MES ENVIES
ActiveSummary
MES ENVIES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.35M and a net result of €3.20M. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 54% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-1
Solvency83▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 8.13 in 2024; short-term debt: 42.4% and cash: 47.6% of total assets), and 42.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
22%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
105 d early
2023
35 d early
2022
31 d late
2021
17 d late
2020
29 d early
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3.20M▲ 18.9%
2024 · €2.69M
2018: €951k
2019: €1.27M
2020: €1.98M
2021: €1.98M
2022: €1.94M
2023: €2.45M
2024: €2.69M
2018 → 2025
Working capital
€8.27M▼ 20.5%
2024 · €10.40M
2018: €650k
2019: €1.54M
2020: €3.21M
2021: €5.01M
2022: €6.54M
2023: €8.99M
2024: €10.40M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.06M-€6.83M▲ 34.9%€9.00M▲ 31.8%€10.51M▲ 16.8%€8.35M▼ 20.5%
Operating result€2.85M-€2.77M▼ 2.9%€3.56M▲ 28.8%€3.73M▲ 4.6%€4.33M▲ 16.3%
Net result€1.98M-€1.94M▼ 1.9%€2.45M▲ 26.0%€2.69M▲ 9.8%€3.20M▲ 18.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.49M
Fixed assets
€81k ▼ 26.1%
Current assets
€14.41M ▲ 21.5%
Equity and liabilities €14.49M
Equity
€8.35M ▼ 20.5%
Debt
€6.14M ▲ 321%
Debt's share of the balance-sheet total rises from 12.2% to 42.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4.36M▲
2024 · €3.76M
Cash flow
€3.22M▲
2024 · €2.72M
Current ratio
2.35▼
2024 · 8.13
Debt to equity
0.73▲
2024 · 0.14
ROE
38.3%▲
2024 · 25.6%
ROA
22.0%▼
2024 · 22.5%
Interest coverage
731.57▲
2024 · 726.79
Debt ≤ 1 year
€6.14M▲
2024 · €1.46M
Income taxes
€1.44M▲
2024 · €1.25M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€11.97M€14.49M▲
Fixed assets21/28€109k€81k▼
Tangible fixed assets22/27€109k€81k▼
Plant, machinery and equipment23€1k€915▼
Furniture and vehicles24€108k€80k▼
Other tangible fixed assets26€254€127▼
Financial fixed assets28€30€30=
Current assets29/58€11.86M€14.41M▲
Amounts receivable after more than one year29€2.61M€2.61M=
Other amounts receivable291€2.61M€2.61M=
Amounts receivable within one year40/41€117k€71k▼
Trade receivables40€116k€70k▼
Other amounts receivable41€977€811▼
Current investments50/53€5.44M€4.81M▼
Cash at bank and in hand54/58€3.67M€6.89M▲
Deferred charges and accrued income490/1€26k€27k▲
Equity and liabilities
Total equity and liabilities10/49€11.97M€14.49M▲
Equity10/15€10.51M€8.35M▼
Contributions10/11€19k€19k=
Reserves13€10.49M€8.33M▼
Tax-exempt reserves132€592€592=
Distributable reserves133€10.49M€8.33M▼
Amounts payable17/49€1.46M€6.14M▲
Amounts payable within one year42/48€1.46M€6.14M▲
Trade debts44€12k€27k▲
Suppliers440/4€12k€27k▲
Taxes, remuneration and social security45€269k€752k▲
Taxes450/3€269k€752k▲
Remuneration and social security454/9-€300
Other amounts payable47/48€1.18M€5.36M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€29k▼
Other operating charges640/8€16k€8k▼
Gross operating margin9900€3.77M€4.37M▲
Operating profit (loss)9901€3.73M€4.33M▲
Financial income75/76B€222k€310k▲
Recurring financial income75€222k€310k▲
Non-recurring financial income76B€32€8▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Non-recurring financial charges66B€173€100▼
Profit (loss) for the period before taxes9903€3.94M€4.64M▲
Income taxes67/77€1.25M€1.44M▲
Profit (loss) for the period9904€2.69M€3.20M▲
Profit (loss) for the period to be appropriated9905€2.69M€3.20M▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.69M€3.20M▲
Transfer from equity791/2€1.17M€5.35M▲
Transfer to equity691/2€2.69M€3.20M▲
To other reserves6921€2.69M€3.20M▲
Profit to be distributed694/7€1.17M€5.35M▲
Return on contributions (dividend)694€1.17M€5.35M▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €3.20M ▲18.9%
Operating result €4.33M, net result €3.20M, both a record.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €10MEq €10.51M ▲16.8%
7 profitable years in a row build equity to €10.51M.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 18.51
Current ratio from 8.00 to 18.51; short-term debt falls from €459k to €286k.
31-12
Financial
Equity above €5MEq €5.06M ▲54.1%
4 profitable years in a row build equity to €5.06M.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €2MEq €3.29M ▲103%
3 profitable years in a row build equity to €3.29M.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 4.61
Current ratio from 1.87 to 4.61; short-term debt falls from €747k to €427k.
31-12
Financial
Equity above €1MEq €1.62M ▲149%
2 profitable years in a row build equity to €1.62M.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2013
Ground area
1,445 m²
Building footprint
317 m²
Volume, LiDAR
2,194 m³
2 parcels, Brussels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mes Envies sprlu
since 20132.216.284.803
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0308/00E007 | Brussels | 828 m² | 1 · 138 m² | 12.6 m · 3 fl. |
| 22002C0048/00L010 | Flanders | 617 m² | 1 · 179 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945000ZKC6KHYR7N635
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 7,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.