MIND OR MINDS
ActiveSummary
MIND OR MINDS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400k and a net result of €43k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency98▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 13.71 in 2024; short-term debt: 26.2% and cash: 33.7% of total assets), and 26.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.4%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
28 d late
2023
62 d late
2022
70 d late
2021
31 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€71k
EBIT margin
45.1%
Net result
€43k▼ 24.6%
2024 · €57k
2018: €23k
2019: €63k
2020: €101k
2021: €19k
2022: €65k
2023: €82k
2024: €57k
2018 → 2025
Working capital
€402k▼ 12.8%
2024 · €461k
2018: €70k
2019: €135k
2020: €233k
2021: €252k
2022: €317k
2023: €398k
2024: €461k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€71k-
Equity€254k-€319k▲ 25.5%€400k▲ 25.7%€457k▲ 14.1%€400k▼ 12.4%
Operating result€32k-€97k▲ 202%€123k▲ 27.2%€76k▼ 38.0%€53k▼ 31.1%
Net result€19k-€65k▲ 234%€82k▲ 26.8%€57k▼ 31.0%€43k▼ 24.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €545k
Fixed assets
€525 ▼ 62.9%
Current assets
€545k ▲ 9.5%
Equity and liabilities €545k
Equity
€400k ▼ 12.4%
Debt
€145k ▲ 246%
Debt's share of the balance-sheet total rises from 8.4% to 26.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€53k▼
2024 · €77k
Cash flow
€43k▼
2024 · €57k
Current ratio
3.81▼
2024 · 13.71
Debt to equity
0.36▲
2024 · 0.09
ROE
10.6%▼
2024 · 12.4%
ROA
7.8%▼
2024 · 11.3%
Interest coverage
626.34▼
2024 · 878.51
Debt ≤ 1 year
€143k▲
2024 · €36k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€499k€545k▲
Fixed assets21/28€1k€525▼
Tangible fixed assets22/27€1k€525▼
Plant, machinery and equipment23€84-
Furniture and vehicles24€1k€525▼
Financial fixed assets28€93-
Current assets29/58€497k€545k▲
Amounts receivable within one year40/41€21k€20k▼
Trade receivables40€17k€20k▲
Other amounts receivable41€4k€344▼
Current investments50/53€371k€331k▼
Cash at bank and in hand54/58€79k€184k▲
Deferred charges and accrued income490/1€27k€11k▼
Equity and liabilities
Total equity and liabilities10/49€499k€545k▲
Equity10/15€457k€400k▼
Contributions10/11€19k€19k=
Reserves13€438k€382k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€437k€380k▼
Amounts payable17/49€42k€145k▲
Amounts payable within one year42/48€36k€143k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€22k€25k▲
Taxes450/3€17k€4k▼
Remuneration and social security454/9€5k€22k▲
Other amounts payable47/48€11k€116k▲
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€943€796▼
Other operating charges640/8€387€400▲
Gross operating margin9900€78k€54k▼
Operating profit (loss)9901€76k€53k▼
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Financial charges65/66B€88€85▼
Recurring financial charges65€88€85▼
Profit (loss) for the period before taxes9903€78k€58k▼
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€57k€43k▼
Profit (loss) for the period to be appropriated9905€57k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€43k▼
Transfer from equity791/2-€57k
Transfer to equity691/2€57k-
To other reserves6921€57k-
Profit to be distributed694/7-€99k
Return on contributions (dividend)694-€99k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €19k ▼80.8%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €101k ▲59.9%
Net result €101k, the highest in the series.
31-12
Financial
Equity above €200kEq €235k ▲75.4%
3 profitable years in a row build equity to €235k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Equity above €100kEq €134k ▲89.3%
2 profitable years in a row build equity to €134k.
30-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 152 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaienbroeklaan 11860 MeiseGround area
742 m²
Building footprint
173 m²
Volume, LiDAR
837 m³
Parcel 23050F0058/00L002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MIND OR MINDS
since 20162.257.740.227
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0058/00L002 | Flanders | 742 m² | 1 · 173 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 7,500 EUR awarded · 7,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500NZBKAGHQ40PA37
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 4,479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-10-2016
Fiscal year end31-12
Abbreviation NL
MOMS
Activities, NACEBEL 2025
73300Public relations and communication consultancy
69109Other legal services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:t_goethals@hotmail.com
Phone:0476313527