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MIEP & LIES

Active
Private limited companyfounded 200125 yrs activeKapelstraat 2, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0474.641.487

MIEP & LIES has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €364k and a net result of €40k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+1
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.36 against 3.88 in 2024; short-term debt: 15% and cash: 55.5% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85%
Return on assets
9.3%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
13 d late
2023
2 d early
2022
13 d late
2021
on the day
2020
2 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
31-08-2026 close19-09-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€364k▲ 12.3%
2024 · €324k
2019: €194k 2020: €226k 2021: €274k 2022: €299k 2023: €293k 2024: €324k
2019 → 2025
Total assets
€428k▲ 7.9%
2024 · €397k
2019: €316k 2020: €330k 2021: €354k 2022: €390k 2023: €459k 2024: €397k
2019 → 2025
Net result
€40k▲ 26.5%
2024 · €31k
2019: €35k 2020: €32k 2021: €48k 2022: €25k 2023: €59k 2024: €31k
2019 → 2025
Working capital
€281k▲ 33.9%
2024 · €210k
2019: €112k 2020: €151k 2021: €183k 2022: €202k 2023: €204k 2024: €210k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€274k-€299k▲ 9.1%€293k▼ 2.3%€324k▲ 10.8%€364k▲ 12.3%
Operating result€61k-€25k▼ 59.1%€82k▲ 229%€41k▼ 49.9%€55k▲ 33.1%
Net result€48k-€25k▼ 48.2%€59k▲ 137%€31k▼ 47.0%€40k▲ 26.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €61k€61kNet result 2021: €48k€48kOperating result 2022: €25k€25kNet result 2022: €25k€25kOperating result 2023: €82k€82kNet result 2023: €59k€59kOperating result 2024: €41k€41kNet result 2024: €31k€31kOperating result 2025: €55k€55kNet result 2025: €40k€40k20212022202320242025
The operating result recovers in 2025; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €428k
Fixed assets €83k▼ 27.3%
Current assets €345k▲ 22.2%
Equity and liabilities €428k
Equity €364k▲ 12.3%
Debt €64k▼ 11.6%
The debt ratio falls from 18.3% to 15.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€86k
2024 · €76k
Cash flow
€71k
2024 · €66k
Solvency
85.0%
2024 · 81.7%
Current ratio
5.36
2024 · 3.88
Quick ratio
5.36
2024 · 3.88
Debt / equity
0.18
2024 · 0.22
ROE
10.9%
2024 · 9.7%
ROA
9.3%
2024 · 7.9%
Interest coverage
753.89
2024 · 1044.86
Debt
€64k
2024 · €73k
Debt ≤ 1 year
€64k
2024 · €73k
Income taxes
€16k
2024 · €11k
Staff costs
€239k
2024 · €257k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€397k€428k
Fixed assets21/28€115k€83k
Tangible fixed assets22/27€114k€83k
Plant, machinery and equipment23€2k€833
Furniture and vehicles24€47k€36k
Other tangible fixed assets26€65k€46k
Financial fixed assets28€140€140=
Current assets29/58€282k€345k
Amounts receivable within one year40/41€43k€5k
Trade receivables40€6k€5k
Other amounts receivable41€37k-
Current investments50/53-€102k
Cash at bank and in hand54/58€239k€238k
Equity and liabilities
Total equity and liabilities10/49€397k€428k
Equity10/15€324k€364k
Contributions10/11€6k€6k=
Reserves13€318k€358k
Tax-exempt reserves132€6k€6k=
Distributable reserves133€312k€352k
Amounts payable17/49€73k€64k
Amounts payable within one year42/48€73k€64k
Trade debts44€30k€17k
Suppliers440/4€30k€17k
Taxes, remuneration and social security45€42k€35k
Taxes450/3€3k€5k
Remuneration and social security454/9€39k€30k
Other amounts payable47/48-€12k
Income statement Code20242025
Non-recurring operating income76A€19k€408
Remuneration, social security and pensions62€257k€239k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€31k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A-€4k
Gross operating margin9900€335k€332k
Operating profit (loss)9901€41k€55k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€73€114
Recurring financial charges65€73€114
Profit (loss) for the period before taxes9903€42k€56k
Income taxes67/77€11k€16k
Profit (loss) for the period9904€31k€40k
Profit (loss) for the period to be appropriated9905€31k€40k
Appropriation of the result
Profit (loss) to be appropriated9906€31k€40k
Transfer to equity691/2€31k€40k
To other reserves6921€31k€40k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-03-2027
2026
31-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
13-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
29-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial Highest result since 2019net €59k ▲137%
Operating result €82k, net result €59k, both a record.
13-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
31-08
Financial Weakest financial yearnet €25k ▼48.2%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
31-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial Equity above €200kEq €226k ▲16.3%
2 profitable years in a row build equity to €226k.
29-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
05-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
30-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapelstraat 23930 Hamont-Achel
Ground area
731 m²
Building footprint
360 m²
Volume, LiDAR
2,312 m³
Parcel 72012A1215/00R000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MIEP & LIES
Kapelstraat 2, 3930 Hamont-AchelEducation
since 20012.200.992.950
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72012A1215/00R000 Flanders 731 m² 1 · 360 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 10 entries · 1,289,890 EUR awarded · 1,355,176 EUR paid
Year Entries awardedpaid
2025 3 360,951 EUR424,196 EUR
2024 2 349,147 EUR351,149 EUR
2023 3 330,499 EUR330,538 EUR
2022 2 249,293 EUR249,293 EUR
Schemes
Subsidies voorschoolse kinderopvang
4 entries · 1,707,757 EUR · 1,773,043 EUR paid · Opgroeien regie
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
1 entry · 3,240 EUR · 3,240 EUR paid · Vlaams Infrastructuurfonds voor Persoonsgebonden Aangelegenheden
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 248 EUR · 248 EUR paid · Fonds voor Innoveren en Ondernemen
Inkomenstarief kinderopvang
4 entries · -421,355 EUR · -421,355 EUR paid · Opgroeien regie

Recognitions · licences · registrations

Food safety, FASFC

1 site
Hamont-Achel2.200.992.950
1 permission
Toelating · Crèche (bereiding - distributie maaltijden) · since 17-10-2006

Care and welfare

2 services · 1 live
Miep & Lies
Opgroeien (child and family agency) · live
Groepsopvang · Voorschoolse Opvang
Miep & Lies
Opgroeien (child and family agency) · ended
Voorschoolse Opvang · Zelfstandig Kinderdagverblijf

Similar companies · same sector, comparable size

Of 1,590 companies in sector 88911 we hold annual accounts for 706. 515 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-04-2001
Fiscal year end31-08
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.