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MMS SOLUTIONS

Active
Public limited companyfounded 199629 yrs activeKlein Kempenseweg 2B, 3473 Kortenaken, BelgiumKBO/BCE: BE 0459.478.706

MMS SOLUTIONS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €433k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 56% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-7
Solvency68▼-15
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.62 in 2024; short-term debt: 49.3% and cash: 59% of total assets), but 57.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
42.8%
Return on assets
17.3%
Age of the figures
15 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
31 d early
2023
31 d early
2022
42 d early
2021
31 d early
2020
33 d early
2019
51 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.07M▲ 0.2%
2024 · €1.07M
2019: €1.12M 2020: €1.32M 2021: €1.37M 2022: €1.37M 2023: €1.37M 2024: €1.07M
2019 → 2025
Total assets
€2.50M▲ 35.5%
2024 · €1.84M
2019: €1.50M 2020: €1.80M 2021: €1.94M 2022: €1.92M 2023: €1.90M 2024: €1.84M
2019 → 2025
Net result
€433k▲ 3.9%
2024 · €416k
2019: €431k 2020: €394k 2021: €404k 2022: €233k 2023: €161k 2024: €416k
2019 → 2025
Working capital
€848k▼ 19.7%
2024 · €1.06M
2019: €1.05M 2020: €1.23M 2021: €1.37M 2022: €1.34M 2023: €1.34M 2024: €1.06M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.37M-€1.37M=€1.37M=€1.07M▼ 22.2%€1.07M▲ 0.2%
Operating result€425k-€244k▼ 42.5%€234k▼ 4.2%€564k▲ 141%€600k▲ 6.3%
Net result€404k-€233k▼ 42.3%€161k▼ 30.8%€416k▲ 158%€433k▲ 3.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2021: €425k€425kNet result 2021: €404k€404kOperating result 2022: €244k€244kNet result 2022: €233k€233kOperating result 2023: €234k€234kNet result 2023: €161k€161kOperating result 2024: €564k€564kNet result 2024: €416k€416kOperating result 2025: €600k€600kNet result 2025: €433k€433k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.50M
Fixed assets €417k▲ 202%
Current assets €2.08M▲ 22.0%
Equity and liabilities €2.50M
Equity €1.07M▲ 0.2%
Debt €1.43M▲ 83.9%
The debt ratio rises from 42.1% to 57.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€653k
2024 · €613k
Cash flow
€486k
2024 · €465k
Solvency
42.8%
2024 · 57.9%
Current ratio
1.69
2024 · 2.62
Quick ratio
1.69
2024 · 2.62
Debt / equity
1.34
2024 · 0.73
ROE
40.4%
2024 · 39.0%
ROA
17.3%
2024 · 22.6%
Interest coverage
74.65
2024 · 109.53
Debt
€1.43M
2024 · €777k
Debt ≤ 1 year
€1.23M
2024 · €650k
Debt > 1 year
€160k
2024 · €65k
Income taxes
€167k
2024 · €147k
Staff costs
€673k
2024 · €552k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.84M€2.50M
Fixed assets21/28€138k€417k
Tangible fixed assets22/27€138k€417k
Plant, machinery and equipment23€6k€7k
Furniture and vehicles24€119k€400k
Other tangible fixed assets26€13k€10k
Financial fixed assets28€174€174=
Current assets29/58€1.71M€2.08M
Amounts receivable after more than one year29-€15k
Other amounts receivable291-€15k
Amounts receivable within one year40/41€263k€571k
Trade receivables40€263k€571k
Cash at bank and in hand54/58€1.43M€1.47M
Deferred charges and accrued income490/1€16k€21k
Equity and liabilities
Total equity and liabilities10/49€1.84M€2.50M
Equity10/15€1.07M€1.07M
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€999k€1.00M
Amounts payable17/49€777k€1.43M
Amounts payable after more than one year17€65k€160k
Financial debts170/4€65k€160k
Amounts payable within one year42/48€650k€1.23M
Current portion of amounts payable after more than one year42€26k€55k
Trade debts44€78k€164k
Suppliers440/4€78k€164k
Taxes, remuneration and social security45€107k€209k
Taxes450/3€8k€96k
Remuneration and social security454/9€100k€113k
Other amounts payable47/48€438k€804k
Accrued charges and deferred income492/3€62k€36k
Income statement Code20242025
Non-recurring operating income76A-€26k
Remuneration, social security and pensions62€552k€673k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€53k
Other operating charges640/8€4k€19k
Gross operating margin9900€1.17M€1.35M
Operating profit (loss)9901€564k€600k
Financial income75/76B€4k€9k
Recurring financial income75€4k€9k
Financial charges65/66B€6k€9k
Recurring financial charges65€6k€9k
Profit (loss) for the period before taxes9903€563k€600k
Income taxes67/77€147k€167k
Profit (loss) for the period9904€416k€433k
Profit (loss) for the period to be appropriated9905€416k€433k
Appropriation of the result
Profit (loss) to be appropriated9906€1.72M€1.43M
Profit (loss) brought forward from the previous period14P€1.30M€999k
Profit to be distributed694/7€720k€430k
Return on contributions (dividend)694€720k€430k
Social balance
Average headcount (FTE)90877.79.0

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
30-06
Financial Highest result since 2019net €433k ▲3.9%
Operating result €600k, net result €433k, both a record.
2024
31-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial Weakest financial yearnet €161k ▼30.8%
Net result drops to €161k, the lowest in the series; recovery starts the following year.
2022
20-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
31-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
11-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenaken · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Klein Kempenseweg 2B3473 Kortenaken
Ground area
2,284 m²
Building footprint
352 m²
Volume, LiDAR
2,466 m³
2 parcels, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Klein Kempenseweg 2 B, 3473 Kortenaken
NACE 52487
since 20022.113.597.039
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24115A0156/00P000 Flanders 1,430 m² 1 · 201 m² 13.6 m · 3 fl.
24115A0157/00N000 Flanders 854 m² 1 · 151 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 811 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded17-12-1996
Fiscal year end30-06
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.