MOBI-DECOR
ActiveSummary
MOBI-DECOR has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €30k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-6
Solvency86▼-2
Growth76▲+1
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.23 in 2024; short-term debt: 21.8% and cash: 1.8% of total assets), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.6%
Return on assets
10.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
67 d early
2023
26 d early
2022
46 d early
2021
45 d early
2020
1 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€455k▲ 17.6%
2024 · €386k
2019: €226k
2020: €130k
2021: €201k
2022: €239k
2023: €175k
2024: €386k
2019 → 2025
EBIT margin
9.4%▼ 1.1pp
2024 · 10.5%
2019: 3.3%
2020: -10.9%
2021: 6.7%
2022: 7.6%
2023: -1.8%
2024: 10.5%
2019 → 2025
Net result
€30k▼ 2.4%
2024 · €30k
2019: €6k
2020: €-9k
2021: €11k
2022: €5k
2023: €7k
2024: €30k
2019 → 2025
Working capital
€79k▼ 16.7%
2024 · €95k
2019: €81k
2020: €66k
2021: €78k
2022: €75k
2023: €69k
2024: €95k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€201k-€239k▲ 19.2%€175k▼ 27.0%€386k▲ 121%€455k▲ 17.6%
Equity€105k-€109k▲ 3.7%€115k▲ 5.9%€144k▲ 25.6%€172k▲ 19.3%
Operating result€13k-€18k▲ 35.6%€-3k€41k€43k▲ 5.3%
Net result€11k-€5k▼ 55.5%€7k▲ 52.9%€30k▲ 323%€30k▼ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€143k ▲ 149%
Current assets
€141k ▼ 18.2%
Equity and liabilities €284k
Equity
€172k ▲ 19.3%
Debt
€112k ▲ 30.8%
Debt's share of the balance-sheet total rises from 37.2% to 39.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €57k
Cash flow
€42k▼
2024 · €46k
Current ratio
2.28▲
2024 · 2.23
Quick ratio
1.83▲
2024 · 1.50
Debt to equity
0.65▲
2024 · 0.59
ROE
17.2%▼
2024 · 21.0%
ROA
10.4%▼
2024 · 13.2%
Interest coverage
33.20▼
2024 · 33.23
Debt ≤ 1 year
€62k▼
2024 · €77k
Debt > 1 year
€49k▲
2024 · €8k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€230k€284k▲
Fixed assets21/28€57k€143k▲
Tangible fixed assets22/27€57k€143k▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€50k€138k▲
Financial fixed assets28€355€355=
Current assets29/58€173k€141k▼
Stocks and contracts in progress3€57k€28k▼
Stocks30/36€4k€3k▼
Contracts in progress37€53k€24k▼
Amounts receivable within one year40/41€105k€105k=
Trade receivables40€32k€46k▲
Other amounts receivable41€72k€59k▼
Cash at bank and in hand54/58€9k€5k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€230k€284k▲
Equity10/15€144k€172k▲
Contributions10/11€19k€19k=
Reserves13€126k€154k▲
Non-distributable reserves130/1-€25k
Other1319-€25k
Distributable reserves133€126k€129k▲
Amounts payable17/49€86k€112k▲
Amounts payable after more than one year17€8k€49k▲
Financial debts170/4€8k€49k▲
Amounts payable within one year42/48€77k€62k▼
Current portion of amounts payable after more than one year42€5k€12k▲
Trade debts44€52k€28k▼
Suppliers440/4€52k€28k▼
Taxes, remuneration and social security45€14k€11k▼
Taxes450/3€11k€11k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€6k€12k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Turnover70€386k€455k▲
Non-recurring operating income76A-€9k
Goods, raw materials, services and sundry goods60/61€323k€395k▲
Remuneration, social security and pensions62€814-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€12k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€64k€69k▲
Operating profit (loss)9901€41k€43k▲
Financial income75/76B€18€1▼
Recurring financial income75€18€1▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€39k€41k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€30k€30k▼
Profit (loss) for the period to be appropriated9905€30k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€30k▼
Transfer to equity691/2€29k€28k▼
To other reserves6921€29k€28k▼
Profit to be distributed694/7€833€2k▲
Directors or managers695€833€2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €150kEq €172k ▲19.3%
5 profitable years in a row build equity to €172k.
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €30k ▲323%
Net result €30k, the highest in the series.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-06
Financial
Equity above €100kEq €105k ▲10.3%
Equity rises from €95k to €105k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet €-9k ▼261%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 6.07
Current ratio from 2.34 to 6.07; short-term debt falls from €61k to €13k.
Show earlier events
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat 559031 GentGround area
2,187 m²
Building footprint
225 m²
Volume, LiDAR
1,347 m³
Parcel 44017A1308/00E000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOBI-DECOR
since 20082.170.655.904
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017A1308/00E000 | Flanders | 2,187 m² | 1 · 224 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 4 entries · 20,187 EUR awarded · 20,187 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 2 | 4,129 EUR | 7,129 EUR |
| 2022 | 2 | 16,058 EUR | 13,058 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Similar companies · same sector, comparable size
LE DECORATEUR MICHEL
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BARRA
BE 0415.739.822
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Arte Casa
BE 0466.944.043
Antwerpen · Eq €172,109
Technidécor
BE 0677.512.534
Gouvy · Eq €172,535
TOP WORKS
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Beveren-Kruibeke-Zwijndrecht · Eq €171,856
Of 7,861 companies in sector 43341 we hold annual accounts for 2,663. 2,124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2008
Fiscal year end30-06
Activities, NACEBEL 2025
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475 28.80.16