Active BE 0422.528.634Public limited company

Michel Simon

Verte-Place,P.Ch. 2 ·5660 Couvin, Belgium· 44 yrs active

Sector: Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen (47781)

Conclusion Checked

The KBO register records legal situation 010 for Michel Simon (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show equity of €126k and a net result of €12k.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€126k
Net result	€12k
Active	44 yrs
Board	1

Financial profile 5 of 5 axes measured · computed by Checked

51 / 100

Mixed profile: strong on solvency, weaker on health.

All 5 axes are computed from data Checked has read.

Health 24

Profitability 47

Solvency 100

Growth 52

Stability 32

Bankruptcy probability (12 mo) Checked model v1 · free

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Risk Assessment rule-based

3 / 100

High riskRegister: dissolution or liquidation

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 010 for this company; it does not feed the figure above.

Components

· 1 administrative flag (+3)

Trust signals 1 signals

Register: dissolution or liquidation

The KBO register records legal situation 010 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags1 events

UBO non-compliance

Health barometer FY 2022 · computed

24 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022 and the legal situation the KBO register itself records. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Revenue

€23k

-12.1% 18-22

EBITDA

€22k

+145.0% 18-22

Net profit

€12k

+16826.0% 18-22

Cash flow

€17k

+90.8% 18-22

Total assets

€131k

+21.4% 18-22

Equity

€126k

+16.9% 18-22

Working capital

€82k

+12.2% 18-22

Income taxes

€6k

+10509.7% 18-22

Show 11 other metrics

Debt

€5k

+1294.8% 18-22

Debt ≤ 1y

€5k

+1294.8% 18-22

Current ratio

16.74

-91.5% 18-22

Quick ratio

16.74

-91.5% 18-22

Solvency

96.0%

-3.7% 18-22

Debt / equity

0.04

- 18-22

ROE

9.4%

+14374.6% 18-22

ROA

9.0%

+13843.6% 18-22

Net margin

0.3%

+127.1% 18-22

EBITDA margin

39.1%

+34.4% 18-22

Interest coverage

104.06

- 18-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€22k
Net profit	€12k
Cash flow	€17k
Staff costs	-
Income taxes	€6k
Dividends	-
Total assets	€131k
Equity	€126k
Debt	€5k
of which ≤ 1y	€5k
of which > 1y	-
Working capital	€82k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	16.74
Quick ratio	16.74
Working capital ratio	63.0%
Solvency	96.0%
Debt / equity	0.04
Long-term debt ratio	-
Interest coverage	104.06
Gross margin	-
Net margin	-
ROA	9.0%
ROE	9.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €43k · 33.0% Current assets €88k · 67.0%

Equity & liabilities

Equity €126k · 96.0% Debt €5k · 4.0%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€131k
Fixed assets	21/28	€43k
Tangible fixed assets	22/27	€43k
Current assets	29/58	€88k
Amounts receivable within one year	40/41	€22k
Investments	50/53	€32k
Cash & bank	54/58	€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€131k
Equity	10/15	€126k
Contributions / capital	10/11	€62k
Reserves	13	€64k
Amounts payable	17/49	€5k
Amounts payable within one year	42/48	€5k
Trade debts payable within one year	44	€121
Income statement
Gross operating margin	9900	€28k
Operating result	9901	€17k
Financial income	75	€363
Financial charges	65	€215
Result before taxes	9903	€17k
Income taxes	67/77	€6k
Net result for the period	9904	€12k
Result to be appropriated	9905	€12k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

DUCOFFRE Monique
Liquidateur
State Gazette act 26042599 (26-03-2026)

Current
17-02-2026 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen(47781)
Legal form	Public limited company(014)
Incorporation	01-01-1982
Status	Active
Postal code	5660

Establishment units 2 locations

Chaussée de l'Europe,C.-des-S. 27, 5660 Couvin

het bouwen van koelkamers, kluizen, enz.

since 19822.034.949.043

Zoning Industriel(BLX) 15, 6464 Chimay

Exploitatie van sleep- en duwboten

since 19902.034.948.944

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56002A0736/00E000	Wallonia	6,340 m²	1 · 180 m²	7.9 m · 2 fl.
93015F0152/00K000	Wallonia	74 m²	1 · 73 m²	-

Methodology

via establishment units: 2

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

26-03-2026

State Gazette act Resignations & appointments · End & cessation

General meeting · Dissolution · Liquidation

2025

25-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

11-04-2025

KBO administration UBO non-compliance

event 31-03-2025

2024

28-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

26-06-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

30-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

23-03-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

22-06-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

04-04-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

23-04-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

14-04-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2016

17-03-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Lifecycle & Insolvency Signals1 events

11-04-2025

KBO administration UBO non-compliance

Date: 31-03-2025 · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 4 months ago

2026

26-03-2026 Dissolution with immediate closure of the liquidation End of life

Summary: v3.2

Original publication ↗

Technical details

{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "end_event": {
    "sub_type": "voluntary_dissolution_with_close",
    "liquidator": {
      "name": "DUCOFFRE Monique"
    }
  },
  "subject_company": {
    "kbo": "0422.528.634",
    "name_full": "SIMON Michel"
  }
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in vaste, vloeibare en gasvormige brandstoffen in gespecialiseerde winkels, m.u.v. motorbrandstoffen47781Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen47781Gespecialiseerde detailhandel in vaste en vloeibare brandstoffen52481

Primary activity highlighted.

Names & trade names

Legal nameFR

Michel Simon

Registered office

Verte-Place,P.Ch. 2

5660 Couvin, Belgium

Registration history

31-03-2025 UBO non-compliance

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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