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Generated 15-08-2026
Active BE 0726.463.286Private limited company

MILIV

Edingsesteenweg 169 ·1730 Asse, Belgium· 7 yrs active
Sector: Waterdichtingswerken van muren (43421)
Conclusion Checked

The file of MILIV contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.7% (moderate). The 2025 annual accounts show equity of €112k and a net result of €322k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 13% of 2891 sector peers (fiscal year 2025).

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €112k
Net result €322k
Better than sector 13%
Active 7 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health76Profitability87Solvency17Growth85Stability85
70 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76
Profitability 87
Solvency 17
Growth 85
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
20 / 100
Moderate risk
Components
· 2 historical bankruptcy publications (+20)
Trust signals 1 signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
76 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro
€0€2.00M€4.00MRevenue 2021: €1.46M€1.46MOperating result 2021: €63k€63kNet result 2021: €55k€55kRevenue 2022: €2.04M€2.04MOperating result 2022: €111k€111kNet result 2022: €79k€79kRevenue 2023: €4.42M€4.42MOperating result 2023: €680k€680kNet result 2023: €489k€489kRevenue 2024: €3.62M€3.62MOperating result 2024: €527k€527kNet result 2024: €366k€366kRevenue 2025: €3.14M€3.14MOperating result 2025: €455k€455kNet result 2025: €322k€322k20212022202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~22.9%/year over 6 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k€200k2026: €135k (€121k - €150k)2027: €154k (€130k - €178k)2028: €172k (€139k - €205k)2020: €20k2021: €55k2022: €39k2023: €128k2024: €105k2025: €112k202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 8.4% 43.4%
better than 13% of 2891 sector peers
Net result €322k €13k
better than 95% of 2890 sector peers
Equity €112k €44k
better than 80% of 2891 sector peers
Gross operating margin €541k €39k
better than 95% of 2888 sector peers
Total assets €1.33M €115k
better than 95% of 2891 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€3.14M
-13.3% 20-25
EBITDA
€528k
-11.3% 20-25
Net profit
€322k
-12.1% 20-25
Cash flow
€395k
-8.9% 20-25
Total assets
€1.33M
-7.3% 20-25
Equity
€112k
+6.6% 20-25
Working capital
€15k
+622.9% 20-25
Income taxes
€123k
-8.6% 20-25
Dividends
€315k
-19.2% 20-25
Debt
€1.22M
-8.4% 20-25
Debt ≤ 1y
€1.15M
-7.2% 20-25
Debt > 1y
€71k
-24.5% 20-25
Current ratio
1.01
+1.1% 20-25
Quick ratio
1.01
+1.1% 20-25
Solvency
8.4%
+15.0% 20-25
Debt / equity
10.92
-14.1% 20-25
ROE
288.6%
-17.6% 20-25
ROA
24.2%
-5.2% 20-25
Net margin
10.3%
+1.4% 20-25
EBITDA margin
16.8%
+2.4% 20-25
Interest coverage
49.51
+123.2% 20-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue€3.14M
EBITDA€528k
Net profit€322k
Cash flow€395k
Staff costs-
Income taxes€123k
Dividends€315k
Total assets€1.33M
Equity€112k
Debt€1.22M
of which ≤ 1y€1.15M
of which > 1y€71k
Working capital€15k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.01
Quick ratio1.01
Working capital ratio1.1%
Solvency8.4%
Debt / equity10.92
Long-term debt ratio0.64
Interest coverage49.51
Gross margin16.7%
Net margin10.3%
ROA24.2%
ROE288.6%
EBITDA margin16.8%
Days sales outstanding113d
Days payable outstanding91d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.33M
Fixed assets 21/28€168k
Tangible fixed assets 22/27€150k
Financial fixed assets 28€18k
Current assets 29/58€1.16M
Amounts receivable within one year 40/41€1.11M
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.33M
Equity 10/15€112k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€107k
Amounts payable 17/49€1.22M
Amounts payable after one year 17€71k
Amounts payable within one year 42/48€1.15M
Trade debts payable within one year 44€651k
Income statement
Turnover 70€3.14M
Gross operating margin 9900€541k
Operating result 9901€455k
Financial income 75€448
Financial charges 65€11k
Result before taxes 9903€445k
Income taxes 67/77€123k
Net result for the period 9904€322k
Result to be appropriated 9905€322k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator CHRISTOPHE DEGRYSE
KORTRIJKSESTEENWEG 361, 9000 GENT
 23-09-2025 → present Belgian State Gazette
Legal Structure
NACE primary Waterdichtingswerken van muren(43421)
Legal form Private limited company(610)
Incorporation07-05-2019
StatusActive
Postal code1730
First BS signal 02-10-2025
Latest BS signal 24-10-2025
Connections & network 4 connected companies
Network connections
ADA RENOVATION
Shared address
→
ILIES MA CONSTRUCT
Shared address
→
JCAG
Shared address
→
JFC
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
MILIV
Edingsesteenweg 169, 1730 AsseAlgemene bouw van residentiële gebouwen
since 20192.293.940.231
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23002G0009/00G000 Flanders 94 m² 1 · 111 m² 8.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
26-11-2025
State Gazette act Registered-office change
v3.2
24-10-2025
Bankruptcy Bankruptcy reversal
Ondernemingsrechtbank Gent, afdeling Gent · MILIV BV ZWIJNAARDSESTEENWEG 44, 9000 GENT · event 21-10-2025
02-10-2025
