Age3 yrs
Real estate2 parcels · 5,037 m²
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for MID-DAY according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €1k and a net result of €-12k.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events29-06-2026
Bankruptcy
Opening
Signals
1 signal · with evidencePersistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 04-07-2025 | 27 d early | 2025-00228336 |
| 31-12-2023 | 31-07-2024 | 28-06-2024 | 33 d early | 2024-00176443 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-12k-96.7%
Working capital€-15k-11.8%
Directors1
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.5% | 19.3% | |
| Net result | €-12k | €4k | |
| Equity | €1k | €14k | |
| Gross operating margin | €84k | €52k | |
| Staff costs | €74k | €49k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€2k
-54.3%
23-24
€-12k
-96.7%
23-24
€-1k
-
23-24
€85k
-16.4%
23-24
€1k
-90.6%
23-24
€-15k
-11.8%
23-24
3
+3.6%
23-24
€74k
-8.1%
23-24
Show 11 other metrics
€348
+22.8%
23-24
€84k
-4.9%
23-24
€75k
+6.4%
23-24
€9k
-49.1%
23-24
0.81
-1.1%
23-24
0.77
-0.9%
23-24
1.5%
-88.8%
23-24
65.13
+913.1%
23-24
-964.9%
-1995.0%
23-24
-14.6%
-135.4%
23-24
0.67
-65.6%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €2k |
| Net profit | €-12k |
| Cash flow | €-1k |
| Staff costs | €74k |
| Income taxes | €348 |
| Dividends | - |
| Total assets | €85k |
| Equity | €1k |
| Debt | €84k |
| of which ≤ 1y | €75k |
| of which > 1y | €9k |
| Working capital | €-15k |
| Employees (FTE) | 2.9 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.81 |
| Quick ratio | 0.77 |
| Working capital ratio | -17.1% |
| Solvency | 1.5% |
| Debt / equity | 65.13 |
| Long-term debt ratio | 7.07 |
| Interest coverage | 0.67 |
| Gross margin | - |
| Net margin | - |
| ROA | -14.6% |
| ROE | -964.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €85k |
| Fixed assets | 21/28 | €25k |
| Intangible fixed assets | 21 | €3k |
| Tangible fixed assets | 22/27 | €22k |
| Current assets | 29/58 | €60k |
| Stocks & contracts in progress | 3 | €3k |
| Amounts receivable within one year | 40/41 | €39k |
| Cash & bank | 54/58 | €12k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €85k |
| Equity | 10/15 | €1k |
| Contributions / capital | 10/11 | €20k |
| Accumulated profits (losses) | 14 | €-19k |
| Amounts payable | 17/49 | €84k |
| Amounts payable after one year | 17 | €9k |
| Amounts payable within one year | 42/48 | €75k |
| Trade debts payable within one year | 44 | €29k |
| Income statement | ||
| Gross operating margin | 9900 | €84k |
| Operating result | 9901 | €-10k |
| Financial income | 75 | €62 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-12k |
| Income taxes | 67/77 | €348 |
| Net result for the period | 9904 | €-12k |
| Result to be appropriated | 9905 | €-12k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
Not yet read from the acts
2 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | TOON PROOST VICTOR NONNEMANSTRAAT 15 B,
1600 SINT-PIETERS-LEEUW |
23-06-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112) |
| Legal form | Private limited company(610) |
| Incorporation | 23-02-2023 |
| Status | Active |
| Postal code | 1703 |
| First BS signal | 29-06-2026 |
| Latest BS signal | 29-06-2026 |
Structure & network
Ownership & control
No ownership or control structure found in the sources.
For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.
1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationR. De Cuyperstraat 17, 1700 Dilbeek
since 20232.344.416.556
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5,037 m²
Buildings2
Building footprint1,404 m²
Volume (LiDAR)9,265 m³
Tallest building11.6 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074A0215/00W000 | Flanders | 4,918 m² | 1 · 1,330 m² | 11.6 m · 2 fl. |
| 23070D0143/00W000 | Flanders | 119 m² | 1 · 74 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette29-06-2026
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 2 months ago
2026
26-05-2026 Power of attorney · Act object
- Filing: 2026-05-18 · MID-DAY
- Publication: 2026-05-26 · MID-DAY
- Power of attorney: date: 2026-04-29, type: administrative, action: revocation, effective_date: 2026-04-29 · MID-DAY
- Power of attorney: date: 2026-04-29, type: administrative, scope: Ondernemingsrechtbank, Kruispuntbank van Ondernemingen, Rechtspersonenregister, Centraal Strafregister, Ondernemingsloket, FOD Financiën, FOD Justitie, FOD Buitenlandse Zaken, en eventuele andere administraties, action: grant, effective_date: 2026-04-29, representative: Adriaan de Leeuw · MID-DAY
- Act object: Wijziging Administratieve Volmacht
- Power of attorney: role: enige bestuurder · MID-DAY
- Power of attorney: role: vertegenwoordiger · MID-DAY
Summary:
Power of attorney · Act object
2023
27-02-2023 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured8
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
8
Growth
32
Stability
0
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,997 of the 21,777 companies in this sector. 935 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Cateringdiensten op contractbasis en overige diensten in verband met maaltijden56220Overige eetgelegenheden56290
Primary activity highlighted.
Names & trade names
| Legal nameNL | MID-DAY |
| Trade nameNL | SNACKY |
Registered office
Wijngaardstraat 42
1703 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.