MINM SOLUTIONS
ActiveMINM SOLUTIONS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €26k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 45% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+69
Solvency79▼-21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 5.95 in 2024; short-term debt: 45.6% and cash: 51% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
14.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
24 d early
2023
30 d early
2022
27 d early
2021
30 d early
2020
23 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 19.7%
2024 · €119k
2018: €91k
2019: €111k
2020: €116k
2021: €141k
2022: €156k
2023: €120k
2024: €119k
2018 → 2025
Total assets
€176k▲ 31.0%
2024 · €135k
2018: €116k
2019: €142k
2020: €145k
2021: €165k
2022: €188k
2023: €142k
2024: €135k
2018 → 2025
Net result
€26k
2024 · €-550
2018: €13k
2019: €20k
2020: €6k
2021: €25k
2022: €15k
2023: €11k
2024: €-550
2018 → 2025
Working capital
€59k▼ 23.3%
2024 · €76k
2018: €15k
2019: €35k
2020: €39k
2021: €78k
2022: €102k
2023: €71k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€156k▲ 11.0%€120k▼ 23.4%€119k▼ 0.5%€96k▼ 19.7%
Operating result€39k-€24k▼ 37.7%€17k▼ 29.4%€-6k€46k
Net result€25k-€15k▼ 36.9%€11k▼ 30.0%€-550€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€37k▼ 12.9%
Current assets
€139k▲ 51.6%
Equity and liabilities €176k
Equity
€96k▼ 19.7%
Debt
€81k▲ 424%
The debt ratio rises from 11.4% to 45.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€53k▲
2024 · €-122
Cash flow
€32k▲
2024 · €6k
Solvency
54.2%▼
2024 · 88.6%
Current ratio
1.73▼
2024 · 5.95
Quick ratio
1.73▼
2024 · 5.95
Debt / equity
0.84▲
2024 · 0.13
ROE
26.8%▲
2024 · -0.5%
ROA
14.6%▲
2024 · -0.4%
Interest coverage
432.49▲
2024 · -0.65
Debt
€81k▲
2024 · €15k
Debt ≤ 1 year
€81k▲
2024 · €15k
Income taxes
€21k▲
2024 · €-6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€176k▲
Fixed assets21/28€43k€37k▼
Tangible fixed assets22/27€43k€37k▼
Furniture and vehicles24€10k€9k▼
Other tangible fixed assets26€33k€28k▼
Current assets29/58€92k€139k▲
Amounts receivable within one year40/41€39k€49k▲
Trade receivables40€16k€21k▲
Other amounts receivable41€23k€28k▲
Cash at bank and in hand54/58€53k€90k▲
Equity and liabilities
Total equity and liabilities10/49€135k€176k▲
Equity10/15€119k€96k▼
Contributions10/11€12k€12k=
Reserves13€107k€83k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€105k€81k▼
Profit (loss) carried forward14€-436€240▲
Amounts payable17/49€15k€81k▲
Amounts payable within one year42/48€15k€81k▲
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€10k€21k▲
Taxes450/3€7k€19k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48-€49k
Accrued charges and deferred income492/3-€204
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€909€54k▲
Operating profit (loss)9901€-6k€46k▲
Financial income75/76B€201€231▲
Recurring financial income75€201€231▲
Financial charges65/66B€188€122▼
Recurring financial charges65€188€122▼
Profit (loss) for the period before taxes9903€-6k€46k▲
Income taxes67/77€-6k€21k▲
Profit (loss) for the period9904€-550€26k▲
Profit (loss) for the period to be appropriated9905€-550€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-436€25k▲
Profit (loss) brought forward from the previous period14P€114€-436▼
Transfer from equity791/2-€49k
Transfer to equity691/2-€25k
To other reserves6921-€25k
Profit to be distributed694/7-€49k
Return on contributions (dividend)694-€49k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-550 ▼105%
Net result drops to €-550, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €156k ▲11%
5 profitable years in a row build equity to €156k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €111k ▲21.8%
2 profitable years in a row build equity to €111k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Motemeerslaan 28610 KortemarkGround area
1,061 m²
Building footprint
163 m²
Volume, LiDAR
649 m³
Parcel 32011C0456/00E000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MINM Solutions
since 20062.159.910.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32011C0456/00E000 | Flanders | 1,061 m² | 1 · 163 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,404 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-11-2006
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.