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MiToCo

Active
Helenaveldstraat 32 ·2550 Kontich, Belgium
KBO/BCE: BE 0767.911.089
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs
Connections1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MiToCo is 1.7% (moderate). The 2025 annual accounts show equity of €3k and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 137 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 137 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 12-06-2026 49 d early 2026-00155783
31-12-2024 31-07-2025 10-06-2025 51 d early 2025-00128145
31-12-2023 31-07-2024 27-06-2024 34 d early 2024-00175546
31-12-2022 31-07-2023 08-06-2023 53 d early 2023-00113512

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k-12.7%
Working capital€1k-90.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 12-06-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40kOperating result 2022: €12k€12kNet result 2022: €8k€8kOperating result 2023: €32k€32kNet result 2023: €16k€16kOperating result 2024: €41k€41kNet result 2024: €23k€23kOperating result 2025: €35k€35kNet result 2025: €20k€20k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~77% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€20k€40k2022: €9k2023: €23k2024: €45k2025: €3k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 77, Renting & leasing · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 1.3% 24.6%
better than 20% of 137 sector peers
Net result €20k €5k
better than 72% of 137 sector peers
Equity €3k €29k
better than 23% of 137 sector peers
Gross operating margin €53k €36k
better than 59% of 136 sector peers
Total assets €263k €135k
better than 64% of 137 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P20
2022: P23 · n=3302023: P32 · n=4272024: P44 · n=5302025: P20 · n=1372022 2025
Stable position over 2022-2025 · n=137-530
Net result P72
2022: P56 · n=3282023: P70 · n=4242024: P76 · n=5292025: P72 · n=1372022 2025
Improving position over 2022-2025 · n=137-529
Equity P23
2022: P32 · n=3302023: P51 · n=4272024: P66 · n=5312025: P23 · n=1372022 2025
Improving position over 2022-2025 · n=137-531
Gross operating margin P59
2022: P72 · n=3262023: P68 · n=4242024: P71 · n=5292025: P59 · n=1362022 2025
Weakening position over 2022-2025 · n=136-529
Describes the position versus peers, not a forecast.
EBITDA
€52k
-9.8% 22-25
Net profit
€20k
-12.7% 22-25
Cash flow
€36k
-6.2% 22-25
Total assets
€263k
-6.7% 22-25
Equity
€3k
-92.6% 22-25
Working capital
€1k
-90.8% 22-25
Income taxes
€6k
-13.5% 22-25
Dividends
€62k
- 22-25
Debt
€259k
+9.9% 22-25
Debt ≤ 1y
€25k
+46.4% 22-25
Debt > 1y
€234k
+7.2% 22-25
Current ratio
1.05
-41.4% 22-25
Quick ratio
1.05
-41.4% 22-25
Solvency
1.3%
-92.0% 22-25
Debt / equity
76.70
+1379.4% 22-25
ROE
583.1%
+1074.9% 22-25
ROA
7.5%
-6.5% 22-25
Interest coverage
5.47
+11.7% 22-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€52k
Net profit€20k
Cash flow€36k
Staff costs-
Income taxes€6k
Dividends€62k
Total assets€263k
Equity€3k
Debt€259k
of which ≤ 1y€25k
of which > 1y€234k
Working capital€1k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.05
Quick ratio1.05
Working capital ratio0.5%
Solvency1.3%
Debt / equity76.70
Long-term debt ratio69.21
Interest coverage5.47
Gross margin-
Net margin-
ROA7.5%
ROE583.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€263k
Fixed assets 21/28€236k
Tangible fixed assets 22/27€236k
Financial fixed assets 28€250
Current assets 29/58€26k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€263k
Equity 10/15€3k
Contributions / capital 10/11€3k
Reserves 13€880
Accumulated profits (losses) 14€0
Amounts payable 17/49€259k
Amounts payable after one year 17€234k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€53k
Operating result 9901€35k
Financial charges 65€9k
Result before taxes 9903€26k
Income taxes 67/77€6k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
65 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Connections & network

1 connected company
Group structure
CLdN IT Applications
Subsidiary · 1 location
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party
MiToCoBE 0767.911.089
controls
Where this company holds controlthis company sits on their board1

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
MiToCo
Helenaveldstraat 32, 2550 KontichGroothandel in nieuwe en gebruikte autobussen, touringcars minibusjes, motorhomes, enz.
since 20212.316.921.412
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area305 m²
Buildings1
Building footprint88 m²
Volume (LiDAR)593 m³
Tallest building8.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024B0164/00K005 Flanders 305 m² 1 · 88 m² 8.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
03-06-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
03-06-2024 Registered office moved within Kontich Registered-office change
  • Helenaveldstraat 30, 2550 Kontich, België → Helenaveldstraat 32, 2550 Kontich, België

Analysis

Snowflake analysis

financial profile on 5 axes
Health65Profitability100Solvency13Growth58Stability94
66 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 65
Profitability 100
Solvency 13
Growth 58
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Verhuur en lease van caravans en motorhomes77393Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL MiToCo
Registered office
Helenaveldstraat 32
2550 Kontich, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.