MIJO
ActiveThe computed 12-month bankruptcy probability of MIJO is 2.3% (moderate). The 2025 annual accounts show equity of €46k and a net result of €9k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 2.75 in 2024), and 32.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
12.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
150 d early
2024
16 d early
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 23.0%
2024 · €37k
2023: €11k
2024: €37k
2023 → 2025
Total assets
€68k▲ 23.9%
2024 · €55k
2023: €23k
2024: €55k
2023 → 2025
Net result
€9k▼ 67.3%
2024 · €26k
2023: €8k
2024: €26k
2023 → 2025
Working capital
€41k▲ 32.8%
2024 · €31k
2023: €15k
2024: €31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€37k▲ 236%€46k▲ 23.0%
Operating result€11k-€34k▲ 216%€13k▼ 62.5%
Net result€8k-€26k▲ 223%€9k▼ 67.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€5k▼ 22.9%
Current assets
€63k▲ 30.3%
Equity and liabilities €68k
Equity
€46k▲ 23.0%
Debt
€22k▲ 25.9%
The debt ratio rises from 32.0% to 32.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€14k▼
2024 · €35k
Cash flow
€10k▼
2024 · €27k
Solvency
67.5%▼
2024 · 68.0%
Current ratio
2.85▲
2024 · 2.75
Quick ratio
2.85▲
2024 · 2.75
Debt / equity
0.48▲
2024 · 0.47
ROE
18.7%▼
2024 · 70.2%
ROA
12.6%▼
2024 · 47.8%
Interest coverage
5.26▼
2024 · 18.94
Debt
€22k▲
2024 · €18k
Debt ≤ 1 year
€22k▲
2024 · €18k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€68k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€48k€63k▲
Amounts receivable after more than one year29€40k€58k▲
Other amounts receivable291€40k€58k▲
Amounts receivable within one year40/41€5k€660▼
Trade receivables40€4k€660▼
Other amounts receivable41€695€0▼
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€2k€600▼
Equity and liabilities
Total equity and liabilities10/49€55k€68k▲
Equity10/15€37k€46k▲
Contributions10/11€3k€3k=
Reserves13€34k€43k▲
Distributable reserves133€34k€43k▲
Amounts payable17/49€18k€22k▲
Amounts payable within one year42/48€18k€22k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€11k€18k▲
Taxes450/3€11k€16k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€0€945▲
Income statement
Code20242025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€925€2k▲
Other operating charges640/8€669€906▲
Gross operating margin9900€35k€15k▼
Operating profit (loss)9901€34k€13k▼
Financial income75/76B€872€1k▲
Recurring financial income75€872€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€33k€11k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€26k€9k▼
Profit (loss) for the period to be appropriated9905€26k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€9k▼
Transfer to equity691/2€26k€9k▼
To other reserves6921€26k€9k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €26k ▲223%
Operating result €34k, net result €26k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Savoerenweg 13550 Heusden-ZolderGround area
2,710 m²
Building footprint
239 m²
Volume, LiDAR
1,268 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MIJO
since 20222.339.849.440
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73091B0687/00E000 | Flanders | 2,105 m² | 1 · 146 m² | 7.7 m · 2 fl. |
| 71025A1506/00K000 | Flanders | 605 m² | 1 · 93 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400GO6LMYJXFON505
Similar companies · same sector, comparable size
M-ART
BE 0683.742.904
Heusden-Zolder · Eq €46k
MOONEN REALISATIES
BE 0772.327.064
Maaseik · Eq €46k
IRK CONSTRUCTION
BE 1022.581.819
Geraardsbergen · Eq €46k
Margodt Lowie
BE 0801.084.891
Lichtervelde · Eq €46k
ISOLEXT
BE 0848.825.917
Le Roeulx · Eq €46k
Of 3,987 companies in sector 43310 we hold annual accounts for 1,737. 1,503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2022
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.