MO-INVEST
ActiveMO-INVEST has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €521k and a net result of €-33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▼-20
Solvency89▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 12.09 against 3.73 in 2023; short-term debt: 3% and cash: 0.7% of total assets), and 36% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
64%
Return on assets
-4.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
74 d late
2022
43 d late
2021
27 d early
2020
61 d late
2019
110 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€521k▼ 6.0%
2023 · €554k
2018: €-147k
2019: €-118k
2020: €-93k
2021: €115k
2022: €550k
2023: €554k
2018 → 2024
Total assets
€814k▲ 14.9%
2023 · €709k
2018: €240k
2019: €274k
2020: €222k
2021: €406k
2022: €769k
2023: €709k
2018 → 2024
Net result
€-33k
2023 · €5k
2018: €51k
2019: €29k
2020: €26k
2021: €58k
2022: €435k
2023: €5k
2018 → 2024
Working capital
€270k▼ 24.5%
2023 · €358k
2018: €-88k
2019: €-93k
2020: €-101k
2021: €-59k
2022: €428k
2023: €358k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-93k-€115k€550k▲ 378%€554k▲ 0.8%€521k▼ 6.0%
Operating result€60k-€80k▲ 33.2%€604k▲ 656%€-650€-14k▼ 2,130%
Net result€26k-€58k▲ 125%€435k▲ 652%€5k▼ 98.9%€-33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2024 against €650 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €814k
Fixed assets
€520k▲ 137%
Current assets
€295k▼ 39.8%
Equity and liabilities €814k
Equity
€521k▼ 6.0%
Debt
€293k▲ 89.9%
The debt ratio rises from 21.8% to 36.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▲
2023 · €7k
Cash flow
€-6k▼
2023 · €13k
Solvency
64.0%▼
2023 · 78.2%
Current ratio
12.09▲
2023 · 3.73
Quick ratio
12.09▲
2023 · 3.73
Debt / equity
0.56▲
2023 · 0.28
ROE
-6.4%▼
2023 · 0.8%
ROA
-4.1%▼
2023 · 0.7%
Interest coverage
0.62▼
2023 · 2.37
Debt
€293k▲
2023 · €155k
Debt ≤ 1 year
€24k▼
2023 · €131k
Debt > 1 year
€269k▲
2023 · €23k
Income taxes
€4k▲
2023 · €3k
Staff costs
€82▼
2023 · €340
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€709k€814k▲
Fixed assets21/28€219k€520k▲
Tangible fixed assets22/27€219k€520k▲
Land and buildings22€218k€518k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€490k€295k▼
Amounts receivable after more than one year29€280k€71k▼
Other amounts receivable291€280k€71k▼
Amounts receivable within one year40/41€204k€219k▲
Trade receivables40€26k€31k▲
Other amounts receivable41€178k€188k▲
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€709k€814k▲
Equity10/15€554k€521k▼
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Revaluation surpluses12€237k€250k▲
Reserves13€14k-
Distributable reserves133€14k-
Profit (loss) carried forward14€286k€252k▼
Amounts payable17/49€155k€293k▲
Amounts payable after more than one year17€23k€269k▲
Financial debts170/4€23k€269k▲
Amounts payable within one year42/48€131k€24k▼
Current portion of amounts payable after more than one year42€12k€11k▼
Financial debts43€115k€0▼
Credit institutions430/8-€0
Other loans439€115k-
Trade debts44-€7k
Suppliers440/4-€7k
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Accrued charges and deferred income492/3-€387
Income statement
Code20232024
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€340€82▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€27k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€2k€3k▲
Gross operating margin9900€9k€18k▲
Operating profit (loss)9901€-650€-14k▼
Financial income75/76B€11k€6k▼
Recurring financial income75€7k€6k▼
Non-recurring financial income76B€4k-
Financial charges65/66B€3k€20k▲
Recurring financial charges65€3k€20k▲
Profit (loss) for the period before taxes9903€7k€-29k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€5k€-33k▼
Profit (loss) for the period to be appropriated9905€5k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€286k€252k▼
Profit (loss) brought forward from the previous period14P€281k€286k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Weakest financial yearnet €-33k ▼819%
Net result drops to €-33k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 12.09
Current ratio from 3.73 to 12.09; short-term debt falls from €131k to €24k.
13-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 74 days late
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
31-12
Financial
Highest result since 2018net €435k ▲652%
Operating result €604k, net result €435k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.34
Current ratio from 0.76 to 3.34; short-term debt falls from €244k to €183k.
31-12
Financial
Equity above €500kEq €550k ▲378%
5 profitable years in a row build equity to €550k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €115k
4 profitable years in a row build equity to €115k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 110 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 83 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Balsamines(BL) 155001 NamurGround area
997 m²
Building footprint
171 m²
Volume, LiDAR
959 m³
2 parcels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTOMATRONIC
since 20042.139.284.124
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92010D0176/00P005 | Wallonia | 763 m² | 1 · 123 m² | 8.1 m · 2 fl. |
| 92108B0377/00Y022 | Wallonia | 234 m² | 1 · 47 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Box-Office
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a.d.r.c.service
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LITECH
BE 0425.105.171
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BE 0774.563.113
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VERSTRAETE
BE 0456.658.479
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Of 1,075 companies in sector 46140 we hold annual accounts for 644. 451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2004
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
43211General electrical installation work
45310
46500Wholesale of information and communication equipment
46520Wholesale trade
46643Wholesale of electrical equipment, including installation materials
47400Retail sale of information and communication equipment
47410Retail trade
51860
52487
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
6 entriesWebsite:www.automatronic.be
E-mail:info@automatronic.be
Phone:003281811822
Fax:003281811823
Phone:081/811.822
Fax:081/811.823