MENUISERIE SYLVAIN GREGOIRE
ActiveThe computed 12-month bankruptcy probability of MENUISERIE SYLVAIN GREGOIRE is 2.1% (moderate). The 2025 annual accounts show equity of €46k and a net result of €17k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 27407 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency93▼-7
Growth52=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 4.12 in 2024), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
19.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
18 d late
2024
13 d late
2023
18 d late
2022
25 d late
2021
15 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 23.2%
2024 · €38k
2020: €26k
2021: €55k
2022: €58k
2023: €42k
2024: €38k
2020 → 2025
Total assets
€84k▲ 80.5%
2024 · €47k
2020: €40k
2021: €69k
2022: €68k
2023: €45k
2024: €47k
2020 → 2025
Net result
€17k
2024 · €-5k
2020: €24k
2021: €29k
2022: €3k
2023: €-16k
2024: €-5k
2020 → 2025
Working capital
€31k▲ 8.7%
2024 · €29k
2020: €24k
2021: €50k
2022: €48k
2023: €28k
2024: €29k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€58k▲ 6.1%€42k▼ 27.6%€38k▼ 11.0%€46k▲ 23.2%
Operating result€36k-€7k▼ 79.9%€-15k€-3k▲ 79.7%€22k
Net result€29k-€3k▼ 88.3%€-16k€-5k▲ 71.2%€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€15k▲ 71.5%
Current assets
€70k▲ 82.5%
Equity and liabilities €84k
Equity
€46k▲ 23.2%
Debt
€38k▲ 313%
The debt ratio rises from 19.8% to 45.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€25k▲
2024 · €2k
Cash flow
€20k▲
2024 · €502
Solvency
54.8%▼
2024 · 80.2%
Current ratio
1.82▼
2024 · 4.12
Quick ratio
1.82▼
2024 · 4.10
Debt / equity
0.83▲
2024 · 0.25
ROE
36.1%▲
2024 · -12.4%
ROA
19.8%▲
2024 · -9.9%
Interest coverage
27.48▲
2024 · 1.59
Debt
€38k▲
2024 · €9k
Debt ≤ 1 year
€38k▲
2024 · €9k
Income taxes
€4k▲
2024 · €451
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€84k▲
Fixed assets21/28€9k€15k▲
Tangible fixed assets22/27€9k€15k▲
Land and buildings22€7k€6k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€2k€7k▲
Current assets29/58€38k€70k▲
Stocks and contracts in progress3€219€95▼
Stocks30/36€219€95▼
Amounts receivable within one year40/41€13k€32k▲
Trade receivables40€9k€25k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€19k€33k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€47k€84k▲
Equity10/15€38k€46k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€36k€44k▲
Amounts payable17/49€9k€38k▲
Amounts payable within one year42/48€9k€38k▲
Trade debts44€6k€22k▲
Suppliers440/4€6k€22k▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€852€522▼
Gross operating margin9900€3k€26k▲
Operating profit (loss)9901€-3k€22k▲
Financial income75/76B€143€212▲
Recurring financial income75€143€212▲
Financial charges65/66B€1k€927▼
Recurring financial charges65€1k€927▼
Profit (loss) for the period before taxes9903€-4k€21k▲
Income taxes67/77€451€4k▲
Profit (loss) for the period9904€-5k€17k▲
Profit (loss) for the period to be appropriated9905€-5k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€52k▲
Profit (loss) brought forward from the previous period14P€40k€36k▼
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
31-12
Financial
Weakest financial yearnet €-16k ▼583%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-12
Financial
Highest result since 2020net €29k ▲16.8%
Operating result €36k, net result €29k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Félix Deblon 944910 TheuxGround area
4,190 m²
Building footprint
45 m²
Volume, LiDAR
441 m³
2 parcels, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MENUISERIE SYLVAIN GREGOIRE
since 20202.298.489.729
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63060C0341/00A000 | Wallonia | 3,826 m² | - | - |
| 63074B0895/00X000 | Wallonia | 365 m² | 1 · 45 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 7,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2020
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
25401Forging of metal
43230Insulation installation
43291Specialised construction activities
43343Specialised construction activities
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.