MICROBIOTESTS
ActiveMICROBIOTESTS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €681k and a net result of €209k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 217 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+11
Solvency99▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.69 against 3.52 in 2024; short-term debt: 21.5% and cash: 45.3% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
21 d early
2023
30 d early
2022
48 d early
2021
16 d early
2020
25 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€681k▲ 19.1%
2024 · €571k
2018: €320k
2019: €375k
2020: €400k
2021: €431k
2022: €478k
2023: €530k
2024: €571k
2018 → 2025
Total assets
€914k▲ 12.9%
2024 · €809k
2018: €641k
2019: €645k
2020: €679k
2021: €800k
2022: €822k
2023: €800k
2024: €809k
2018 → 2025
Net result
€209k▲ 91.2%
2024 · €109k
2018: €104k
2019: €98k
2020: €93k
2021: €173k
2022: €190k
2023: €120k
2024: €109k
2018 → 2025
Working capital
€528k▲ 21.2%
2024 · €435k
2018: €253k
2019: €300k
2020: €334k
2021: €354k
2022: €373k
2023: €409k
2024: €435k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€431k-€478k▲ 11.0%€530k▲ 10.8%€571k▲ 7.8%€681k▲ 19.1%
Operating result€201k-€222k▲ 10.4%€152k▼ 31.3%€138k▼ 9.5%€252k▲ 83.0%
Net result€173k-€190k▲ 9.7%€120k▼ 37.0%€109k▼ 8.6%€209k▲ 91.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €914k
Fixed assets
€190k▼ 5.5%
Current assets
€724k▲ 19.0%
Equity and liabilities €914k
Equity
€681k▲ 19.1%
Debt
€233k▼ 1.9%
The debt ratio falls from 29.4% to 25.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€263k▲
2024 · €149k
Cash flow
€220k▲
2024 · €121k
Solvency
74.5%▲
2024 · 70.6%
Current ratio
3.69▲
2024 · 3.52
Quick ratio
3.18▼
2024 · 3.22
Debt / equity
0.34▼
2024 · 0.42
ROE
30.7%▲
2024 · 19.2%
ROA
22.9%▲
2024 · 13.5%
Interest coverage
44.00▲
2024 · 20.00
Debt
€233k▼
2024 · €238k
Debt ≤ 1 year
€196k▲
2024 · €173k
Debt > 1 year
€37k▼
2024 · €65k
Income taxes
€39k▲
2024 · €22k
Staff costs
€124k▲
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€809k€914k▲
Fixed assets21/28€201k€190k▼
Tangible fixed assets22/27€201k€190k▼
Land and buildings22€199k€189k▼
Plant, machinery and equipment23€2k€334▼
Furniture and vehicles24€482€75▼
Current assets29/58€608k€724k▲
Stocks and contracts in progress3€52k€99k▲
Stocks30/36€52k€99k▲
Amounts receivable within one year40/41€185k€208k▲
Trade receivables40€158k€177k▲
Other amounts receivable41€27k€31k▲
Cash at bank and in hand54/58€368k€414k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€809k€914k▲
Equity10/15€571k€681k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€509k€618k▲
Non-distributable reserves130/1€19k€19k=
Legal reserve130€19k€19k=
Distributable reserves133€490k€599k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€238k€233k▼
Amounts payable after more than one year17€65k€37k▼
Financial debts170/4€65k€37k▼
Amounts payable within one year42/48€173k€196k▲
Current portion of amounts payable after more than one year42€27k€28k▲
Trade debts44€45k€40k▼
Suppliers440/4€45k€40k▼
Taxes, remuneration and social security45€33k€28k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€27k€23k▼
Other amounts payable47/48€68k€100k▲
Accrued charges and deferred income492/3€248€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€120k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€273k€392k▲
Operating profit (loss)9901€138k€252k▲
Financial income75/76B€806€2k▲
Recurring financial income75€806€2k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€131k€248k▲
Income taxes67/77€22k€39k▲
Profit (loss) for the period9904€109k€209k▲
Profit (loss) for the period to be appropriated9905€109k€209k▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€209k▲
Transfer to equity691/2€41k€109k▲
To other reserves6921€41k€109k▲
Profit to be distributed694/7€68k€100k▲
Return on contributions (dividend)694€18k€0▼
Directors or managers695€50k€100k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €209k ▲91.2%
Operating result €252k, net result €209k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €530k ▲10.8%
6 profitable years in a row build equity to €530k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €93k ▼4.7%
Net result drops to €93k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2000
Ground area
303 m²
Building footprint
293 m²
Volume, LiDAR
2,375 m³
Parcel 44038A0032/02D002, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kleimoer 15, 9030 Gent
since 20002.099.924.591
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0032/02D002 | Flanders | 303 m² | 1 · 293 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALL LETTERING SCREEN
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Of 915 companies in sector 32990 we hold annual accounts for 163. 100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-11-2000
Fiscal year end31-12
Activities, NACEBEL
26510Manufacture of computer, electronic and optical products
32990Other manufacturing not elsewhere classified
33202
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.