Mind over Matter
ActiveMind over Matter has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €50k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 67% of 8967 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+6
Solvency96▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 1.73 in 2023; short-term debt: 16.9% and cash: 61.2% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €50k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€50k▲ 116%
2023 · €23k
2018: €-2k
2019: €-3k
2020: €1k
2021: €-5k
2022: €13k
2023: €23k
2018 → 2024
Total assets
€71k▲ 44.2%
2023 · €49k
2018: €6k
2019: €5k
2020: €36k
2021: €23k
2022: €41k
2023: €49k
2018 → 2024
Net result
€27k▲ 170%
2023 · €10k
2018: €-4k
2019: €-1k
2020: €4k
2021: €-6k
2022: €18k
2023: €10k
2018 → 2024
Working capital
€39k▲ 284%
2023 · €10k
2018: €-7k
2019: €-6k
2020: €681
2021: €-7k
2022: €12k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1k-€-5k€13k€23k▲ 75.0%€50k▲ 116%
Operating result€5k-€-5k€18k€13k▼ 27.2%€41k▲ 211%
Net result€4k-€-6k€18k€10k▼ 45.0%€27k▲ 170%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 211% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€19k▼ 21.3%
Current assets
€51k▲ 111%
Equity and liabilities €71k
Equity
€50k▲ 116%
Debt
€20k▼ 20.6%
The debt ratio falls from 52.6% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2023 · €20k
Cash flow
€35k▲
2023 · €17k
Solvency
71.0%▲
2023 · 47.4%
Current ratio
4.29▲
2023 · 1.73
Quick ratio
4.29▲
2023 · 1.73
Debt / equity
0.41▼
2023 · 1.11
ROE
53.7%▲
2023 · 42.9%
ROA
38.1%▲
2023 · 20.3%
Interest coverage
259.07▲
2023 · 97.01
Debt
€20k▼
2023 · €26k
Debt ≤ 1 year
€12k▼
2023 · €14k
Debt > 1 year
€9k▼
2023 · €12k
Income taxes
€14k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€71k▲
Fixed assets21/28€25k€19k▼
Intangible fixed assets21€8k€4k▼
Tangible fixed assets22/27€17k€16k▼
Land and buildings22€836€809▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€14k€13k▼
Current assets29/58€24k€51k▲
Amounts receivable within one year40/41€11k€8k▼
Trade receivables40€11k€8k▼
Cash at bank and in hand54/58€13k€43k▲
Deferred charges and accrued income490/1€271€28▼
Equity and liabilities
Total equity and liabilities10/49€49k€71k▲
Equity10/15€23k€50k▲
Contributions10/11€6k€6k=
Reserves13€17k€44k▲
Distributable reserves133€17k€44k▲
Amounts payable17/49€26k€20k▼
Amounts payable after more than one year17€12k€9k▼
Financial debts170/4€12k€9k▼
Amounts payable within one year42/48€14k€12k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€376€647▲
Suppliers440/4€376€647▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€5k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€3k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€516€2k▲
Gross operating margin9900€21k€52k▲
Operating profit (loss)9901€13k€41k▲
Financial income75/76B-€23
Recurring financial income75-€23
Financial charges65/66B€207€193▼
Recurring financial charges65€207€193▼
Profit (loss) for the period before taxes9903€13k€41k▲
Income taxes67/77€3k€14k▲
Profit (loss) for the period9904€10k€27k▲
Profit (loss) for the period to be appropriated9905€10k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€27k▲
Transfer to equity691/2€10k€27k▲
To other reserves6921€10k€27k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €27k ▲170%
Operating result €41k, net result €27k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.29
Current ratio from 1.73 to 4.29; short-term debt falls from €14k to €12k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 1.91
Current ratio from 0.23 to 1.91.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-6k ▼245%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 1.07
Current ratio from 0.26 to 1.07.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sweigers-Noord 43D9140 TemseGround area
8,292 m²
Building footprint
125 m²
Volume, LiDAR
50 m³
2 parcels, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
1 establishment unit
Mind over Matter
since 20162.254.617.718
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302C1095/00_000 | Flanders | 7,992 m² | - | - |
| 46302C1264/00M000 | Flanders | 300 m² | 1 · 125 m² | 9.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2016
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85510Sports and recreation education
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.