MF FACILITY
ActiveMF FACILITY has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €264k and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 58% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability28▼-16
Solvency84▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.13 in 2023; short-term debt: 38.9% and cash: 3.4% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59%
Return on assets
-5.3%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-24k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
34 d early
2022
34 d early
2021
195 d early
2020
50 d early
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€264k▼ 8.3%
2023 · €288k
2018: €-11k
2019: €-13k
2020: €-15k
2021: €114k
2022: €300k
2023: €288k
2018 → 2024
Total assets
€447k▼ 5.6%
2023 · €474k
2018: €576
2019: €251
2020: €599
2021: €136k
2022: €497k
2023: €474k
2018 → 2024
Net result
€-24k▼ 99.9%
2023 · €-12k
2018: €-2k
2019: €-2k
2020: €-2k
2021: €-21k
2022: €-37k
2023: €-12k
2018 → 2024
Working capital
€-144k▲ 8.0%
2023 · €-156k
2018: €-11k
2019: €-13k
2020: €-15k
2021: €28k
2022: €-172k
2023: €-156k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-15k-€114k€300k▲ 162%€288k▼ 4.0%€264k▼ 8.3%
Operating result€-2k-€-20k▼ 1,113%€-33k▼ 61.2%€-2k▲ 94.3%€-10k▼ 439%
Net result€-2k-€-21k▼ 960%€-37k▼ 76.9%€-12k▲ 67.7%€-24k▼ 99.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2024 against €2k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €447k
Fixed assets
€417k▼ 7.5%
Current assets
€30k▲ 32.5%
Equity and liabilities €447k
Equity
€264k▼ 8.3%
Debt
€183k▼ 1.3%
The debt ratio rises from 39.2% to 41.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▼
2023 · €34k
Cash flow
€12k▼
2023 · €23k
Solvency
59.0%▼
2023 · 60.8%
Current ratio
0.17▲
2023 · 0.13
Quick ratio
0.17▲
2023 · 0.13
Debt / equity
0.69▲
2023 · 0.65
ROE
-9.0%▼
2023 · -4.1%
ROA
-5.3%▼
2023 · -2.5%
Interest coverage
1.89▼
2023 · 3.36
Debt
€183k▼
2023 · €186k
Debt ≤ 1 year
€174k▼
2023 · €179k
Income taxes
€211▲
2023 · €78
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€474k€447k▼
Fixed assets21/28€451k€417k▼
Intangible fixed assets21€17k€11k▼
Tangible fixed assets22/27€434k€407k▼
Land and buildings22€405k€391k▼
Furniture and vehicles24€30k€16k▼
Current assets29/58€23k€30k▲
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€6k€12k▲
Cash at bank and in hand54/58€13k€15k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€474k€447k▼
Equity10/15€288k€264k▼
Contributions10/11€379k€379k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-97k€-121k▼
Amounts payable17/49€186k€183k▼
Amounts payable within one year42/48€179k€174k▼
Trade debts44€23€3k▲
Suppliers440/4€23€3k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€175k€166k▼
Accrued charges and deferred income492/3€7k€9k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€36k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€36k€28k▼
Operating profit (loss)9901€-2k€-10k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€10k€14k▲
Recurring financial charges65€10k€14k▲
Profit (loss) for the period before taxes9903€-12k€-24k▼
Income taxes67/77€78€211▲
Profit (loss) for the period9904€-12k€-24k▼
Profit (loss) for the period to be appropriated9905€-12k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-97k€-121k▼
Profit (loss) brought forward from the previous period14P€-85k€-97k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €300k ▲162%
Equity rises from €114k to €300k.
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 58current ratio 2.29
Current ratio from 0.04 to 2.29.
31-12
Financial
Equity above €100kEq €114k
Equity rises from €-15k to €114k.
11-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamontweg 843680 MaaseikGround area
1,016 m²
Building footprint
195 m²
Volume, LiDAR
349 m³
Parcel 72021B0355/00A000, Flanders · tallest building 9.6 m. Linked by address, not a title deed.
1 establishment unit
MF FACILITY
since 20072.165.456.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021B0355/00A000 | Flanders | 1,016 m² | 1 · 195 m² | 9.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Teamservices
BE 0632.542.245
Antwerpen · Eq €264k
DIRCX CONSULTING
BE 0897.033.828
Mechelen · Eq €264k
BICH VENTURES
BE 0794.393.475
Kortrijk · Eq €264k
De Transformisten
BE 0472.436.916
Elsene · Eq €264k
OPTIMISM WINS
BE 0757.682.539
Maldegem · Eq €264k
Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 6,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2007
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.