼
Financial fixed assets28€110€110=
Current assets29/58€116k€133k▲
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€13k€11k▼
Other amounts receivable41€2k€2k=
Current investments50/53€26k€36k▲
Cash at bank and in hand54/58€76k€85k▲
Equity and liabilities
Total equity and liabilities10/49€161k€167k▲
Equity10/15€88k€88k=
Contributions10/11€19k€19k=
Reserves13€69k€69k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€74k€80k▲
Amounts payable within one year42/48€74k€80k▲
Trade debts44€89€4k▲
Suppliers440/4€89€4k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€14k▲
Other amounts payable47/48€60k€61k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€1k€945▼
Gross operating margin9900€127k€145k▲
Operating profit (loss)9901€110k€128k▲
Financial income75/76B€2k€24▼
Recurring financial income75€2k€24▼
Financial charges65/66B€14k€134▼
Recurring financial charges65€14k€134▼
Profit (loss) for the period before taxes9903€98k€128k▲
Income taxes67/77€28k€33k▲
Profit (loss) for the period9904€69k€95k▲
Profit (loss) for the period to be appropriated9905€69k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€95k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€69k€95k▲
Return on contributions (dividend)694€69k€95k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €95k ▲37.4%
Operating result €128k, net result €95k, both a record.
10-06
State Gazette act
General meeting · Capital increase
Bank account · Share issue
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-11
State Gazette act
General meeting · Capital increase
Bank account · Share issue
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 22.12
Current ratio from 7.41 to 22.12; short-term debt falls from €22k to €8k.
31-12
Financial
Equity above €150kEq €173k ▲21.4%
4 profitable years in a row build equity to €173k.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €142k ▲75%
3 profitable years in a row build equity to €142k.
03-06
State Gazette act
General meeting · Statutes amendment
Reserve release · Capital increase
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karel van de Woestijnestraat 89810 Nazareth-De PinteGround area
777 m²
Building footprint
114 m²
Volume, LiDAR
598 m³
Parcel 44018A0691/00E002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mobio Consult BVBA
since 20192.284.454.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0691/00E002 | Flanders | 777 m² | 1 · 114 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 659 EUR awarded · 659 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 659 EUR | 659 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500A83SKHF5HLGG69
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,002 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:mobioconsult@gmail.com
E-mail:mortier.kjell@gmail.com
Phone:0486970800