MIND2CONSULT
ActiveMIND2CONSULT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €284k and a net result of €47k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.08 against 6.8 in 2023; short-term debt: 19.5% and cash: 87.7% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
33 d early
2022
3 d early
2021
27 d early
2020
47 d early
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€284k▼ 0.1%
2023 · €285k
2018: €87k
2019: €135k
2020: €185k
2021: €249k
2022: €263k
2023: €285k
2018 → 2024
Total assets
€353k▲ 6.5%
2023 · €332k
2018: €98k
2019: €141k
2020: €191k
2021: €264k
2022: €321k
2023: €332k
2018 → 2024
Net result
€47k▼ 13.6%
2023 · €55k
2018: €33k
2019: €47k
2020: €50k
2021: €64k
2022: €54k
2023: €55k
2018 → 2024
Working capital
€281k▲ 2.4%
2023 · €275k
2018: €85k
2019: €134k
2020: €184k
2021: €226k
2022: €247k
2023: €275k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€185k-€249k▲ 34.5%€263k▲ 5.9%€285k▲ 8.0%€284k▼ 0.1%
Operating result€70k-€88k▲ 26.5%€75k▼ 14.5%€76k▲ 0.3%€65k▼ 13.4%
Net result€50k-€64k▲ 26.8%€54k▼ 15.4%€55k▲ 1.0%€47k▼ 13.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 13% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €353k
Fixed assets
€3k▼ 65.6%
Current assets
€350k▲ 8.7%
Equity and liabilities €353k
Equity
€284k▼ 0.1%
Debt
€69k▲ 46.3%
The debt ratio rises from 14.3% to 19.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72k▼
2023 · €82k
Cash flow
€54k▼
2023 · €61k
Solvency
80.4%▼
2023 · 85.7%
Current ratio
5.08▼
2023 · 6.80
Quick ratio
5.08▼
2023 · 6.80
Debt / equity
0.24▲
2023 · 0.17
ROE
16.6%▼
2023 · 19.2%
ROA
13.3%▼
2023 · 16.4%
Interest coverage
7180231.00▲
2023 · 836.95
Debt
€69k▲
2023 · €47k
Debt ≤ 1 year
€69k▲
2023 · €47k
Income taxes
€19k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€332k€353k▲
Fixed assets21/28€10k€3k▼
Tangible fixed assets22/27€10k€3k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€10k€3k▼
Financial fixed assets28€90€90=
Current assets29/58€322k€350k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€13k€38k▲
Trade receivables40€12k€38k▲
Other amounts receivable41€1k€565▼
Cash at bank and in hand54/58€307k€310k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€332k€353k▲
Equity10/15€285k€284k▼
Contributions10/11€12k€12k=
Reserves13€272k€272k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€270k€270k▼
Profit (loss) carried forward14€186€186=
Amounts payable17/49€47k€69k▲
Amounts payable within one year42/48€47k€69k▲
Trade debts44€4k€16k▲
Suppliers440/4€4k€16k▲
Taxes, remuneration and social security45€6k€138▼
Taxes450/3€6k€138▼
Other amounts payable47/48€38k€53k▲
Accrued charges and deferred income492/3-€387
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€534€487▼
Gross operating margin9900€83k€72k▼
Operating profit (loss)9901€76k€65k▼
Financial income75/76B€1k€534▼
Recurring financial income75€1k€534▼
Financial charges65/66B€98€0▼
Recurring financial charges65€98€0▼
Profit (loss) for the period before taxes9903€77k€66k▼
Income taxes67/77€22k€19k▼
Profit (loss) for the period9904€55k€47k▼
Profit (loss) for the period to be appropriated9905€55k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€47k▼
Profit (loss) brought forward from the previous period14P€186€186=
Transfer from equity791/2€33k€47k▲
Transfer to equity691/2€55k€47k▼
To other reserves6921€55k€47k▼
Profit to be distributed694/7€33k€47k▲
Return on contributions (dividend)694€33k€47k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €64k ▲26.8%
Operating result €88k, net result €64k, both a record.
31-12
Financial
Equity above €200kEq €249k ▲34.5%
4 profitable years in a row build equity to €249k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €185k ▲37.4%
3 profitable years in a row build equity to €185k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 23.06
Current ratio from 8.71 to 23.06; short-term debt falls from €11k to €6k.
31-12
Financial
Equity above €100kEq €135k ▲54.4%
2 profitable years in a row build equity to €135k.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2006
Ground area
385 m²
Building footprint
104 m²
Volume, LiDAR
590 m³
Parcel 24055C0092/00M000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mind2consult
since 20062.156.056.315
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055C0092/00M000 | Flanders | 385 m² | 1 · 104 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500UVSSLEQMXGCE92
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 13,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2006
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.