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Gent · MILIV BV ZWIJNAARDSE- STEENWEG 44, 9000 GENT · event 23-09-2025
29-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
29-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
31-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
17-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-03-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
06-12-2019
State Gazette act Registered-office change
v3.2
07-10-2019
State Gazette act Registered-office change
v3.2
07-10-2019
State Gazette act Registered-office change
v3.2
09-05-2019
State Gazette act Incorporation
oprichting
Lifecycle & Insolvency Signals2 events
24-10-2025
Bankruptcy Bankruptcy reversal
Date: 21-10-2025 · Ondernemingsrechtbank Gent, afdeling Gent · MILIV BV ZWIJNAARDSESTEENWEG 44, 9000 GENT · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 23-09-2025 to 21-10-2025.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-02 · Bankruptcy · Opening2025-10-24 · Bankruptcy · Bankruptcy reversal
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 5 acts
Address history · 4
26-11-2025
v3.2
06-12-2019
v3.2
07-10-2019
v3.2
07-10-2019
v3.2
All acts · 5 updated 8 months ago
2025
26-11-2025 Registered office moved from Gent to Asse Registered-office change
  • Zwijnaardsesteenweg 44, 9000 Gent → Edingsesteenweg 169, 1730 Asse
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Asse",
        "region": null,
        "street": "Edingsesteenweg",
        "country": "BE",
        "postcode": "1730",
        "box_number": null,
        "street_number": "169"
      },
      "old_address": {
        "city": "Gent",
        "region": null,
        "street": "Zwijnaardsesteenweg",
        "country": "BE",
        "postcode": "9000",
        "box_number": null,
        "street_number": "44"
      },
      "effective_date": "2025-11-10",
      "evidence_quote": "Keurt de wijziging van maatschappelijke zetel naar Edingsesteenweg 169, 1730 Asse"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0726.463.286",
    "name_full": "MILIV",
    "legal_form": "BV"
  }
}
2019
06-12-2019 Registered office moved from Dilbeek to Gent Registered-office change
  • Brusselstraat 368, 1702 Dilbeek → Zwijnaardsesteenweg 44, 9000 Gent
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Gent",
        "region": null,
        "street": "Zwijnaardsesteenweg",
        "country": "BE",
        "postcode": "9000",
        "box_number": null,
        "street_number": "44"
      },
      "old_address": {
        "city": "Dilbeek",
        "region": null,
        "street": "Brusselstraat",
        "country": "BE",
        "postcode": "1702",
        "box_number": null,
        "street_number": "368"
      },
      "effective_date": "2019-11-20",
      "evidence_quote": "Wijzigen van maatschappelijke zetel: De nieuwe maatschappelijke zetel is: 9000 Gent, Zwijnaardsesteenweg 44."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0726.463.286",
    "name_full": "MILIV",
    "legal_form": "BV"
  }
}
07-10-2019 Registered office moved from Jette to Groot-Bijgaarden Registered-office change
  • Rue Francois Couteaux 41, 1090 Jette → Brusselstraat 368, 1702 Groot-Bijgaarden
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Groot-Bijgaarden",
        "region": "Brussels Gewest",
        "street": "Brusselstraat",
        "country": "BE",
        "postcode": "1702",
        "box_number": null,
        "street_number": "368"
      },
      "old_address": {
        "city": "Jette",
        "region": "Brussels Gewest",
        "street": "Rue Francois Couteaux",
        "country": "BE",
        "postcode": "1090",
        "box_number": null,
        "street_number": "41"
      },
      "effective_date": "2019-09-24",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge de la soci\u00E9t\u00E9 vers 1702 Groot-Bijgaarden, Brusselstraat, 368."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0726.463.286",
    "name_full": "MILIV",
    "legal_form": "SRL"
  }
}
07-10-2019 Registered office moved Registered-office change
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0726.463.286",
    "name_full": "MILIV",
    "legal_form": "BV"
  }
}
09-05-2019 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1090 Jette, Rue Francois Couteaux 41",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1990-12-12",
        "name": "MIRON Liviu",
        "niss": null,
        "address": "1070 Anderlecht, Rue Auguste Gevaert 7"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "MIRON Liviu",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0726.463.286",
    "name_full": "MILIV",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2019-05-02",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Waterdichtingswerken van muren43421Waterdichtingswerken van muren43991Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Dakwerkzaamheden43410Chapewerken43422Dakwerkzaamheden43910Chapewerken43996Overige posterijen en koeriers53200Overige posterijen en koeriers53200Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameFR MILIV
Registered office
Edingsesteenweg 169
1730 Asse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative