Michel Père CONSULT
ActiveSummary
Michel Père CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €-15k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 95% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 70.03 against 34.55 in 2024; short-term debt: 1.3% and cash: 83% of total assets), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
13 d late
2023
177 d early
2022
30 d late
2021
30 d late
2020
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 14.2%
2024 · €107k
2020: €79k
2021: €127k
2022: €162k
2023: €114k
2024: €107k
2020 → 2025
Total assets
€93k▼ 15.5%
2024 · €110k
2020: €107k
2021: €182k
2022: €209k
2023: €167k
2024: €110k
2020 → 2025
Net result
€-15k▼ 115%
2024 · €-7k
2020: €75k
2021: €48k
2022: €36k
2023: €-16k
2024: €-7k
2020 → 2025
Working capital
€84k▼ 18.8%
2024 · €103k
2020: €75k
2021: €120k
2022: €157k
2023: €110k
2024: €103k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€162k▲ 28.0%€114k▼ 29.7%€107k▼ 6.2%€92k▼ 14.2%
Operating result€71k-€54k▼ 24.9%€-15k€-8k▲ 46.1%€-14k▼ 70.2%
Net result€48k-€36k▼ 24.4%€-16k€-7k▲ 55.4%€-15k▼ 115%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €8k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€8k ▲ 120%
Current assets
€85k ▼ 20.0%
Equity and liabilities €93k
Equity
€92k ▼ 14.2%
Debt
€1k ▼ 60.5%
Debt's share of the balance-sheet total falls from 2.8% to 1.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k▼
2024 · €-8k
Cash flow
€-15k▼
2024 · €-6k
Current ratio
70.03▲
2024 · 34.55
Debt to equity
0.01▼
2024 · 0.03
ROE
-16.6%▼
2024 · -6.6%
ROA
-16.4%▼
2024 · -6.5%
Interest coverage
-64.87▼
2024 · -42.42
Debt ≤ 1 year
€1k▼
2024 · €3k
Income taxes
€973▲
2024 · €-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€110k€93k▼
Fixed assets21/28€4k€8k▲
Tangible fixed assets22/27€4k€8k▲
Furniture and vehicles24€0€4k▲
Other tangible fixed assets26€4k€4k=
Current assets29/58€106k€85k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€3k€7k▲
Trade receivables40€1k€6k▲
Other amounts receivable41€1k€463▼
Cash at bank and in hand54/58€103k€77k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€110k€93k▼
Equity10/15€107k€92k▼
Contributions10/11€4k€4k=
Reserves13€84k€84k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14€18k€3k▼
Amounts payable17/49€3k€1k▼
Amounts payable within one year42/48€3k€1k▼
Trade debts44€2k€929▼
Suppliers440/4€2k€929▼
Taxes, remuneration and social security45€1k€197▼
Taxes450/3€1k€197▼
Other amounts payable47/48€498€89▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€596€260▼
Other operating charges640/8€451€465▲
Gross operating margin9900€-7k€-13k▼
Operating profit (loss)9901€-8k€-14k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€180€212▲
Recurring financial charges65€180€212▲
Profit (loss) for the period before taxes9903€-8k€-14k▼
Income taxes67/77€-1k€973▲
Profit (loss) for the period9904€-7k€-15k▼
Profit (loss) for the period to be appropriated9905€-7k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€3k▼
Profit (loss) brought forward from the previous period14P€26k€18k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 70.03
Current ratio from 34.55 to 70.03; short-term debt falls from €3k to €1k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Liquidity times 11current ratio 34.55
Current ratio from 3.05 to 34.55; short-term debt falls from €53k to €3k.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-16k ▼144%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €150kEq €162k ▲28%
3 profitable years in a row build equity to €162k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €100kEq €127k ▲61%
2 profitable years in a row build equity to €127k.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2020
Ground area
2,373 m²
Building footprint
216 m²
Volume, LiDAR
938 m³
Parcel 56034A0129/00R002, Wallonia · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Michel Père CONSULT
since 20202.302.891.747
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56034A0129/00R002 | Wallonia | 2,373 m² | 1 · 216 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,557 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.