MiNi
ActiveThe computed 12-month bankruptcy probability of MiNi is 4.6% (elevated). The 2025 annual accounts show equity of €43k and a net result of €45k. Equity is growing by ~65.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 13240 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency52▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.99 against 0.71 in 2024; short-term debt: 58.8% and cash: 4.7% of total assets), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
28.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
23 d early
2023
29 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€199k
EBIT margin
7.6%
Net result
€45k▲ 163%
2024 · €17k
2022: €14k
2023: €-12k
2024: €17k
2022 → 2025
Working capital
€-1k▲ 91.2%
2024 · €-16k
2022: €2k
2023: €-31k
2024: €-16k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€199k-
Equity€16k-€4k▼ 74.2%€21k▲ 404%€43k▲ 99.2%
Operating result€15k-€-8k€31k€69k▲ 124%
Net result€14k-€-12k€17k€45k▲ 163%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€68k▼ 16.6%
Current assets
€93k▲ 145%
Equity and liabilities €161k
Equity
€43k▲ 99.2%
Debt
€118k▲ 21.1%
The debt ratio falls from 82.0% to 73.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€96k▲
2024 · €55k
Cash flow
€73k▲
2024 · €42k
Solvency
26.5%▲
2024 · 18.0%
Current ratio
0.99▲
2024 · 0.71
Quick ratio
0.96▲
2024 · 0.67
Debt / equity
2.77▼
2024 · 4.56
ROE
105.9%▲
2024 · 80.1%
ROA
28.1%▲
2024 · 14.4%
Interest coverage
17.31▲
2024 · 6.19
Debt
€118k▲
2024 · €98k
Debt ≤ 1 year
€95k▲
2024 · €54k
Debt > 1 year
€20k▼
2024 · €39k
Income taxes
€18k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€161k▲
Fixed assets21/28€81k€68k▼
Tangible fixed assets22/27€78k€65k▼
Land and buildings22€5k€9k▲
Plant, machinery and equipment23€71k€51k▼
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€3k€3k=
Current assets29/58€38k€93k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€13k€77k▲
Trade receivables40€7k€67k▲
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€17k€8k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€119k€161k▲
Equity10/15€21k€43k▲
Contributions10/11€2k€2k=
Reserves13€19k€41k▲
Distributable reserves133€19k€41k▲
Amounts payable17/49€98k€118k▲
Amounts payable after more than one year17€39k€20k▼
Financial debts170/4€39k€20k▼
Amounts payable within one year42/48€54k€95k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€30k€40k▲
Suppliers440/4€30k€40k▲
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€11k▲
Remuneration and social security454/9-€320
Other amounts payable47/48€1k€24k▲
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€27k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€58k€100k▲
Operating profit (loss)9901€31k€69k▲
Financial income75/76B€50€26▼
Recurring financial income75€50€26▼
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€22k€63k▲
Income taxes67/77€5k€18k▲
Profit (loss) for the period9904€17k€45k▲
Profit (loss) for the period to be appropriated9905€17k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€45k▲
Transfer to equity691/2€17k€21k▲
To other reserves6921€17k€21k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €45k ▲163%
Operating result €69k, net result €45k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼184%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borheidestraat(OTT) 143040 HuldenbergGround area
1.4 ha
Building footprint
489 m²
Volume, LiDAR
2,350 m³
3 parcels, Flanders · tallest building 17.6 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
MiNi
since 20212.323.976.874
Pat@elier
since 20232.342.065.790
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24099B0235/00G000 | Flanders | 1.3 ha | 1 · 282 m² | 3.5 m · 1 fl. |
| 24085A0078/00R000 | Flanders | 679 m² | 1 · 110 m² | 7.6 m · 2 fl. |
| 24502B0645/00D000 | Flanders | 97 m² | 1 · 97 m² | 17.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHuldenberg2.342.065.790
Leuven2.323.976.874
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2021
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47120Other non-specialised retail sale
47241Retail sale of bread and pastry (bakery outlets)
47910Retail trade
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.