MiNi CONCEPT
ActiveThe computed 12-month bankruptcy probability of MiNi CONCEPT is 2.6% (moderate). The 2025 annual accounts show negative equity (€-38k) and a net result of €-17k. Equity is shrinking by ~52.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 4501 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-29
Solvency0▼-21
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.97 in 2024; short-term debt: 589.8% and cash: 100% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-489.8%
Return on assets
-218.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-38k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
49 d early
2024
37 d early
2023
33 d early
2022
38 d early
2021
26 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k▲ 15.8%
2024 · €-20k
2020: €14k
2021: €-13k
2022: €69k
2023: €-21k
2024: €-20k
2020 → 2025
Working capital
€-38k▼ 80.6%
2024 · €-21k
2020: €34k
2021: €22k
2022: €90k
2023: €-890
2024: €-21k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€90k▲ 336%€-890€-21k▼ 2,267%€-38k▼ 80.6%
Operating result€-10k-€97k€-6k€-1k▲ 81.1%€-11k▼ 823%
Net result€-13k-€69k€-21k€-20k▲ 3.4%€-17k▲ 15.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Solvency
-489.8%▼
2024 · -3.6%
Current ratio
0.17▼
2024 · 0.97
Quick ratio
0.17▲
2024 · 0.00
Debt / equity
-1.20▲
2024 · -28.91
ROA
-218.7%▼
2024 · -3.4%
Debt
€46k▼
2024 · €609k
Debt ≤ 1 year
€46k▼
2024 · €609k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€588k€8k▼
Current assets29/58€588k€8k▼
Stocks and contracts in progress3€588k€0▼
Stocks30/36€588k€0▼
Cash at bank and in hand54/58€68€8k▲
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€588k€8k▼
Equity10/15€-21k€-38k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-41k€-58k▼
Amounts payable17/49€609k€46k▼
Amounts payable within one year42/48€609k€46k▼
Financial debts43€433k€0▼
Credit institutions430/8€433k€0▼
Trade debts44€9k€0▼
Suppliers440/4€9k€0▼
Other amounts payable47/48€167k€46k▼
Income statement
Code20242025
Other operating charges640/8-€400
Gross operating margin9900€-1k€-11k▼
Operating profit (loss)9901€-1k€-11k▼
Financial charges65/66B€20k€6k▼
Recurring financial charges65€20k€6k▼
Profit (loss) for the period before taxes9903€-22k€-17k▲
Income taxes67/77€-1k-
Profit (loss) for the period9904€-20k€-17k▲
Profit (loss) for the period to be appropriated9905€-20k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-58k▼
Profit (loss) brought forward from the previous period14P€-21k€-41k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-21k ▼130%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Ground area
75 m²
Building footprint
49 m²
Volume, LiDAR
317 m³
Parcel 21612D0506/00M000, Brussels · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MiNi Concept
since 20192.295.372.069
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0506/00M000 | Brussels | 75 m² | 1 · 49 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 3,647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2019
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.