MiDFingest
ActiveSummary
MiDFingest has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €-51k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 14% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▲+5
Solvency32▼-19
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.02 against 1.24 in 2024; short-term debt: 93.3% and cash: 0.4% of total assets), and 93.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-51k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
57 d early
2023
7 d early
2022
29 d late
2021
25 d late
2020
27 d late
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▼ 26.3%
2024 · €194k
2018: €70k
2019: €84k
2020: €130k
2021: €166k
2022: €234k
2023: €241k
2024: €194k
2018 → 2025
Total assets
€2.13M▲ 190%
2024 · €734k
2018: €168k
2019: €112k
2020: €199k
2021: €206k
2022: €288k
2023: €268k
2024: €734k
2018 → 2025
Net result
€-51k▼ 7.8%
2024 · €-47k
2018: €-7k
2019: €13k
2020: €46k
2021: €37k
2022: €68k
2023: €8k
2024: €-47k
2018 → 2025
Working capital
€48k▼ 62.6%
2024 · €129k
2018: €-62k
2019: €-8k
2020: €56k
2021: €112k
2022: €141k
2023: €161k
2024: €129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€166k-€234k▲ 40.6%€241k▲ 3.2%€194k▼ 19.6%€143k▼ 26.3%
Operating result€55k-€95k▲ 74.5%€18k▼ 81.2%€-44k€-36k▲ 18.5%
Net result€37k-€68k▲ 84.8%€8k▼ 88.8%€-47k€-51k▼ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36k in 2025 against €44k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€95k ▲ 46.0%
Current assets
€2.03M ▲ 204%
Equity and liabilities €2.13M
Equity
€143k ▼ 26.3%
Debt
€1.98M ▲ 268%
Debt's share of the balance-sheet total rises from 73.6% to 93.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-19k▲
2024 · €-28k
Cash flow
€-34k▼
2024 · €-32k
Current ratio
1.02▼
2024 · 1.24
Quick ratio
0.06▼
2024 · 0.22
Debt to equity
13.88▲
2024 · 2.78
ROE
-35.7%▼
2024 · -24.4%
ROA
-2.4%▲
2024 · -6.5%
Interest coverage
-1.30▲
2024 · -10.09
Debt ≤ 1 year
€1.98M▲
2024 · €540k
Income taxes
€1k▲
2024 · €737
Staff costs
€23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€734k€2.13M▲
Fixed assets21/28€65k€95k▲
Tangible fixed assets22/27€65k€95k▲
Land and buildings22€37k€33k▼
Plant, machinery and equipment23€1k€605▼
Furniture and vehicles24€26k€61k▲
Current assets29/58€669k€2.03M▲
Stocks and contracts in progress3€550k€1.91M▲
Stocks30/36€550k€1.91M▲
Amounts receivable within one year40/41-€108k
Trade receivables40-€108k
Cash at bank and in hand54/58€114k€8k▼
Deferred charges and accrued income490/1€6k€11k▲
Equity and liabilities
Total equity and liabilities10/49€734k€2.13M▲
Equity10/15€194k€143k▼
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€139k€88k▼
Amounts payable17/49€540k€1.98M▲
Amounts payable within one year42/48€540k€1.98M▲
Financial debts43-€1.13M
Credit institutions430/8-€1.13M
Trade debts44€525k€46k▼
Suppliers440/4€525k€46k▼
Taxes, remuneration and social security45€5k€16k▲
Taxes450/3€3k€11k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€10k€794k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k-
Other operating charges640/8€5k€4k▼
Gross operating margin9900€-25k€9k▲
Operating profit (loss)9901€-44k€-36k▲
Financial charges65/66B€3k€14k▲
Recurring financial charges65€3k€14k▲
Profit (loss) for the period before taxes9903€-47k€-50k▼
Income taxes67/77€737€1k▲
Profit (loss) for the period9904€-47k€-51k▼
Profit (loss) for the period to be appropriated9905€-47k€-51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€139k€88k▼
Profit (loss) brought forward from the previous period14P€186k€139k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet €-51k
Net result drops to €-51k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €68k ▲84.8%
Operating result €95k, net result €68k, both a record.
31-12
Financial
Equity above €200kEq €234k ▲40.6%
4 profitable years in a row build equity to €234k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.31
Current ratio from 1.81 to 4.31; short-term debt falls from €69k to €34k.
31-12
Financial
Equity above €150kEq €166k ▲28.2%
3 profitable years in a row build equity to €166k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.81
Current ratio from 0.65 to 1.81.
Show earlier events
31-12
Financial
Equity above €100kEq €130k ▲55.1%
2 profitable years in a row build equity to €130k.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue François Blavier 204624 FléronGround area
4,259 m²
Building footprint
140 m²
Volume, LiDAR
808 m³
Parcel 62089B0046/00G000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MIDIMMO
since 20142.236.727.651
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62089B0046/00G000 | Wallonia | 4,259 m² | 1 · 140 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Inspect
BE 0645.950.417
Gent · Eq €143,012
Arteria
BE 0875.984.630
Haacht · Eq €143,002
FINCOSPOR
BE 0790.209.213
Mechelen · Eq €143,039
VAN HIJFTE CHRIS
BE 0889.924.520
Lievegem · Eq €143,041
WGC-TEC
BE 0743.982.179
Oostrozebeke · Eq €142,979
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,861 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.