MILLENIUM · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MILLENIUM is 0.1% (very low). The 2025 annual accounts show equity of €70k and a net result of €4k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 1957 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	31-01-2026	on the day	2026-00030444
30-06-2024	31-01-2025	13-01-2025	18 d early	2025-00004546
30-06-2023	31-01-2024	17-01-2024	14 d early	2024-00003229
30-06-2022	31-01-2023	31-01-2023	on the day	2023-00018741
30-06-2021	31-01-2022	14-01-2022	17 d early	2022-01000446
30-06-2020	31-01-2021	28-01-2021	3 d early	2021-02700421
30-06-2019	31-01-2020	22-01-2020	9 d early	2020-01900388
30-06-2018	31-01-2019	25-01-2019	6 d early	2019-02500423
30-06-2017	31-01-2018	23-01-2018	8 d early	2018-02000583
30-06-2016	31-01-2017	12-01-2017	19 d early	2017-01100134

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2001, 24 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€4k+7.6%

Working capital€70k-20.9%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 31-01-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Gross margin: stable across 7 fiscal years (±1.3%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	33.9%	53.8%	better than 36% of 1957 sector peers
Net result	€4k	€43k	better than 9% of 1957 sector peers
Equity	€70k	€56k	better than 56% of 1958 sector peers
Gross operating margin	€23k	€68k	better than 15% of 1956 sector peers
Total assets	€206k	€133k	better than 66% of 1957 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P36

Weakening position over 2020-2025 · n=589-4829

Net result P9

Weakening position over 2020-2025 · n=588-4826

Equity P56

Weakening position over 2020-2025 · n=590-4829

Gross operating margin P15

Weakening position over 2020-2025 · n=587-4824

Describes the position versus peers, not a forecast.

EBITDA

€20k

-27.5% 19-25

Net profit

€4k

+7.6% 19-25

Cash flow

€13k

-39.3% 19-25

Total assets

€206k

+0.9% 19-25

Equity

€70k

-32.5% 19-25

Working capital

€70k

-20.9% 19-25

Income taxes

€6k

+2.1% 19-25

Dividends

€38k

+170.2% 19-25

Show 10 other metrics

Debt

€136k

+35.3% 19-25

Debt ≤ 1y

€106k

+31.8% 19-25

Debt > 1y

€29k

+52.5% 19-25

Current ratio

1.66

-20.9% 19-25

Quick ratio

1.66

-20.9% 19-25

Solvency

33.9%

-33.1% 19-25

Debt / equity

1.95

+100.5% 19-25

ROE

6.1%

+59.5% 19-25

ROA

2.1%

+6.6% 19-25

Interest coverage

11.31

-46.2% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€20k
Net profit	€4k
Cash flow	€13k
Staff costs	-
Income taxes	€6k
Dividends	€38k
Total assets	€206k
Equity	€70k
Debt	€136k
of which ≤ 1y	€106k
of which > 1y	€29k
Working capital	€70k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.66
Quick ratio	1.66
Working capital ratio	34.0%
Solvency	33.9%
Debt / equity	1.95
Long-term debt ratio	0.42
Interest coverage	11.31
Gross margin	-
Net margin	-
ROA	2.1%
ROE	6.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €29k · 14.3% Current assets €176k · 85.7%

Equity & liabilities

Equity €70k · 33.9% Debt €136k · 66.1%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€206k
Fixed assets	21/28	€29k
Tangible fixed assets	22/27	€29k
Current assets	29/58	€176k
Amounts receivable within one year	40/41	€151k
Cash & bank	54/58	€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€206k
Equity	10/15	€70k
Contributions / capital	10/11	€12k
Reserves	13	€34k
Accumulated profits (losses)	14	€23k
Amounts payable	17/49	€136k
Amounts payable after one year	17	€29k
Amounts payable within one year	42/48	€106k
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€23k
Operating result	9901	€11k
Financial income	75	€270
Financial charges	65	€2k
Result before taxes	9903	€10k
Income taxes	67/77	€6k
Net result for the period	9904	€4k
Result to be appropriated	9905	€4k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

84 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

Current directors & mandates

de VILLE de GOYET Paul
Director
State Gazette act 24326541 (15-01-2024)

Current
15-01-2024 → present
2 events
- 15-01-2024 Resigned· Gérant
- 15-01-2024 Appointed· Director

Former directors (1)

de VILLE de GOYET Céline
Director
State Gazette act 24326541 (15-01-2024)

Former
- → 15-01-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Activiteiten van (gecertificeerde) (fiscaal) accountants(69201)
Legal form	Private limited company(610)
Incorporation	18-10-2001
Status	Active
Postal code	1474

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Cala Tri Marcassin 391474 Genappe

Establishment units

1 location

Rue Cala Tri Marcassin 39, 1474 Genappe

Volwasseneneducatie en overige vormen van onderwijs, n.e.g.

since 20012.098.619.744

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area272 m²

Buildings1

Building footprint311 m²

Volume (LiDAR)2,184 m³

Tallest building9.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)