MERIVA
ActiveMERIVA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €12k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency70▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 2.34 in 2024; short-term debt: 42.2% and cash: 63.1% of total assets), but 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.8%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d late
2023
30 d late
2022
24 d late
2022
3 d late
2021
1 d early
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▲ 20.3%
2024 · €61k
2019: €34k
2020: €30k
2021: €26k
2022: €32k
2022: €45k
2023: €74k
2024: €61k
2019 → 2025
Total assets
€163k▲ 27.6%
2024 · €127k
2019: €71k
2020: €109k
2021: €65k
2022: €127k
2022: €152k
2023: €179k
2024: €127k
2019 → 2025
Net result
€12k▼ 73.7%
2024 · €47k
2019: €24k
2020: €-4k
2021: €-4k
2022: €6k
2022: €23k
2023: €29k
2024: €47k
2019 → 2025
Working capital
€69k▲ 40.4%
2024 · €49k
2019: €35k
2020: €22k
2021: €16k
2022: €25k
2022: €32k
2023: €59k
2024: €49k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222022202320242025Trend
Equity€32k-€45k▲ 38.9%€74k▲ 64.8%€61k▼ 17.7%€73k▲ 20.3%
Operating result€10k-€-10k€46k€62k▲ 33.5%€20k▼ 67.2%
Net result€6k-€23k▲ 248%€29k▲ 28.6%€47k▲ 61.8%€12k▼ 73.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€25k▼ 40.0%
Current assets
€138k▲ 60.0%
Equity and liabilities €163k
Equity
€73k▲ 20.3%
Debt
€90k▲ 34.3%
The debt ratio rises from 52.4% to 55.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▼
2024 · €78k
Cash flow
€29k▼
2024 · €63k
Solvency
44.8%▼
2024 · 47.6%
Current ratio
2.01▼
2024 · 2.34
Quick ratio
1.84▼
2024 · 2.05
Debt / equity
1.23▲
2024 · 1.10
ROE
16.9%▼
2024 · 77.3%
ROA
7.6%▼
2024 · 36.7%
Interest coverage
38.19▼
2024 · 84.63
Debt
€90k▲
2024 · €67k
Debt ≤ 1 year
€69k▲
2024 · €37k
Debt > 1 year
€21k▼
2024 · €30k
Income taxes
€7k▼
2024 · €15k
Staff costs
€72k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€163k▲
Fixed assets21/28€41k€25k▼
Tangible fixed assets22/27€41k€25k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€16k€9k▼
Furniture and vehicles24€18k€10k▼
Current assets29/58€86k€138k▲
Stocks and contracts in progress3€11k€12k▲
Stocks30/36€11k€12k▲
Amounts receivable within one year40/41€16k€23k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€15k€20k▲
Cash at bank and in hand54/58€58k€103k▲
Deferred charges and accrued income490/1€1k€271▼
Equity and liabilities
Total equity and liabilities10/49€127k€163k▲
Equity10/15€61k€73k▲
Contributions10/11€19k€19k=
Reserves13€27k€27k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€15k€27k▲
Amounts payable17/49€67k€90k▲
Amounts payable after more than one year17€30k€21k▼
Financial debts170/4€30k€21k▼
Amounts payable within one year42/48€37k€69k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€18k€47k▲
Suppliers440/4€18k€47k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€6k€4k▼
Remuneration and social security454/9€5k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€146k€110k▼
Operating profit (loss)9901€62k€20k▼
Financial income75/76B€878€193▼
Recurring financial income75€878€193▼
Financial charges65/66B€927€1k▲
Recurring financial charges65€927€959▲
Non-recurring financial charges66B-€211
Profit (loss) for the period before taxes9903€62k€19k▼
Income taxes67/77€15k€7k▼
Profit (loss) for the period9904€47k€12k▼
Profit (loss) for the period to be appropriated9905€47k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€27k▼
Profit (loss) brought forward from the previous period14P€28k€15k▼
Profit to be distributed694/7€60k-
Return on contributions (dividend)694€60k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2019net €47k ▲61.8%
Operating result €62k, net result €47k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
2021
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2019
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maststraat 412910 EssenGround area
2,025 m²
Building footprint
209 m²
Volume, LiDAR
1,074 m³
Parcel 11642D0191/00N002, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meriva
since 20102.192.955.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0191/00N002 | Flanders | 2,025 m² | 1 · 209 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEssen2.192.955.709
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Oufti moment
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Gero
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,903 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2010
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.