MI-FLEURS
ActiveSummary
MI-FLEURS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €8k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-4
Solvency45=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.15 in 2024; short-term debt: 15.6% and cash: 10.4% of total assets), and 80% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
7 d early
2023
28 d early
2022
59 d late
2021
3 d early
2020
31 d early
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▼ 5.5%
2024 · €128k
2018: €29k
2019: €56k
2020: €62k
2021: €79k
2022: €95k
2023: €116k
2024: €128k
2018 → 2025
Total assets
€605k▼ 4.6%
2024 · €635k
2018: €116k
2019: €103k
2020: €114k
2021: €552k
2022: €619k
2023: €666k
2024: €635k
2018 → 2025
Net result
€8k▼ 70.3%
2024 · €27k
2018: €21k
2019: €26k
2020: €7k
2021: €17k
2022: €16k
2023: €56k
2024: €27k
2018 → 2025
Working capital
€15k▲ 10.1%
2024 · €14k
2018: €25k
2019: €54k
2020: €59k
2021: €30k
2022: €36k
2023: €54k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€95k▲ 20.5%€116k▲ 22.0%€128k▲ 10.1%€121k▼ 5.5%
Operating result€27k-€31k▲ 14.7%€82k▲ 161%€45k▼ 45.5%€19k▼ 57.5%
Net result€17k-€16k▼ 3.4%€56k▲ 245%€27k▼ 52.3%€8k▼ 70.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €605k
Fixed assets
€496k ▼ 6.0%
Current assets
€110k ▲ 2.0%
Equity and liabilities €605k
Equity
€121k ▼ 5.5%
Debt
€484k ▼ 4.4%
Debt's share of the balance-sheet total rises from 79.8% to 80.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €75k
Cash flow
€45k▼
2024 · €57k
Current ratio
1.16▲
2024 · 1.15
Quick ratio
1.04▲
2024 · 1.01
Debt to equity
4.00▲
2024 · 3.95
ROE
6.5%▼
2024 · 20.8%
ROA
1.3%▼
2024 · 4.2%
Interest coverage
9.50▼
2024 · 11.54
Debt ≤ 1 year
€95k▲
2024 · €94k
Debt > 1 year
€379k▼
2024 · €402k
Income taxes
€6k▼
2024 · €13k
Staff costs
€58k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€635k€605k▼
Fixed assets21/28€527k€496k▼
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€522k€493k▼
Land and buildings22€518k€488k▼
Plant, machinery and equipment23€181-
Furniture and vehicles24€5k€5k▲
Financial fixed assets28€650€770▲
Current assets29/58€108k€110k▲
Stocks and contracts in progress3€13k€11k▼
Stocks30/36€13k€11k▼
Amounts receivable within one year40/41€44k€34k▼
Trade receivables40€29k€29k▼
Other amounts receivable41€15k€6k▼
Cash at bank and in hand54/58€50k€63k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€635k€605k▼
Equity10/15€128k€121k▼
Contributions10/11€27k€27k=
Reserves13€101k€94k▼
Distributable reserves133€101k€94k▼
Profit (loss) carried forward14€443€461▲
Amounts payable17/49€507k€484k▼
Amounts payable after more than one year17€402k€379k▼
Financial debts170/4€402k€379k▼
Amounts payable within one year42/48€94k€95k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€44k€37k▼
Taxes450/3€40k€32k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€17k€17k▼
Accrued charges and deferred income492/3€10k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€61k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€37k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€-1k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€138k€117k▼
Operating profit (loss)9901€45k€19k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€40k€14k▼
Income taxes67/77€13k€6k▼
Profit (loss) for the period9904€27k€8k▼
Profit (loss) for the period to be appropriated9905€27k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€8k▼
Profit (loss) brought forward from the previous period14P€395€443▲
Transfer from equity791/2€15k€15k=
Transfer to equity691/2€27k€8k▼
To other reserves6921€27k€8k▼
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€15k€15k=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €56k ▲245%
Operating result €82k, net result €56k, both a record.
31-12
Financial
Equity above €100kEq €116k ▲22%
6 profitable years in a row build equity to €116k.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €7k ▼75.3%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Paroche 201450 ChastreGround area
3,290 m²
Building footprint
144 m²
Volume, LiDAR
1,072 m³
2 parcels, Flanders, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MI-FLEURS
since 20052.144.873.304
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23543I0354/00A002 | Flanders | 1,876 m² | 1 · 76 m² | 9.7 m · 2 fl. |
| 25017A0626/00E000 | Wallonia | 1,414 m² | 1 · 68 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Erica Vanderwegen
BE 0825.603.721
Boutersem · Eq €121,453
PLEASANTVILLE
BE 0838.833.630
Antwerpen · Eq €120,480
OLITOM
BE 0839.984.069
Jodoigne · Eq €120,454
BLOEMEN BEUKELEERS KRISTEL
BE 0859.611.525
Aartselaar · Eq €121,580
'T GROEN
BE 0808.383.944
Berlare · Eq €120,418
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 934 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
77226Rental and leasing activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nola@mifleurs.be
Phone:0486/373432