Checked.be
Active
BE 0480.032.511Private limited company
MICRO - LINE INFORMATIQUE
Rue Gérard Dubois 11 ·7800 Ath, Belgium· 23 yrs active
Sector: Retail sale of information and communication equipment
(47400)
Conclusion
MICRO - LINE INFORMATIQUE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €104k and a net result of €-18k. Equity is shrinking by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 26065 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €104k |
| Net result | €-18k |
| Better than sector | 95% |
| Active | 23 yrs |
Financial profile
57
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
52
Profitability
0
Solvency
100
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
52
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score history
55
2022
52
2023
52
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 17.31 (≥ 1.5)
+10
Quick ratio
Quick ratio 17.01 (≥ 1.0)
+5
Leverage
Debt/equity 0.06 (< 1.0)
+10
Profitability
Negatieve ROE -17%
-10
Interest coverage
Interest coverage -18.6× (< 1.5×)
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 08-08-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~13.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 94.3% | 32.3% | |
| Net result | €-18k | €4k | |
| Equity | €104k | €39k | |
| Gross operating margin | €-16k | €31k | |
| Total assets | €110k | €146k |
€-16k
-14.8%
22-24
€-18k
-12.1%
22-24
€-17k
-13.1%
22-24
€110k
-12.7%
22-24
€104k
-14.7%
22-24
€103k
-14.1%
22-24
€261
-84.1%
22-24
€6k
+42.7%
22-24
€6k
+42.7%
22-24
17.31
-38.4%
22-24
17.01
-38.4%
22-24
94.3%
-2.3%
22-24
0.06
+67.3%
22-24
-17.3%
-31.5%
22-24
-16.3%
-28.4%
22-24
-18.56
-28.7%
22-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €-16k | €-14k | €-15k |
| Net profit | €-18k | €-16k | €-6k |
| Cash flow | €-17k | €-15k | €-6k |
| Staff costs | - | - | - |
| Income taxes | €261 | €2k | €293 |
| Dividends | - | - | - |
| Total assets | €110k | €126k | €141k |
| Equity | €104k | €122k | €138k |
| Debt | €6k | €4k | €3k |
| of which ≤ 1y | €6k | €4k | €3k |
| of which > 1y | - | - | - |
| Working capital | €103k | €120k | €135k |
| Employees (FTE) | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | |
|---|---|---|---|
| Current ratio | 17.31 | 28.10 | 46.38 |
| Quick ratio | 17.01 | 27.61 | 45.67 |
| Working capital ratio | 93.4% | 95.0% | 96.1% |
| Solvency | 94.3% | 96.5% | 97.9% |
| Debt / equity | 0.06 | 0.04 | 0.02 |
| Long-term debt ratio | - | - | - |
| Interest coverage | -18.56 | -14.42 | -26.89 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | -16.3% | -12.7% | -4.4% |
| ROE | -17.3% | -13.1% | -4.4% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €110k | €126k | €141k |
| Fixed assets | 21/28 | €928 | €2k | €2k |
| Tangible fixed assets | 22/27 | €928 | €1k | €2k |
| Financial fixed assets | 28 | - | €500 | €500 |
| Current assets | 29/58 | €109k | €124k | €138k |
| Stocks & contracts in progress | 3 | €2k | €2k | €2k |
| Amounts receivable within one year | 40/41 | €35k | €41k | €34k |
| Investments | 50/53 | €69k | €69k | €69k |
| Cash & bank | 54/58 | €3k | €12k | €33k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €110k | €126k | €141k |
| Equity | 10/15 | €104k | €122k | €138k |
| Contributions / capital | 10/11 | €20k | €20k | €19k |
| Reserves | 13 | €119k | €119k | €120k |
| Accumulated profits (losses) | 14 | €-35k | €-17k | €-2k |
| Amounts payable | 17/49 | €6k | €4k | €3k |
| Amounts payable within one year | 42/48 | €6k | €4k | €3k |
| Trade debts payable within one year | 44 | €545 | €3k | €1k |
| Income statement | ||||
| Gross operating margin | 9900 | €-16k | €-14k | €-15k |
| Operating result | 9901 | €-17k | €-15k | €-15k |
| Financial income | 75 | €68 | €1k | €2k |
| Financial charges | 65 | €881 | €988 | €562 |
| Result before taxes | 9903 | €-18k | €-14k | €-6k |
| Income taxes | 67/77 | €261 | €2k | €293 |
| Net result for the period | 9904 | €-18k | €-16k | €-6k |
| Result to be appropriated | 9905 | €-18k | €-16k | €-6k |
Legal Structure
| NACE primary | Retail sale of information and communication equipment(47400) |
| Legal form | Private limited company(610) |
| Incorporation | 14-04-2003 |
| Status | Active |
| Postal code | 7800 |
Establishment units
MICRO-LINE
since 20032.131.966.364
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004A0080/00F058 | Wallonia | 939 m² | 1 · 119 m² | 14.6 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 113 days late
2016
24-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 116 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Retail sale of information and communication equipment47400Retail trade4741052487Computer programming, consultancy and related activities62010Computer programming6210072220
Names & trade names
| Legal nameFR | MICRO - LINE INFORMATIQUE |
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