MF Consult
ActiveMF Consult has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €54k and a net result of €-15k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 76% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.88 against 4.33 in 2023), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.1%
Return on assets
-22%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d late
2023
2 d early
2022
45 d early
2021
43 d early
2020
44 d early
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€54k▼ 21.6%
2023 · €69k
2018: €52k
2019: €68k
2020: €62k
2021: €60k
2022: €71k
2023: €69k
2018 → 2024
Total assets
€67k▼ 20.2%
2023 · €84k
2018: €66k
2019: €72k
2020: €64k
2021: €60k
2022: €81k
2023: €84k
2018 → 2024
Net result
€-15k
2023 · €15k
2018: €15k
2019: €15k
2020: €-6k
2021: €-2k
2022: €12k
2023: €15k
2018 → 2024
Working capital
€38k▼ 25.9%
2023 · €52k
2018: €28k
2019: €49k
2020: €47k
2021: €46k
2022: €59k
2023: €52k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€62k-€60k▼ 3.0%€71k▲ 19.9%€69k▼ 3.8%€54k▼ 21.6%
Operating result€-6k-€-2k▲ 69.7%€17k€25k▲ 46.6%€-15k
Net result€-6k-€-2k▲ 68.9%€12k€15k▲ 30.4%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €15k after €25k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67k
Fixed assets
€16k▼ 8.1%
Current assets
€52k▼ 23.3%
Equity and liabilities €67k
Equity
€54k▼ 21.6%
Debt
€13k▼ 14.4%
The debt ratio rises from 18.5% to 19.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-14k▼
2023 · €26k
Cash flow
€-13k▼
2023 · €17k
Solvency
80.1%▼
2023 · 81.5%
Current ratio
3.88▼
2023 · 4.33
Quick ratio
3.88▼
2023 · 4.33
Debt / equity
0.25▲
2023 · 0.23
ROE
-27.5%▼
2023 · 22.5%
ROA
-22.0%▼
2023 · 18.3%
Interest coverage
-150.31▼
2023 · 309.59
Debt
€13k▼
2023 · €16k
Debt ≤ 1 year
€13k▼
2023 · €16k
Income taxes
€68▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€84k€67k▼
Fixed assets21/28€17k€16k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€0€0=
Other tangible fixed assets26€0€0=
Financial fixed assets28€12k€12k=
Current assets29/58€67k€52k▼
Amounts receivable within one year40/41€16k€22k▲
Other amounts receivable41€16k€22k▲
Cash at bank and in hand54/58€52k€29k▼
Deferred charges and accrued income490/1-€540
Equity and liabilities
Total equity and liabilities10/49€84k€67k▼
Equity10/15€69k€54k▼
Contributions10/11€19k€19k=
Reserves13€44k€44k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€6k€-9k▼
Amounts payable17/49€16k€13k▼
Amounts payable within one year42/48€16k€13k▼
Trade debts44€230€3k▲
Suppliers440/4€230€3k▲
Taxes, remuneration and social security45€15k€10k▼
Taxes450/3€15k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€28k€-12k▼
Operating profit (loss)9901€25k€-15k▼
Financial income75/76B-€701
Recurring financial income75-€701
Financial charges65/66B€84€93▲
Recurring financial charges65€84€93▲
Profit (loss) for the period before taxes9903€25k€-15k▼
Income taxes67/77€9k€68▼
Profit (loss) for the period9904€15k€-15k▼
Profit (loss) for the period to be appropriated9905€15k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-9k▼
Profit (loss) brought forward from the previous period14P€6k€6k▲
Transfer from equity791/2€18k-
Transfer to equity691/2€15k-
To other reserves6921€15k-
Profit to be distributed694/7€18k-
Return on contributions (dividend)694€18k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼196%
Net result drops to €-15k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €15k ▲30.4%
Net result €15k, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 52current ratio 874.57
Current ratio from 16.97 to 874.57; short-term debt falls from €3k to €52.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 11.06
Current ratio from 2.97 to 11.06; short-term debt falls from €14k to €5k.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Breughelstraat 322900 SchotenGround area
470 m²
Building footprint
175 m²
Volume, LiDAR
1,043 m³
Parcel 11443C0545/00B002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pieter Breughelstraat 32, 2900 Schoten
since 20152.238.618.557
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443C0545/00B002 | Flanders | 470 m² | 1 · 175 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.