Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Midiclinic is 0.5% (low). The 2025 annual accounts show negative equity (€-62k) and a net result of €-13k. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-07-2026 | on the day | 2026-00371945 |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00466321 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00413711 |
| 31-12-2022 | 31-07-2023 | 29-08-2023 | 29 d late | 2023-00370943 |
| 31-12-2021 | 31-07-2022 | 30-08-2022 | 30 d late | 2022-20367167 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-60300159 |
| 31-12-2019 | 31-07-2020 | 16-07-2020 | 15 d early | 2020-30600486 |
| 31-12-2018 | 31-07-2019 | 23-08-2019 | 23 d late | 2019-49500529 |
| 31-12-2017 | 31-07-2018 | 28-08-2018 | 28 d late | 2018-52400254 |
| 31-12-2016 | 31-07-2017 | 25-07-2017 | 6 d early | 2017-35500565 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-13k
Working capital€-173k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · micro
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €18k |
| Net profit | €-13k |
| Cash flow | €18k |
| Staff costs | €91k |
| Income taxes | - |
| Dividends | - |
| Total assets | €288k |
| Equity | €-62k |
| Debt | €350k |
| of which ≤ 1y | €319k |
| of which > 1y | - |
| Working capital | €-173k |
| Employees (FTE) | 6.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.46 |
| Quick ratio | 0.46 |
| Working capital ratio | -60.0% |
| Solvency | -21.6% |
| Debt / equity | -5.63 |
| Long-term debt ratio | - |
| Interest coverage | 24.64 |
| Gross margin | - |
| Net margin | - |
| ROA | -4.4% |
| ROE | 20.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €288k |
| Fixed assets | 21/28 | €141k |
| Intangible fixed assets | 21 | €8k |
| Tangible fixed assets | 22/27 | €127k |
| Financial fixed assets | 28 | €5k |
| Current assets | 29/58 | €147k |
| Amounts receivable within one year | 40/41 | €105k |
| Cash & bank | 54/58 | €30k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €288k |
| Equity | 10/15 | €-62k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-83k |
| Amounts payable | 17/49 | €350k |
| Amounts payable within one year | 42/48 | €319k |
| Trade debts payable within one year | 44 | €71k |
| Income statement | ||
| Gross operating margin | 9900 | €112k |
| Operating result | 9901 | €-12k |
| Financial charges | 65 | €749 |
| Result before taxes | 9903 | €-13k |
| Net result for the period | 9904 | €-13k |
| Result to be appropriated | 9905 | €-13k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed28
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
2 directors4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Benali KarimaDirectorState Gazette act 23148998 (23-11-2023)Current01-09-2023 → present
Former directors (1)
-
Ahkim AbdsamadDirectorState Gazette act 23148998 (23-11-2023)Former- → 01-09-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Schoonheidsverzorging en andere schoonheidsbehandelingen(96220) |
| Legal form | Private limited company(610) |
| Incorporation | 12-08-2011 |
| Status | Active |
| Postal code | 1700 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationMidiclinic
since 20112.201.524.074
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,326 m²
Buildings2
Building footprint436 m²
Volume (LiDAR)3,403 m³
Tallest building20.1 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23352F0271/00N000 | Flanders | 1,080 m² | 1 · 184 m² | 0.2 m |
| 21809K0065/02H008 | Brussels | 246 m² | 1 · 252 m² | 20.1 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 2 years ago
2023
23-11-2023 1 director appointed, 1 resigning
- Benali Karima, Bestuurder
- Ahkim Abdsamad, Bestuurder
Analysis
Financial profile
4 of 5 axes measured62
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
28
Profitability
100
Solvency
33
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 473 of the 24,960 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Schoonheidsverzorging en andere schoonheidsbehandelingen96220
Primary activity highlighted.
Names & trade names
| Legal nameFR | Midiclinic |
Registered office
Kaudenaardestraat 122
1700 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.